OFF MARKET

Off Market Apr 2023 for $260K

$297,910

Est. refi paymentEst. refi $1,422/mo

•

1,578

sq ft

3468 Chain Lake Rd, Chipley, FL 32428

About this home

Seller offering $5,000 in closing cost assistance. Who said they needed a Lakehouse? Well look no further! This beautiful 4-bedroom, 3-bathroom lakefront home is situated on a spacious .83-acre lot and offers a breathtaking view of Chain Lake. The 50' screened-in back patio provides the perfect space for you and your family to relax and enjoy the tranquil surroundings. As you step inside, you'll be greeted by the home's open floor plan, which allows for natural light to flood the space through the 3 sliding glass doors that face the Lake. The kitchen is equipped with stainless steel appliances and a large breakfast bar that offers ample counter space for all your cooking needs. The Master Suite is a true retreat, featuring its own private exit to the back porch where you can unwind and enjoy the steal furnace on cool nights. The property also includes a single car garage that could be used as a workshop. Chain Lake is a sportsman's paradise, offering great fishing and tubing opportunities. Don't miss out on the chance to make this Lake Front Dream Home your very own!

Single-familyProperty Type

1988Year Built

0.83 acresLot Size

$189Est. Price/Sq.Ft.

1 car garageParking

Listed by Jonathan Wolaver • Think Real Estate

Bought with Non Member Agent (NABOR) • Non Member Office (NABOR)

Redfin checked: a minute ago

•Source:ECAR #917312

Redfin Estimate

$297,910

$38K since sold in April 2023$15K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.3% lower than the average sale price ($344K) of 6 comparable homes.

SOLD AUG 14, 2026
$495,000
A
3 beds2 baths1,680 sq ft
4033 Crystal Lake Dr, Chipley, FL 32428
SOLD JUL 30, 2026
$245,000
B
3 beds2 baths1,650 sq ft
3068 Woodymarion Dr, Chipley, FL 32428
SOLD APR 2, 2026
$290,000
C
3 beds2 baths1,392 sq ft
3965 Stillwater Dr, Chipley, FL 32428
SOLD JAN 2, 2026
$340,000
D
3 beds2 baths1,634 sq ft
4385 Leisure Lakes Dr, Chipley, FL 32428
SOLD AUG 28, 2026
$322,000
E
4 beds2.5 baths2,180 sq ft
4526 Leisure Lakes Dr, Chipley, FL 32428
SOLD JUN 9, 2026
$370,000
F
3 beds3 baths2,124 sq ft
4427 Leisure Lakes Dr, Chipley, FL 32428

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,072/mo

Redfin rental estimate

List your home for rent

Market trends in 32428, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.5%

+0.7% MoM

Median sale price

$247K

$11K MoM

Avg. days on market

77d

2 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 16 HRS AGO
$399,900
4 beds3 baths1,765 sq ft
2924 Paradise Lakes Rd, Chipley, FL 32428
$319,900
3 beds2 baths1,456 sq ft
3726 Pine Log Rd, Chipley, FL 32428
$309,000
4 beds3.5 baths2,380 sq ft
1379 Joe Neel Rd, Chipley, FL 32428
$121,000
2 beds2 baths924 sq ft
5288 Highway 77, Chipley, FL 32428
$350,000
3 beds2 baths1,705 sq ft
4541 Hancock Ct, Chipley, FL 32428
3D WALKTHROUGH
$369,900
4 beds3 baths2,916 sq ft
4152 Leisure Lakes Dr, Chipley, FL 32428
$260,000
2 beds2 baths1,337 sq ft
4533 Hancock Ct, Chipley, FL 32428
$179,900
3 beds1 bath964 sq ft
825 Jones Ct, Chipley, FL 32428
$199,990
4 beds2 baths1,500 sq ft
837 Maple St, Chipley, FL 32428
$485,000
4 beds3 baths3,756 sq ft
620 4th St, Chipley, FL 32428
See all

Provided by Redfin

Sale history for 3468 Chain Lake Rd

Date

Event

Price

ECAR #917312

Apr 19, 2023

Sold

$260,000

$165/sq ft

Mar 17, 2023

Pending

—

Feb 17, 2023

Listed

$272,000

$172/sq ft

CPARMLS #737754

Apr 19, 2023

Sold

$260,000

$165/sq ft

Feb 10, 2023

Listed

$272,000

$172/sq ft

+22

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS, Seller is offering $5,000 in closing cost assistance. Who said they needed a Lake House? Well, this beautiful 4-bedroom, 3-bathroom lakefront home is situated on a spacious . 83-acre lot and offers a breathtaking view of Chain Lake. The 50' screened-in back patio provides the perfect space for you and your family to relax and enjoy the tranquil surroundings. As you step inside, you'll be greeted by the home's open floor plan, which allows for natural light to flood the space through the 3 sliding glass doors that face the Lake. The kitchen is equipped with stainless steel appliances and a large breakfast bar that offers ample counter space for all your cooking needs. The Master Suite is a true retreat, featuring its own pr The Master Suite is a true retreat, featuring its own private exit to the back porch where you can unwind and enjoy the steal furnace on cool nights. The property also includes a single car garage that could be used as a workshop. Chain Lake is an outdoorsman paradise, offering great fishing and tubing opportunities. Don't miss out on the chance to make this Lake Front Dream Home your very own!

