Situated on the northwestern point of Useppa Island, "Whelk Cottage" is a 2-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds, and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower, and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), HVAC system (2024), and water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. "Whelk Cottage" offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's most exclusive island communities.
Deck and patio access (exterior parking details not provided)
Security
High-impact doors
Construction
Metal roof
Vinyl siding with wood frame construction
Pillar/post/pier raised foundation
Resale property
Utilities
Public water
Public sewer
High-speed internet available
Underground utilities
Cable not available
HOA & community
Association amenities include pool, spa/hot tub, fitness center, tennis courts, pickleball, bocce court, trails, marina, boat slip, restaurant, private membership
Association covers recreation facilities, road maintenance, street lights, and trash
Community features include boat facilities and street lights
Association fee listed as 0 (verify with broker)
Financial info
Pets allowed: conditional (call for details)
Other
Property is part of a 2-unit community
Electricity and solar
View estimated energy costs and solar savings for this home
As the MLS and public records start to fill up, we'll list the details here.
Public record
Beds
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Year built
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Style
Townhouse
County
Lee County
APN
04-44-21-01-00001.023A
Parking Spaces
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Basement
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Accessible
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Garage
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Last updated by owner on Jun 17, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 113° expected this year, 22 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Boca Grande, FL • 33921
Average low and high temperatures (°F)
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54
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63
81
69
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73
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60
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Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 27% for direct sun exposure in Boca Grande. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 123 Useppa Is Unit B
$900,896
$49K under list price of $950K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $295K to $850K.