Off Market Nov 2021 for $165K

$415,953

Est. refi paymentEst. refi $1,092/mo

•

2,808

sq ft

20 James St, Waterbury, CT 06708

About this home

Perfect investment opportunity! This 3 unit multi-family property offers its next owner a relatively low-maintenance opportunity to start or add to their portfolio. Tenants pay their own electric & gas (all units have easy electric heat/two units have gas water heaters & one unit has electric). Situated in lower Town Plot / the Brooklyn neighborhood; the location is ideal. Easy commuter spot for tenants as well as easy access to all the amenities the area. Recent renovations include a 6-year-old roof, newer windows, addition of an owner's electric meter, kitchens and baths were refreshed within the past 10 years and are of decent quality. Some rooms have refinished hardwood, vinyl, or tile. This property also features enclosed front and rear porches, a clean basement with tidy utilities, and off-street parking. Increase your return on your investment by bumping rents to market rates as current rents are $750/month. At $750/month per unit, this building has the ability to bring in $27,000 gross income, and if the rents are bumped to market rates, up to $33,900 or more! This one is a must-see!

Multi-familyProperty Type

1920Year Built

3,920 sq ftLot Size

$148Est. Price/Sq.Ft.

Listed by Zach Nichols • Realty Exclusive LLC

Bought with Ashley Henry • Century 21 AllPoints Realty

Bought with Adrian Cote • Century 21 AllPoints Realty

Source:Smart MLS #170436272

Redfin Estimate

$415,953

$251K since sold in November 2021$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2% lower than the average sale price ($424K) of 6 comparable homes.

SOLD JUN 24, 2026
$505,000
A
8 beds3 baths4,004 sq ft
23 James St, Waterbury, CT 06708
SOLD APR 29, 2026
$399,000
B
5 beds3 baths3,705 sq ft
21 Poplar St, Waterbury, CT 06708
SOLD FEB 4, 2026
$450,000
C
7 beds3 baths2,633 sq ft
70 Vail St, Waterbury, CT 06708
SOLD JUN 11, 2026
$415,000
D
6 beds3 baths3,393 sq ft
163 Draher St, Waterbury, CT 06708
SOLD NOV 5, 2025
$326,400
E
9 beds3 baths2,760 sq ft
324 Congress Ave, Waterbury, CT 06708
SOLD FEB 27, 2026
$450,000
F
4 beds3 baths2,630 sq ft
318 Congress Ave, Waterbury, CT 06708

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Earn from this home

Sell

$269,993

Est. take-home

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Refinance

Est. cash available

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Market trends in 06708, CT

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

1.1% MoM

Median sale price

$320K

$10K MoM

Avg. days on market

44d

1 days MoM

Recently sold homes

8 MoM

New listings for sale

NEW 1 MIN AGO
$200,000
5 beds3 baths2,122 sq ft
176 Bradley Ave, Waterbury, CT 06708
NEW 4 HRS AGO
$162,000
2 beds1.5 baths928 sq ft
214 Oakville Ave Unit D, Waterbury, CT 06708
NEW 16 HRS AGO
$145,000
2 beds1.5 baths1,248 sq ft
173 Kaynor Dr Unit E, Waterbury, CT 06708
NEW 20 HRS AGO
$175,000
2 beds1 bath924 sq ft
925 Oronoke Rd Unit 34J, Waterbury, CT 06708
COMING SOON
$449,900
3 beds2.5 baths2,647 sq ft
62 Hampton Rd, Waterbury, CT 06708
COMING SOON
$299,000
3 beds1.5 baths1,278 sq ft
42 Media Ave, Waterbury, CT 06708
OPEN SAT, 10:30AM TO 3PM
$184,900
2 beds1.5 baths960 sq ft
585 Park Rd Unit 2-3, Waterbury, CT 06708
COMING SOON
$399,900
3 beds3 baths1,986 sq ft
327 Lakeside Blvd W, Waterbury, CT 06708
OPEN SEP 20, 2PM TO 5PM
$300,000
2 beds1 bath1,278 sq ft
631 Highland Ave, Waterbury, CT 06708
$339,900
4 beds2 baths1,508 sq ft
206 Chipman St, Waterbury, CT 06708
See all