CPARMLS #733614

Dec 6, 2022

Listing Removed

—

Nov 8, 2022

Price Changed

$299,000

$189/sq ft

Nov 7, 2022

Price Changed

$305,000

$193/sq ft

Oct 19, 2022

Listed

$308,000

$195/sq ft

CPARMLS #719785

Feb 17, 2022

Listing Removed

—

Nov 12, 2021

Listed

$285,000

$181/sq ft

CPARMLS #686775

Nov 8, 2019

Sold

$202,200

$128/sq ft

Aug 2, 2019

Listed

$219,900

$139/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,169 (+6.6%)

2024

$2,034 (−26.5%)

2023

$2,766 (+8.5%)

2022

$2,549 (+10.0%)

2021

$2,316 (+10.7%)

2020

$2,093 (+60.7%)

$25,000 + $122,184

$147,184

2019

$1,302 (+3.9%)

$25,000 + $63,255

$88,255

2018

$1,253 (−3.7%)

$25,000 + $56,916

$81,916

2017

$1,301 (−3.6%)

$25,000 + $56,716

$81,716

2016

$1,349 (−2.0%)

$26,000 + $57,181

$83,181

2015

$1,377 (−0.8%)

$26,000 + $57,181

$83,181

2014

$1,388

Tax history for 3468 Chain Lake Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,169 (+6.6%)

2024

$2,034 (−26.5%)

2023

$2,766 (+8.5%)

2022

$2,549 (+10.0%)

2021

$2,316 (+10.7%)

2020

$2,093 (+60.7%)

$25,000 + $122,184

$147,184

2019

$1,302 (+3.9%)

$25,000 + $63,255

$88,255

2018

$1,253 (−3.7%)

$25,000 + $56,916

$81,916

2017

$1,301 (−3.6%)

$25,000 + $56,716

$81,716

2016

$1,349 (−2.0%)

$26,000 + $57,181

$83,181

2015

$1,377 (−0.8%)

$26,000 + $57,181

$83,181

2014

$1,388

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.88 Acres

Year renovated

2015

Sq. Ft.

1,578

Year built

1988

Style

Single Family Residential

County

Washington County

APN

000000000041220000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 9, 2026.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage Detached

Interior

Virtual Tour
Branded Virtual Tour: https://youtu.be/5hnXjxda5As
UnBranded Virtual Tour: https://youtu.be/5hnXjxda5As

Bedroom Information
Bedrooms: 4
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 3
Total Baths: 3.00

Room Information
Rooms: Bedroom, Kitchen, Master Bedroom, Screened Porch
Kitchen: First

Room 1
Master Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 1

Room 2
Bedroom
Area: 17.40
Dimensions: 11.6 x 1.5
Length: 11.60
Width: 1.50
Level: 1

Room 3
Bedroom
Area: 150.80
Dimensions: 13 x 11.6
Length: 13.00
Width: 11.60
Level: 1

Room 4
Bedroom
Area: 121.90
Dimensions: 11.5 x 10.6
Length: 11.50
Width: 10.60
Level: 1

Room 5
Kitchen
Area: 123.50
Dimensions: 13 x 9.5
Length: 13.00
Width: 9.50
Level: 1

Room 6
Screened Porch
Area: 500.00
Dimensions: 50 x 10
Length: 50.00
Width: 10.00
Level: 1

Interior Features
Appliances: Refrigerator, Stove/Oven Electric
Interior: Floor Vinyl, Floor WW Carpet, Washer/Dryer Hookup

Exterior

Exterior Features
Pool Type: None
Exterior: Porch, Porch Screened

Lot Information
Acreage: 0.83
Lot Dimensions: 188x201x193x164
Lot/Parcel Access: County Road, Dirt/Clay Road, Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Roof Metal, Siding Wood

Financial

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Private Well, Septic Tank
Energy: AC - Central Elect, Heat Pump Air To Air, Water Heater - Elect

Location

School Information
Elementary School: Not Available
Middle School: Not Available
High School: Not Available

