OFF MARKET

Off Market Jul 2020 for $370K

$705,451

Est. refi paymentEst. refi $1,162/mo

•

1,366

sq ft

520 Useppa Is, Captiva, FL 33924

About this home

Little Palm Cottage is one of Useppa Island’s few remaining classic cottages, reminiscent of the 1920s. Located at the quiet end of The Village, a cluster of townhouse-style Attached Villas, this 2-bedroom (one a loft), 2-bath home boasts a west northwest view across Whoopie Bay out to the ICW and Useppa’s main marina. Furnished with a fireplace, wood accents and tile floors, the owners have upgraded all water, electrical and HVAC systems. The remodeled kitchen with quartz countertops and custom cabinets and a completely upgraded master bathroom completed the modernization of this island cottage classic. It boasts a waterfront screened in porch as well as two other outside porches, which affords both indoor and outdoor living space, either water or garden oriented. Best of all, free docking for a 24' or smaller vessel is within yards of your front door.

TownhomeProperty Type

1981Year Built

2,347 sq ftLot Size

$516Est. Price/Sq.Ft.

1 spaceParking

Listed by Brian McColgan • Premier Sotheby's Int'l Realty

Listed by Mary McColgan • Premier Sotheby's Int'l Realty

Bought with Rogan White • Useppa Property Company Inc.

Redfin checked: 2 minutes ago

•Source:FORTMLS #220000259

Redfin Estimate

$705,451

$335K since sold in July 2020$42K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 58% higher than the average sale price ($447K) of 6 comparable homes.

SOLD AUG 28, 2026
$309,000
A
2 beds2 baths1,303 sq ft
244 Rotonda Cir, Rotonda West, FL 33947
SOLD APR 22, 2026
$850,000
B
3 beds2 baths1,455 sq ft
504 Useppa Is, USEPPA ISLAND, FL 33924
SOLD MAY 15, 2026
$670,000
C
2 beds2 baths1,358 sq ft
9211 Lake Dr, Englewood, FL 34224
SOLD MAY 1, 2026
$300,000
D
2 beds2 baths1,629 sq ft
10 Bunker Rd, Rotonda West, FL 33947
SOLD AUG 14, 2026
$300,000
E
3 beds2 baths1,338 sq ft
125 Spur Dr, Rotonda West, FL 33947
SOLD JUL 13, 2026
$250,000
F
3 beds2 baths1,444 sq ft
7214 Snow Dr, Englewood, FL 34224

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Earn from this home

Sell

$402,873

Est. take-home

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Refinance

Est. cash available

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Rent

$2,463/mo

Redfin rental estimate

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Market trends in 33922, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.7%

+1.3% MoM

Median sale price

$395K

$5K MoM

Avg. days on market

119d

27 days MoM

Recently sold homes

1 MoM

New listings for sale

NEW 16 HRS AGO
$1,750,000
3 beds3 baths1,492 sq ft
2638 Beach Villas, Captiva, FL 33924
$624,900
2 beds1.5 baths891 sq ft
4561 Smugglers Dr, Captiva, FL 33924
VIDEO TOUR
$799,000
2 beds3 baths1,472 sq ft
201 White Pelican Dr, Captiva, FL 33924
See all

Provided by Redfin

Sale history for 520 Useppa Is

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #C7523816

Jul 31, 2026

Listing Removed

—

Apr 27, 2026

Price Changed

Mar 25, 2026

Listed

FORTMLS #2025024636

Jul 31, 2026

Listing Removed

—

Apr 27, 2026

Price Changed

$1,074,900

$787/sq ft

Dec 21, 2025

Listed

$1,124,900

$823/sq ft

FORTMLS #220000259

Jul 31, 2020

Sold

$370,000

$271/sq ft

May 22, 2020

Pending

—

Dec 31, 2019

Listed

$389,000

$285/sq ft

Stellar MLS as Distributed by MLS Grid #C7412593

Dec 31, 2019

Listing Removed

—

Mar 13, 2019

Listed

FORTMLS #219002094

Dec 31, 2019

Listing Removed

—

Feb 28, 2019

Listed

$395,000

$289/sq ft

Public Records

Oct 21, 1997

Sold

$164,000

$120/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$10,024 (+18.1%)

$239,774 + $403,602

$643,376

2024

$8,487 (+2.6%)

$239,774 + $403,602

$643,376

2023

$8,274 (+13.8%)

$187,279 + $357,600

$544,879

2022

$7,271 (+27.6%)

2021

$5,696 (+26.7%)

2020

$4,495 (+1.5%)

$242,350 + $151,572

$393,922

2019

$4,427 (+1.1%)

2018

$4,381 (−0.9%)

2017

$4,421 (+0.9%)

2016

$4,383 (−5.2%)

2015

$4,624 (−24.3%)

$242,350 + $71,798

$314,148

2014

$6,110

Tax history for 520 Useppa Is

Year

Property tax

Land + Additions

Assessment*

2025

$10,024 (+18.1%)

$239,774 + $403,602

$643,376

2024

$8,487 (+2.6%)

$239,774 + $403,602

$643,376

2023

$8,274 (+13.8%)

$187,279 + $357,600

$544,879

2022

$7,271 (+27.6%)

2021

$5,696 (+26.7%)

2020

$4,495 (+1.5%)

$242,350 + $151,572

$393,922

2019

$4,427 (+1.1%)

2018

$4,381 (−0.9%)

2017

$4,421 (+0.9%)

2016

$4,383 (−5.2%)

2015

$4,624 (−24.3%)

$242,350 + $71,798

$314,148

2014

$6,110

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.8

Lot width

—

Lot depth

—

Lot size

2,352 Sq. Ft.