Provided by Redfin

Sale history for 20 James St

Date

Event

Price

Smart MLS #170436272

Nov 30, 2021

Sold

$165,000

$59/sq ft

Oct 1, 2021

Contingent

—

Sep 17, 2021

Listed

$169,900

$61/sq ft

Smart MLS #G10150492

Aug 18, 2016

Sold

$90,000

$32/sq ft

Jul 8, 2016

Listing Removed

—

Jul 6, 2016

Listed

$99,900

$36/sq ft

Perfect investment property opportunity! Completely updated multi-family with 3 units! New roof/ windows and freshly paved driveway. Kitchen and bathroom have been renovated including updated lighting. Units have been recently painted (both interior and exterior). Fully rented with new leases and security deposits. Front and rear porches are enclosed. Exterior doors are metal. Total rent roll $2350/month!!! Completely Turn Key!!!

Smart MLS #G10058033

Oct 23, 2015

Listing Removed

—

Jun 26, 2015

Listed

$109,900

$39/sq ft

Smart MLS #W1075144

May 31, 2014

Listing Removed

—

Feb 1, 2014

Listed

$89,900

$32/sq ft

Smart MLS #G595954

Dec 22, 2011

Listing Removed

—

Jun 22, 2011

Listed

$59,900

$21/sq ft

Smart MLS #W1057164

Nov 30, 2010

Listing Removed

—

May 27, 2010

Listed

$49,900

$18/sq ft

Smart MLS #W1057286

Jun 4, 2010

Listed

$40,000

$14/sq ft

Smart MLS #W1049409

Nov 6, 2009

Listing Removed

—

Dec 9, 2008

Listed

$75,000

$27/sq ft

Smart MLS #W1042527

Mar 24, 2008

Listing Removed

—

Sep 27, 2007

Listed

$194,900

$69/sq ft

Public Records

Jul 28, 2004

Sold

$67,500

$24/sq ft

Smart MLS #W1016350

Feb 10, 2004

Listed

$79,900

$28/sq ft

Year

Property tax

Land + Additions

Assessment*

2023

$11,968 (+104.3%)

$13,580 + $207,270

$220,850

2022

$5,858

$13,550 + $83,750

$97,300

2021

$5,858

$13,550 + $83,750

$97,300

2020

$5,858

$13,550 + $83,750

$97,300

2019

$5,858

$13,550 + $83,750

$97,300

2018

$5,858 (+3.3%)

$13,550 + $83,750

$97,300

2017

$5,669

$13,550 + $80,600

$94,150

2016

$5,669 (+5.7%)

$13,550 + $80,600

$94,150

2013

$5,365

$13,550 + $80,600

$94,150

2011

$5,365

$13,550 + $80,600

$94,150

Tax history for 20 James St

Year

Property tax

Land + Additions

Assessment*

2023

$11,968 (+104.3%)

$13,580 + $207,270

$220,850

2022

$5,858

$13,550 + $83,750

$97,300

2021

$5,858

$13,550 + $83,750

$97,300

2020

$5,858

$13,550 + $83,750

$97,300

2019

$5,858

$13,550 + $83,750

$97,300

2018

$5,858 (+3.3%)

$13,550 + $83,750

$97,300

2017

$5,669

$13,550 + $80,600

$94,150

2016

$5,669 (+5.7%)

$13,550 + $80,600

$94,150

2013

$5,365

$13,550 + $80,600

$94,150

2011

$5,365

$13,550 + $80,600

$94,150

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,920 Sq. Ft.

Year renovated

1972

Sq. Ft.

2,808

Year built

1920

Style

Multi-Family (2-4 Unit)

County

New Haven County

APN

1388591

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2023.

High Density Multi-Family Residential District

The RH District is established to provide for medium and high-rise multifamily residential structures at a maximum density of 42 dwelling units per acre and limited nonresidential uses and mixed-use development. Uses and Conditional Accessory Uses are permitted by Zoning Permit, Special Permit, or Special Exception approval as provided in Article 11 of these Regulations.

