Welcome to 109 Salt Island, a charming cottage just a short stroll from Middle Beach and local restaurants. Thoughtfully updated throughout, this home features warm wood floors, newer windows that fill the rooms with natural light, and numerous interior improvements, all framed by freshly updated landscaping. A beautiful front porch invites you to relax with morning coffee or unwind after a day at the beach. Currently configured as two 2-bedroom units, each spanning two levels with its own separate meters and heating system, the home offers a flexible layout that can easily be converted to a spacious single-family residence with four bedrooms, or kept as is for multi-generational living, a guest suite, or rental income. The property has a proven history of $70,000-$80,000 in annual revenue through vacation and academic rentals. Furnishings are available separately for a turnkey start. Located in a flood zone; flood insurance required. Agent owned, management company willing to stay on.
Single-familyProperty Type
1900Year Built
6,098 sq ftLot Size
$401Price/Sq.Ft.
3 spacesParking
Listed by Ali White Ginnett• Coldwell Banker Realty
Opportunity knocks at 109 Salt Island! This quaint cottage-style two-family offers two 2-bedroom units, each with its own separate meters and heating system, making it an ideal fit for investors, owner-occupants looking to offset their mortgage, or buyers who want a flexible shoreline retreat. With a proven track record of $70,000-$80,000 in annual revenue through a blend of short-term vacation rentals and academic-year leases, this property has shown what it can do. Since the current ownership, the home has been thoughtfully refreshed with new windows, updated landscaping, and numerous interior improvements. Prefer a single-family? The layout lends itself to an easy conversion. Stroll to local restaurants and Middle Beach, and enjoy the best of coastal living. Furnishings are available for purchase separately, allowing a turnkey start. Property is located in a flood zone; flood insurance is required. Current management willing to stay in place, Agent owned.
SMARTMLS #24196843
Sep 23, 2026
Rental Removed
$2,400
$2/sq ft
Sep 5, 2026
Price Changed
$2,400
$2/sq ft
Sep 1, 2026
Price Changed
$2,600
$2/sq ft
Aug 5, 2026
Listed for Rent
$3,000
$2/sq ft
SMARTMLS #24162307
Apr 28, 2026
Rental Removed
$5,800
$4/sq ft
Apr 8, 2026
Price Changed
$5,800
$4/sq ft
Mar 26, 2026
Listed for Rent
$6,500
$4/sq ft
SMARTMLS #24114618
Aug 9, 2025
Rental Removed
$2,200
$1/sq ft
Jul 30, 2025
Price Changed
$2,200
$1/sq ft
Jul 26, 2025
Listed for Rent
$2,000
$1/sq ft
SMARTMLS #170607909
Nov 6, 2023
Rental Removed
$1,950
$1/sq ft
Nov 2, 2023
Listed for Rent
$1,950
$1/sq ft
Smart MLS #170566651
Jun 20, 2023
Sold
$478,000
$310/sq ft
May 16, 2023
Pending
—
May 12, 2023
Listed
$425,000
$276/sq ft
May 8, 2023
Coming Soon
$425,000
$276/sq ft
Unique, 2-family investment opportunity just a short walk to Middle Beach in Westbrook. This home is improved with two side-by-side rental units which are both currently rented on a month-to-month basis. Each unit offers an updated kitchen, a living area, one full updated bathroom, two second floor bedrooms and two off-street parking spaces. There is shared laundry in the basement. Each unit is separately metered for electric and has it's own heating system, 275 gallon oil tank, and 30 gallon water heater. Presently, the owner pays for water and garbage service. This property provides coastal beach living and easy access to great local restaurants and shops, to I-95 and to the Westbrook Train Station which is just .6 miles away. Don't miss this great opportunity. *** We have received multiple offers. If you have interest, kindly submit your offer by the end of the day Monday May 15th.**
Public Records
Jun 5, 2006
Sold
$335,000
$217/sq ft
Public Records
Sep 13, 1999
Sold
$144,000
$93/sq ft
Smart MLS #E95893
Apr 8, 1999
Listing Removed
—
Feb 8, 1999
Listed
$159,000
$103/sq ft
Smart MLS #E91558
Feb 8, 1999
Listing Removed
—
Aug 13, 1998
Listed
$159,000
$103/sq ft
Year
Property tax
Land + Additions
Assessment*
2023
$5,234 (+2.7%)
$161,910 + $83,570
$245,480
2022
$5,096 (+4.9%)
$161,910 + $83,570
$245,480
2021
$4,857
$116,760 + $77,510
$194,270
2020
$4,857 (+1.3%)
$116,760 + $77,510
$194,270
2019
$4,793 (+1.2%)
$116,760 + $77,510
$194,270
2018
$4,734
$116,760 + $77,510
$194,270
2017
$4,734 (+8.2%)
$116,760 + $77,510
$194,270
2016
$4,375 (+6.2%)
$111,570 + $77,510
$189,080
2014
$4,120 (+3.9%)
$111,570 + $77,510
$189,080
2011
$3,967
$111,570 + $77,510
$189,080
Public record
Beds
4
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
6,098 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,542
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,542
Year built
1900
Style
Multi-Family (2-4 Unit)
County
Middlesex County
APN
1040721
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 19, 2023.
Climate risks
5/10 Flood Factor
Estimated 34-46% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 93° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Westbrook, CT • 06498
Average low and high temperatures (°F)
35
23
37
24
49
34
59
42
67
52
79
61
83
67
80
61
76
59
65
48
55
38
40
27
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 109 Salt Island Rd
$622,483
$3,483 over list price of $619K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $550K to $725K.