BANK OWNED. SOLD IN "AS-IS" CONDITION WITH THE RIGHT TO INSPECT. PROOF OF FUNDS/PRE-APPROVAL LETTER REQUIRED WITH ALL OFFERS. ALL CONTRACTS/OFFERS ARE SUBJECT TO INDYMAC BANKS SENIOR MANAGEMENT APPROVAL AND ANY OFFERS OR COUNTER OFFERS BY INDYMAC BANK ARE NOT BINDING UNLESS THE ENTIRE AGREEMENT IS RATIFIED BY ALL PARTIES. ALL NEGOTIATIONS AND OFFER ACCEPTANCE ARE SUBJECT TO REVIEW OF THE CONTRACT, ADDENDUM "A" AND SENIOR MANAGER'S APPROVAL. THERE IS A $75.00 DOC FEE PAID BY BUYER AT CLOSING.