Location Information
Sub Area: 3005 - Washington County
Area: 30 - Other Counties
Street #: 3468
Street Name: Chain Lake
Street Suffix: Road
City: Chipley
County: Washington
State: FL
Zip Code: 32428
Project Name/Subdivision: Chain Lakes
Absolute Longitude: 85.704521
Longitude: -85.704521
Latitude: 30.513078
Directions: Take Hwy 77 North/Ohio Avenue in Lynn Haven to left on Chain Lake Road for 2.6 miles then turn right to stay on Chain Lake Road. Please follow detailed Directional Map in Documents Tab

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,578
Stories: —
Lot Size: 0.88 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2015
County: Washington County
APN: 000000000041220000

Home facts updated by county records on Jul 9, 2026

Other

Listing Price Information
List Price: 272000.00
List Price/SqFt: 172.37

Property Information
Apx SqFt(Htd/Cooled): 1578.00
Design: Ranch
Sub-Type: Detached Single Family
Waterview: Lake

Listing Information
As Is
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Vernon Elementary School

Public PreK-5 • Assigned • 7.8mi

4/10

Vernon Middle School

Public 6-8 • Assigned • 6.8mi

5/10

Vernon High School

Public 9-12 • Assigned • 6.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

3% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Chipley, FL • 32428

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.5 hours in December, placing it above the U.S. average for solar exposure.

9.5 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$284,000 – $343,000

Sell confidently with a local market expert in Chipley. 3 minutes to get started.

Nearby similar homes

$54,900

2 beds1 bath975 sq ft

395 E Brock Ave, Bonifay, FL 32425

OPEN TODAY, 10AM TO 2PM

$380,000

3 beds1 bath1,560 sq ft

3875 River Rd, Vernon, FL 32462

$249,999

2 beds1 bath1,600 sq ft

1576 Bass Rd, Caryville, FL 32427

$389,000

3 beds2.5 baths1,861 sq ft

3980 Quail Ct, Chipley, FL 32428

NEW CONSTRUCTION

$271,490

4 beds2 baths1,732 sq ft

12280 Rylann St Unit HS 84, Southport, FL 32409

$175,999

2 beds1 bath832 sq ft

13606 Fiddlers Green Rd, Panama City, FL 32409

New listings for sale in 32428

NEW 16 HRS AGO

$399,900

4 beds3 baths1,765 sq ft

2924 Paradise Lakes Rd, Chipley, FL 32428

$319,900

3 beds2 baths1,456 sq ft

3726 Pine Log Rd, Chipley, FL 32428

$309,000

4 beds3.5 baths2,380 sq ft

1379 Joe Neel Rd, Chipley, FL 32428

$121,000

2 beds2 baths924 sq ft

5288 Highway 77, Chipley, FL 32428

$350,000

3 beds2 baths1,705 sq ft

4541 Hancock Ct, Chipley, FL 32428

3D WALKTHROUGH

$369,900

4 beds3 baths2,916 sq ft

4152 Leisure Lakes Dr, Chipley, FL 32428

$260,000

2 beds2 baths1,337 sq ft

4533 Hancock Ct, Chipley, FL 32428

$179,900

3 beds1 bath964 sq ft

825 Jones Ct, Chipley, FL 32428

$199,990

4 beds2 baths1,500 sq ft

837 Maple St, Chipley, FL 32428

Home values near 3468 Chain Lake Rd

Data from public records.

Address	Redfin Estimate
3560 Chain Lake Road, Chipley, FL 3 Beds \| 2 Baths \| 3459 Sq. Ft.	$579,667
3521 Chain Lake Road, Chipley, FL 2 Beds \| 2 Baths \| 1891 Sq. Ft.	$267,434

Address	Redfin Estimate
3555 Chain Lake Road, Chipley, FL 3 Beds \| 2 Baths \| 1960 Sq. Ft.	$329,471
3551 Chain Lake Road, Chipley, FL 2 Beds \| 1 Baths \| 736 Sq. Ft.	$120,281

Address	Redfin Estimate
3534 Chain Lake Road, Chipley, FL - Beds \| 2 Baths \| 1320 Sq. Ft.	$137,291
3540 Chain Lake Road, Chipley, FL 2 Beds \| 2 Baths \| 1083 Sq. Ft.	$86,237

Property information provided by ECAR when last listed in 2023. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Chipley	Agents near me	Sarasota, FL homes for sale	Chipley Housing Market
Houses for sale near me	Orlando, FL homes for sale	Fort Lauderdale, FL homes for sale
Land for sale near me	Tampa, FL homes for sale	Boca Raton, FL homes for sale
Open Houses near me	Miami, FL homes for sale	Chipley Property Records
Condos for sale near me	Jacksonville, FL homes for sale	FL New Listings

Marianna homes for sale
Graceville homes for sale
Bonifay homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 32428, FL

Sale history for 3468 Chain Lake Rd

Tax history for 3468 Chain Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32428

Home values near 3468 Chain Lake Rd

More real estate resources