Year renovated

1991

Sq. Ft.

1,366

Year built

1981

Style

Townhouse

County

Lee County

APN

094421020001000A0

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Mar 25, 2026.

Property details

Parking

Parking
Features: Driveway, Unpaved

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 5

Room 1 Information
Description: Lanai
Dimensions: 8.00 x 19.00
Length: 8.00
Width: 19.00

Room 2 Information
Bedroom
Description: Bedroom
Dimensions: 15.00 x 16.00
Length: 15.00
Width: 16.00

Room 3 Information
Dining Room
Description: Dining Room
Dimensions: 8.00 x 11.00
Length: 8.00
Width: 11.00

Room 4 Information
Living Room
Description: Living Room
Dimensions: 13.00 x 11.00
Length: 13.00
Width: 11.00

Room 5 Information
Master Bedroom
Description: Master Bedroom
Dimensions: 13.00 x 11.00
Length: 13.00
Width: 11.00

Laundry Information
Features: Inside

Fireplace Information
Has Fireplace

Equipment
Satellite Dish
Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer

Interior Features
Window Features: Sliding
Furnished
Flooring: Carpet, Wood
Other Features: Fireplace, Living/Dining Room, Main Level Master, Shower Only, Separate Shower, Vaulted Ceiling(s), High Speed Internet

Exterior

Building Information
Stories: 2
Stories (Total): 2
Roof Details: Metal
Construction Details: Vinyl Siding

Exterior Features
Exterior Features: Deck, Awning(s)
Patio And Porch Features: Deck, Open, Porch, Screened

Pool and Spa Information
Pool Features: Community

Lot Information
Lot Size Area: 0.05
Lot Size Acres: 0.0539
Lot Size Dimensions: 21 x 82 x 30 x 82
Lot Dimensions Source: Appraiser
Lot Size Source: Appraiser
Lot Features: Irregular Lot
Road Frontage Type: Private Road
Road Responsibility: Private Maintained Road
Is Waterfront
Waterfront Features: Bay Access, Basin
Zoning Description: RM-2

Property Information
Has View
Direction Faces: West
Foundation Details: Pillar/Post/Pier
Resale

Financial

Tax Information
Annual Tax Amount: $4,381
Tax Year: 2018

Rental Information
Pets Allowed Details: Yes

Utilities

Utility Information
Utilities: Underground Utilities
Sewer: Public Sewer
Water Source: Public

Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Central, Electric

Location

Multi Unit Information
# Of Units In Community: 1

HOA Information
Has Home Owners Association
Association Fee: $608
Monthly
Association Fee Includes: Recreation Facilities, Street Lights, Trash
Association Amenities: Beach Rights, Bocce Court, Billiard Room, Marina, Fitness Center, Barbecue, Picnic Area, Pier, Playground, Private Membership, Pool, Restaurant, Spa/Hot Tub, Sidewalks, Tennis Court(s), Trail(s)

Community Information
Community Features: Boat Facilities, Street Lights

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,366
Stories: 1.8
Lot Size: 2,352 square feet
Style: Townhouse
Year Built: 1981
Year Renovated: 1991
County: Lee County
APN: 094421020001000A0

Home facts updated by county records on Mar 25, 2026

Around this home

Schools

The Sanibel School

Public PreK-8 • Assigned • 16.1mi

10/10

Mariner High School

Public 9-12 • Assigned • 13.0mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 113° expected this year, 23 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Captiva, FL • 33924

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.2 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$671,000 – $812,000

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New listings for sale in 33924

NEW 16 HRS AGO

$1,750,000

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2638 Beach Villas, Captiva, FL 33924

$624,900

2 beds1.5 baths891 sq ft

4561 Smugglers Dr, Captiva, FL 33924

VIDEO TOUR

$799,000

2 beds3 baths1,472 sq ft

201 White Pelican Dr, Captiva, FL 33924

Home values near 520 Useppa Is

Data from public records.

Address	Redfin Estimate
522 Useppa Islan, Captiva, FL 2 Beds \| 2 Baths \| 1334 Sq. Ft.	$537,933
519 Useppa Islan, Captiva, FL 2 Beds \| 2 Baths \| 1588 Sq. Ft.	$766,355

Address	Redfin Estimate
511 Useppa Islan, Captiva, FL 3 Beds \| 2 Baths \| 1730 Sq. Ft.	$710,415
521 Useppa Islan, Captiva, FL 2 Beds \| 2 Baths \| 1175 Sq. Ft.	$622,665

Address	Redfin Estimate
513 Useppa Islan, Captiva, FL 2 Beds \| 2 Baths \| 1532 Sq. Ft.	$691,309
523 Useppa Islan, Captiva, FL 3 Beds \| 2 Baths \| 1553 Sq. Ft.	$1,178,501

Property information provided by FORTMLS when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 33922, FL

Sale history for 520 Useppa Is

Tax history for 520 Useppa Is

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 33924

Home values near 520 Useppa Is

More real estate resources