Live your coastal dream on this waterfront country estate north of Apalachicola on 2.49 acres. Breathtaking views overlook marshes on Scipio Creek and the Apalachicola River. This property is designed for outdoor entertaining including a shared boat dock with 6-8 ft water depth. Built in 2008, the spacious 2-story home has 3240 sf of living area, 4 BR/4.5 BA, 3-car garage, 38'x32' pole barn, saltwater pool, whole-house generator, pavillon/storage building. Interior features Brazilian walnut floors and custom cypress trim, granite countertops, tile, 9 ft ceilings. Recent HVAC system. Main level has open floor plan with living-dining-kitchen area, office, separate dining or additional bedroom, 3 masters with ensuite baths, guest bath and laundry. Second floor features sizeable great room, separate bedroom, full bath, large closet.
Single-familyProperty Type
2008Year Built
2.49 acresLot Size
$278Est. Price/Sq.Ft.
8 spacesParking
Listed by Spohrer Price Ray Team• Berkshire Hathaway HomeServices - SGI
Major Price Reduction for this Custom home on deep water Scipio Creek, electric storm/security shutters, whole house 17KW generator/switch, solar panels with bi-directional meter, water softener/equipment, commercial grade foam insulation throughout, engineered roof cable system , geo-thermal 4 zone HVAC, 3 master suites, bonus/bedroom/bath/rec room upstairs with pool & air hockey tables, 2 offices, Brazilian walnut & tile flooring, granite counters, stainless appliances, custom cypress trim, fenced in yard, circular driveway, large concrete area, pump house, 350' well, misting tank, shed on concrete slab, commercial automatic gate opener, 1000 lb propane tank, underground utilities, located at end of road, complete privacy in quiet neighborhood. Motivated Seller. Seller is Florida real estate licensee.
Year
Property tax
Land + Additions
Assessment*
2025
$6,592 (−2.9%)
$161,850 + $583,851
$745,701
2024
$6,789 (−1.3%)
$161,850 + $596,474
$758,324
2023
$6,881 (+43.0%)
$161,850 + $539,004
$700,854
2022
$4,812 (−0.6%)
$121,850 + $354,191
$476,041
2021
$4,840 (+4.5%)
2020
$4,631 (+2.5%)
$87,250 + $320,562
$407,812
2019
$4,518 (−5.7%)
$87,250 + $299,976
$387,226
2018
$4,793 (+0.4%)
$174,300 + $212,926
$387,226
2017
$4,774 (−0.2%)
$174,300 + $212,926
$387,226
2016
$4,784 (+0.8%)
$174,300 + $217,163
$391,463
2014
$4,744
$174,300 + $217,163
$391,463
Tax history for 421 Smith Rd
Year
Property tax
Land + Additions
Assessment*
2025
$6,592 (−2.9%)
$161,850 + $583,851
$745,701
2024
$6,789 (−1.3%)
$161,850 + $596,474
$758,324
2023
$6,881 (+43.0%)
$161,850 + $539,004
$700,854
2022
$4,812 (−0.6%)
$121,850 + $354,191
$476,041
2021
$4,840 (+4.5%)
2020
$4,631 (+2.5%)
$87,250 + $320,562
$407,812
2019
$4,518 (−5.7%)
$87,250 + $299,976
$387,226
2018
$4,793 (+0.4%)
$174,300 + $212,926
$387,226
2017
$4,774 (−0.2%)
$174,300 + $212,926
$387,226
2016
$4,784 (+0.8%)
$174,300 + $217,163
$391,463
2014
$4,744
$174,300 + $217,163
$391,463
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Appliances: Dryer, Washer, Dishwasher, Ice Maker, Microwave, Electric Cooktop, Electric Oven, Electric Water Heater
Flooring: Hardwood, Tile
Exterior
Exterior Features
Exterior Features: Boat Slip, Dock
Patio And Porch Features: Patio, Porch
Fencing: Back Yard
Roof: Metal
Pool Information
Has Private Pool
Pool Features: Outdoor Pool, In Ground, Salt Water
Building Information
Construction Materials: HardiPlank Type
Property Features
On Waterfront
Waterfront Features: Creek, River Front
New Construction
Has View
Other Structures: Boat House, Storage
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Detached Single Family
Property Condition: New Construction
Lot Information
Lot Features: Level, Waterfront
Road Responsibility: Private Maintained Road
Road Frontage Type: Private Road
Lot Size Dimensions: irregular
Lot Size Acres: 2.49
Zoning: R-4
Zoning Description: County,Other,Residential Single Family
Financial
Tax Information
Tax Annual Amount: $4,840
Utilities
Utility Information
Water Source: Well
Utilities: Propane, Sewer Not Available, Water Not Available, Phone Available, Electricity Connected
Sewer: Septic Tank
Location
Location Information
Directions: From the redlight on Hwy 98/Ave E, north 2.5 miles then right on Bay City Road, then right on Smith Road. Where road forks, go left to end of road. See entry to 421.
Subdivision Name: No Named Subdivision
Public facts
Beds: 4
Baths: 5.0
Sq. Ft.: 2,514
Stories: —
Lot Size: 2.49 acres
Style: Single Family Residential
Year Built: 2008
Year Renovated: 2008
County: Franklin County
APN: 3508S08W00000100003A
Home facts updated by county records on Sep 8, 2026
Other
Listing Information
AttributionContact: 8509900020
Around this home
Schools
Franklin Virtual Instruction Program
Public K-12 • Assigned • 8.5mi
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
5/10 Fire Factor
3% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 22 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Apalachicola, FL • 32320
Average low and high temperatures (°F)
59
44
64
52
71
58
75
64
81
71
86
76
89
78
86
77
84
72
78
65
72
59
64
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10 hours in
June and 5.9 hours in December, placing it above the
U.S. average for solar exposure.
10 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$849,000 – $1.03M
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