OFF MARKET

Off Market Mar 2024 for $214K

$234,569

•

1,440

sq ft

3904 Stewart Lake Rd, Chipley, FL 32428

About this home

Imagine sitting around a bonfire with your friends & family sharing and making memories. Well, now is your opportunity with this tranquil retreat located in Chipley, FL now available! The home comes to the market after Seller upgrades have been implemented. The perfectly priced home is located on more than a half acre of land in a very quiet community within immediate access of 3 major lakes Lucas, Stewart & Hicks and boat ramps which is a fisherman's dream! This must-see three bedroom, two bathroom home features a PLETHORA of interior updates and finishes throughout. Also, recently completed is a brand new galvanized charcoal metal roof with a lifetime warranty on the metal. The serene and private property is lined with many beautiful trees that allow the natural light of the sun to burst through. The move-in ready home is located within a half hour drive to Lynn Haven and less than an hour to the ''World's Most Beautiful Beaches'' of the Gulf. The area is experiencing growth and development which will positively impact the future of the community. The owners are finishing up a few items and are ready to welcome home the next owners to this highly desirable property and city. This is a GREAT opportunity to own a piece of paradise! Grab your favorite Realtor and go grab this gem of a home!

ManufacturedProperty Type

2003Year Built

0.65 acresLot Size

$163Est. Price/Sq.Ft.

Listed by Catriese Johnson, #TheHungryAgent Johnson • Coldwell Banker Realty

Bought with Summer Thomas • Elite Realty

Redfin checked: a minute ago

•Source:CPARMLS #750808

Redfin Estimate

$234,569

$20K since sold in March 2024$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.9% lower than the average sale price ($289K) of 6 comparable homes.

SOLD APR 2, 2026
$290,000
A
3 beds2 baths1,392 sq ft
3965 Stillwater Dr, Chipley, FL 32428
SOLD AUG 3, 2026
$192,000
B
3 beds2 baths1,568 sq ft
4322 Moss Hill Rd, Chipley, FL 32428
SOLD AUG 14, 2026
$495,000
C
3 beds2 baths1,680 sq ft
4033 Crystal Lake Dr, Chipley, FL 32428
SOLD JUL 27, 2026
$245,000
D
3 beds2 baths1,284 sq ft
2809 Roche Rd, Chipley, FL 32428
SOLD JAN 14, 2026
$264,900
E
3 beds2 baths1,481 sq ft
3952 Concord Blvd, Chipley, FL 32428
SOLD JUL 30, 2026
$248,391
F
3 beds2 baths1,580 sq ft
3992 Oxford Ave, Chipley, FL 32428

Claim this home to receive a free report every month with insights on the changing estimate.

Market trends in 32428, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

97.5%

+0.7% MoM

Median sale price

$247K

$11K MoM

Avg. days on market

77d

2 days MoM

Recently sold homes

2 MoM

New listings for sale

$399,900
4 beds3 baths1,765 sq ft
2924 Paradise Lakes Rd, Chipley, FL 32428
$319,900
3 beds2 baths1,456 sq ft
3726 Pine Log Rd, Chipley, FL 32428
$309,000
4 beds3.5 baths2,380 sq ft
1379 Joe Neel Rd, Chipley, FL 32428
$121,000
2 beds2 baths924 sq ft
5288 Highway 77, Chipley, FL 32428
$350,000
3 beds2 baths1,705 sq ft
4541 Hancock Ct, Chipley, FL 32428
3D WALKTHROUGH
$369,900
4 beds3 baths2,916 sq ft
4152 Leisure Lakes Dr, Chipley, FL 32428
$260,000
2 beds2 baths1,337 sq ft
4533 Hancock Ct, Chipley, FL 32428
$179,900
3 beds1 bath964 sq ft
825 Jones Ct, Chipley, FL 32428
See all

Provided by Redfin

Sale history for 3904 Stewart Lake Rd

Date

Event

Price

CPARMLS #750808

Mar 5, 2024

Sold

$214,900

$149/sq ft

Jan 12, 2024

Price Changed

$214,900

$149/sq ft

Dec 30, 2023

Listed

$220,000

$153/sq ft

ECAR #922925

Jun 6, 2023

Sold

$67,000

$47/sq ft

May 19, 2023

Pending

—

May 9, 2023

Listed

$54,900

$38/sq ft

+16

CPARMLS #368767

Dec 14, 2021

Listing Removed

—

Apr 24, 2007

Listed

$119,000

$83/sq ft

CPARMLS #356392

Dec 14, 2021

Listing Removed

—

Aug 24, 2006

Listed

$124,900

$87/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,255 (−15.6%)

$9,000 + $127,439

$136,439

2024

$1,488 (+62.1%)

$7,000 + $103,478

$110,478

2023

$918 (+399.4%)

$6,000 + $61,250

$67,250

2022

$184 (+6.3%)

2021

$173 (+3.7%)

2020

$167 (+3.6%)

2019

$161

$4,000 + $31,908

$35,908

2018

$161 (−5.2%)

$4,000 + $31,533

$35,533

2017

$170 (−9.6%)

$4,000 + $31,674

$35,674

2016

$188 (−2.1%)