Permitted uses

Include but are not limited to:

No uses permitted by right

Property details

Parking

Garage Information
Garage & Parking: Paved, On Street Parking, Off Street Parking

Interior

Virtual Tour Information
Has Virtual Tour

Bathroom Information
# of Baths (Full): 3

Bedroom Information
Beds Total: 6

Room Information
Basement Description: Full, Unfinished, Concrete Floor, Storage
Has Attic
Attic Description: Storage Space

Multi-Unit Information
Unit Count: 3
Total Rooms Multi Family: 12
Total Number of Units: 3

Exterior

Exterior Features
Roof Information: Asphalt Shingle
Exterior Siding: Shake
Exterior Features: Gutters, Porch-Enclosed, Sidewalk

Lot Information
Lot Description: Level Lot

Building Information
Foundation Type: Concrete, Stone
Construction Description: Frame
Color: Blue

Property Information
Property Type: Multi-Family For Sale
Property Sub Type: 3 Family
Living Area SQFT Per Public Record: 2808
Driveway Type: Private, Shared, Paved, Dirt

Financial

Assessments Information
Assessed Value: $97,300

Utilities

Utility Information
Water Source: Public Water Connected
Sewage System: Public Sewer Connected
Hot Water Description: 30 Gallon Tank, 40 Gallon Tank, Electric, Natural Gas
Heat Type: Baseboard
Heat Fuel Type: Electric
Energy Features: Storm Windows, Thermopane Windows

Location

School Information
Middle Jr High School: Per Board of Ed
High School: John F. Kennedy
Elementary School: Duggan

Location Information
State: Connecticut
Nearby Amenities: Basketball Court, Commuter Bus, Golf Course, Library, Medical Facilities, Park, Public Transportation, Walk to Bus Lines
Directions: Washington Ave to James St.
County: New Haven

Public facts

Beds: 6
Baths: 3.0
Sq. Ft.: 2,808
Stories: 3.0
Lot Size: 3,920 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1920
Year Renovated: 1972
County: New Haven County
APN: 1388591

Home facts updated by county records on Jul 13, 2023

Around this home

Schools

Duggan School

Public PreK-8 • Assigned • 0.1mi

4/10

John F. Kennedy High School

Public 9-12 • Assigned • 0.5mi

1/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Waterbury, CT • 06708

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.8 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

8.8 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$396,000 – $479,000

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New listings for sale in 06708

NEW 1 MIN AGO

$200,000

5 beds3 baths2,122 sq ft

176 Bradley Ave, Waterbury, CT 06708

NEW 4 HRS AGO

$162,000

2 beds1.5 baths928 sq ft

214 Oakville Ave Unit D, Waterbury, CT 06708

NEW 16 HRS AGO

$145,000

2 beds1.5 baths1,248 sq ft

173 Kaynor Dr Unit E, Waterbury, CT 06708

NEW 20 HRS AGO

$175,000

2 beds1 bath924 sq ft

925 Oronoke Rd Unit 34J, Waterbury, CT 06708

COMING SOON

$449,900

3 beds2.5 baths2,647 sq ft

62 Hampton Rd, Waterbury, CT 06708

COMING SOON

$299,000

3 beds1.5 baths1,278 sq ft

42 Media Ave, Waterbury, CT 06708

OPEN SAT, 10:30AM TO 3PM

$184,900

2 beds1.5 baths960 sq ft

585 Park Rd Unit 2-3, Waterbury, CT 06708

COMING SOON

$399,900

3 beds3 baths1,986 sq ft

327 Lakeside Blvd W, Waterbury, CT 06708

OPEN SEP 20, 2PM TO 5PM

$300,000

2 beds1 bath1,278 sq ft

631 Highland Ave, Waterbury, CT 06708

Home values near 20 James St

Data from public records.

Address	Redfin Estimate
16 James St, Waterbury, CT 9 Beds \| 3 Baths \| 3081 Sq. Ft.	$501,530
29 James St, Waterbury, CT 9 Beds \| 3 Baths \| 3102 Sq. Ft.	$454,057

Address	Redfin Estimate
26 James St, Waterbury, CT 9 Beds \| 3 Baths \| 2970 Sq. Ft.	$502,659
11 James St, Waterbury, CT 3 Beds \| 2 Baths \| 2024 Sq. Ft.	$346,149

Address	Redfin Estimate
23 James St, Waterbury, CT 8 Beds \| 3 Baths \| 4004 Sq. Ft.	$494,389
15 James St, Waterbury, CT 4 Beds \| 2 Baths \| 1728 Sq. Ft.	$341,416

Property information provided by Smart MLS when last listed in 2021. This data may not match . Learn more.

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