Nestled near the end of a quiet road, this exceptional property backs up to Suwannee River Management land and sits right on the banks of the breathtaking Suwannee River. Surrounded by woods and nature, this is a truly rare find for anyone seeking peace, beauty, and adventure. Enjoy an unparalleled waterfront experience with a grandfathered zero-setback allowance—putting you as close to the river as possible! This beautifully remodeled 2-bedroom, 1-bath cottage blends modern comfort with rustic charm. Features include: Wooden Kitchen Cabinets: Warm and inviting with granite countertops. Updated Appliances: Modern amenities for effortless living. Open Floor Plan: Living and dining spaces flow seamlessly, opening to a stunning wraparound porch. Vaulted Ceilings: Tall ceilings create an airy and spacious feel. Panoramic River Views: Large glass doors and windows let you soak in the scenery. Relax on the wraparound porch while watching fish jump and manatees swim from Blue Springs to Sun Springs. The property boasts a floating dock, perfect for tying up your boat, fishing, swimming, or simply enjoying the serenity of the Suwannee River. After a successful day on the water, take advantage of the convenient dedicated fish cleaning station, designed to make your outdoor adventures seamless and enjoyable. Under the elevated home, you'll find ample space for entertaining, grilling, fish cleaning, and gear storage. Stairs on both sides lead to multiple entry points, ensuring convenience and charm. Conveniently located in picturesque Gilchrist County, this gem is just minutes from Hart Springs, a short drive to Trenton and Chiefland, and only 30 minutes from Gainesville. With a public boat ramp just minutes away, river access has never been easier. Whether you're seeking a tranquil vacation home or a lucrative rental property, this cottage offers an unbeatable opportunity to own a piece of paradise. Don't miss your chance to call this Suwannee River retreat your own!
Single-familyProperty Type
1975Year Built
0.7 acresLot Size
$490Est. Price/Sq.Ft.
Listed by Kristi Crane• UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
Contact: 352-463-7770
Bought with Non-Member Agent• STELLAR NON-MEMBER OFFICE
Nestled at nearly the end of the road backing up to Suwannee River Management land and sitting on the banks of the Suwannee this is a rare find. Woods and nature surround this peace of heaven. Close to Hart Springs in beautiful Gilchrist County a 30-minute drive to Gainesville close to Trenton and Chiefland. The Public Boat ramp is minutes away for easy boat access. With a grandfathered in zero set back that means you are right on the water. You can't get much closer than this! This sweet cottage is ready for you to move in! Newly remodeled 2/1 with wood kitchen cabinets, granite countertops, and updated appliances not much is lacking. Open floor plan with living room and dining room opens onto the wrap around porch. The tall ceilings allow for more space to give an open feel. Glass doors and windows allow great views of the river. Sit on the porch and relax watching the fish jump and occasional manatee leaving Blue Springs and swimming to Sun Springs. With a metal roof and all metal siding this home was made for the low maintenance of river living. Stairs on both sides lead to the porch and front and side entrances. Downstairs under the first floor there is ample room to entertain family and friends, grill, clean fish, and store your fishing gear. Plenty of parking for guests in the circle drive and ample lot size. There is a floating dock to tie the boat off to or swim and fish from. The owners installed a new seawall last year to protect the embankment. The well and septic are in great condition. Rather a vacation home or rental you won't want to leave this little slice of heaven on earth. There is an additional buildable lot with well, septic, and a boat ramp next door that can be purchased additionally.
DGLMLS #764968
Mar 23, 2012
Sold
$68,000
$110/sq ft
Jan 26, 2012
Listed
$74,900
$121/sq ft
Suwannee River Retreat! This cute getaway is just what you need to unwind on a gorgeous part of the Suwannee River near Hart Springs. 2 bedrooms, 1 bath, living room - kitchen combined. Carpet in living room and bedrooms. Huge front screened porch overlooking the water and your own floating dock. Stairs on both sides of the house and a door for your pet! 100' of river frontage with 7/10 acre total. Under house parking (approx 6' up) for your car or boat. Get it now before the springtime rush!!
Stellar MLS as Distributed by MLS Grid #GC329321
Mar 23, 2012
Sold
$68,000
$110/sq ft
Dec 15, 2011
Listed
$74,000
$119/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,646 (+7.8%)
2024
$2,454 (+8.9%)
$50,000 + $90,178
$140,178
2023
$2,254 (+7.8%)
$45,000 + $86,460
$131,460
2022
$2,092 (+220.9%)
$40,000 + $80,551
$120,551
2021
$652 (−0.8%)
2020
$657 (+0.3%)
2019
$655 (−0.9%)
$38,275 + $22,877
$61,152
2018
$661 (−45.1%)
$38,275 + $22,542
$60,817
2017
$1,205 (−1.5%)
$37,500 + $22,204
$59,704
2016
$1,224 (+2.3%)
$37,500 + $22,080
$59,580
2014
$1,197
$37,500 + $22,934
$60,434
Tax history for 3120 SW 86 Way
Year
Property tax
Land + Additions
Assessment*
2025
$2,646 (+7.8%)
2024
$2,454 (+8.9%)
$50,000 + $90,178
$140,178
2023
$2,254 (+7.8%)
$45,000 + $86,460
$131,460
2022
$2,092 (+220.9%)
$40,000 + $80,551
$120,551
2021
$652 (−0.8%)
2020
$657 (+0.3%)
2019
$655 (−0.9%)
$38,275 + $22,877
$61,152
2018
$661 (−45.1%)
$38,275 + $22,542
$60,817
2017
$1,205 (−1.5%)
$37,500 + $22,204
$59,704
2016
$1,224 (+2.3%)
$37,500 + $22,080
$59,580
2014
$1,197
$37,500 + $22,934
$60,434
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Permits
Beds
2
Baths
1
Stories
1
Lot width
100 ft.
Lot depth
—
Lot size
0.7 Acres
Year renovated
2005
Sq. Ft.
620
Year built
1975
Style
Single Family Residential
County
Gilchrist County
APN
240913000000050000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 19, 2026.
Oct 26, 2015 • Final
Building
Work on a remodel.
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Directions: Follow US-27 S/US-41 S to W Co Rd 232 in Gilchrist County 27 min (24.3 mi), Continue on W Co Rd 232. Take SW Co Rd 344 to SW 86th Way follow the road 1.5 miles and house will be on your right.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 620
Stories: 1.0
Lot Size: 0.7 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: 2005
County: Gilchrist County
APN: 240913000000050000
Home facts updated by county records on Oct 19, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 352-463-7770
Previous Status: Pending
Backups Requested YN: 1
Listing Date Information
Days to Contract: 67
Status Contractual Search Date: 2025-04-30
Listing Price Information
Calculated List Price By Calculated Sq Ft: 572.58
Green Information
Direction Faces: West
Home Information
Living Area: 620
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 57.60
Building Area Total: 1884
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Stilt/On Piling
Levels: One
Around this home
Schools
K - 12
Preschool & daycare
Trenton Elementary School
Public PreK-5 • Assigned • 9.0mi
7/10
Trenton High School
Public 6-12 • Assigned • 9.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 108° expected this year, 19 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Bell, FL • 32619
Average low and high temperatures (°F)
64
39
72
47
78
52
84
58
88
67
91
71
92
74
90
74
89
67
81
60
78
52
69
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.5 hours in
June and 6 hours in December, placing it above the
U.S. average for solar exposure.