$4,000 + $32,635

$36,635

2015

$192 (−8.6%)

$4,000 + $32,635

$36,635

2014

$210

Tax history for 3904 Stewart Lake Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,255 (−15.6%)

$9,000 + $127,439

$136,439

2024

$1,488 (+62.1%)

$7,000 + $103,478

$110,478

2023

$918 (+399.4%)

$6,000 + $61,250

$67,250

2022

$184 (+6.3%)

2021

$173 (+3.7%)

2020

$167 (+3.6%)

2019

$161

$4,000 + $31,908

$35,908

2018

$161 (−5.2%)

$4,000 + $31,533

$35,533

2017

$170 (−9.6%)

$4,000 + $31,674

$35,674

2016

$188 (−2.1%)

$4,000 + $32,635

$36,635

2015

$192 (−8.6%)

$4,000 + $32,635

$36,635

2014

$210

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.65 Acres

Year renovated

2012

Sq. Ft.

1,440

Year built

2003

Style

Mobile/Manufactured Home

County

Washington County

APN

000000000044140243

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 9, 2026.

Property details

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 4
Room Types: Bedroom, Living Room, Primary Bedroom

Room 1 Information
Bedroom
Level: First
Dimensions: 12 x 12
Length: 12.0
Width: 12.0

Room 2 Information
Level: First
Dimensions: 15 x 14
Length: 15.0
Width: 14.0

Room 3 Information
Living Room
Level: First
Dimensions: 15 x 16
Length: 15.0
Width: 16.0

Room 4 Information
Bedroom
Level: First
Dimensions: 12 x 12
Length: 12.0
Width: 12.0

Laundry Information
Features: Washer Hookup, Dryer Hookup

Exterior

Building Information
Stories: 1
Stories (Total): 1
Roof Details: Metal
Construction Details: Vinyl Siding

Exterior Features
Exterior Features: Deck
Patio And Porch Features: Deck, Porch

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 0.65
Lot Size Acres: 0.65
Lot Size Dimensions: IRR
Lot Features: Paved
Zoning Description: Resid Single Family

Property Information
Has View

Financial

Tax Information
Annual Tax Amount: $918
Tax Year: 2023

Utilities

Heating & Cooling
Has Cooling
Cooling: Central Air, Ceiling Fan(s)
Has Heating
Heating: Central

Location

Multi Unit Information
Units Furnished: None

Community Information
Community Features: Short Term Rental Allowed

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,440
Stories: —
Lot Size: 0.65 acres
Style: Mobile/Manufactured Home
Year Built: 2003
Year Renovated: 2012
County: Washington County
APN: 000000000044140243

Home facts updated by county records on Jul 9, 2026

Around this home

Schools

Vernon Elementary School

Public PreK-5 • Assigned • 5.7mi

4/10

Vernon Middle School

Public 6-8 • Assigned • 4.8mi

5/10

Vernon High School

Public 9-12 • Assigned • 4.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Chipley, FL • 32428

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

Nearby similar homes

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New listings for sale in 32428

$399,900

4 beds3 baths1,765 sq ft

2924 Paradise Lakes Rd, Chipley, FL 32428

$319,900

3 beds2 baths1,456 sq ft

3726 Pine Log Rd, Chipley, FL 32428

$309,000

4 beds3.5 baths2,380 sq ft

1379 Joe Neel Rd, Chipley, FL 32428

$121,000

2 beds2 baths924 sq ft

5288 Highway 77, Chipley, FL 32428

$350,000

3 beds2 baths1,705 sq ft

4541 Hancock Ct, Chipley, FL 32428

3D WALKTHROUGH

$369,900

4 beds3 baths2,916 sq ft

4152 Leisure Lakes Dr, Chipley, FL 32428

$260,000

2 beds2 baths1,337 sq ft

4533 Hancock Ct, Chipley, FL 32428

$179,900

3 beds1 bath964 sq ft

825 Jones Ct, Chipley, FL 32428

Home values near 3904 Stewart Lake Rd

Data from public records.

Address	Redfin Estimate
3924 Stewart Lake Road, Chipley, FL 3 Beds \| 2 Baths \| 1025 Sq. Ft.	$165,911
3973 Stillwater Drive, Chipley, FL 2 Beds \| 2 Baths \| 952 Sq. Ft.	$196,966

Address	Redfin Estimate
3927 Stewart Lake Road, Chipley, FL 2 Beds \| 2 Baths \| 1134 Sq. Ft.	$90,108
3377 Lucas Lake Road, Chipley, FL 2 Beds \| 2 Baths \| 784 Sq. Ft.	$143,343

Address	Redfin Estimate
3920 Stewart Lake Road, Chipley, FL 3 Beds \| 2 Baths \| 1140 Sq. Ft.	$153,715
3339 Lucas Lake Road, Chipley, FL 3 Beds \| 2 Baths \| 1669 Sq. Ft.	$281,314

Property information provided by CPARMLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Market trends in 32428, FL

Sale history for 3904 Stewart Lake Rd

Tax history for 3904 Stewart Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 32428

Home values near 3904 Stewart Lake Rd

More real estate resources