OFF MARKET

Off Market Jan 2021 for $248K

$397,853

•

1,557

sq ft

4895 Lake Ridge Rd, Chipley, FL 32428

About this home

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. This beautiful custom home was built in 2005 on a five acre lot on the edge of Long Lake - meticulously designed to the owners specifications, and positioned with an easterly view of the lake for both sun and moon rises over the water! Enjoy the private and serene location . The home has a combination of laminated wood, slate and ceramic tile flooring. The home has ten foot ceilings, large open rooms, wood burning fireplace. Split bedroom plan plus a large back porch for entertaining. The landscaped yard has numerous citrus trees .

Single-familyProperty Type

2005Year Built

5.03 acresLot Size

$256Est. Price/Sq.Ft.

1 spaceParking

Listed by Linda Cumbaa • Elite Realty

Bought with Cindy Birge • Elite Realty

Redfin checked: a few seconds ago

•Source:CPARMLS #705468

Redfin Estimate

$397,853

$149K since sold in January 2021$0 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.6% higher than the average sale price ($338K) of 6 comparable homes.

SOLD MAY 29, 2026
$452,900
A
3 beds2 baths1,980 sq ft
5192 Pine Ridge Dr, Chipley, FL 32428
SOLD APR 15, 2026
$340,000
B
3 beds2 baths1,727 sq ft
3320 Eagle Ct, Chipley, FL 32428
SOLD JUL 20, 2026
$275,000
C
2 beds2 baths1,895 sq ft
4888 Long Lake Ridge Dr, Chipley, FL 32428
SOLD AUG 14, 2026
$495,000
D
3 beds2 baths1,680 sq ft
4033 Crystal Lake Dr, Chipley, FL 32428
SOLD JUL 30, 2026
$245,000
E
3 beds2 baths1,650 sq ft
3068 Woodymarion Dr, Chipley, FL 32428
SOLD JUN 30, 2026
$222,500
F
3 beds2 baths1,285 sq ft
3376 Fawn Pl, Chipley, FL 32428

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Earn from this home

Rent

$2,670/mo

Redfin rental estimate

List your home for rent

Market trends in 32428, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.6%

0.6% MoM

Median sale price

$264K

$19K MoM

Avg. days on market

74d

3 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 7 HRS AGO
$199,990
4 beds2 baths1,500 sq ft
837 Maple St, Chipley, FL 32428
NEW 10 HRS AGO
$485,000
4 beds3 baths3,756 sq ft
620 4th St, Chipley, FL 32428
NEW 12 HRS AGO
$224,900
2 beds2 baths1,176 sq ft
2774 Rolling Pines Rd, Chipley, FL 32428
$319,000
3 beds2 baths1,414 sq ft
1788 Gap Blvd, Chipley, FL 32428
$248,000
3 beds2 baths1,294 sq ft
3569 Westbrook Dr, Chipley, FL 32428
$199,000
2 beds2 baths1,180 sq ft
1995 Ambassador Ct, Chipley, FL 32428
$119,999
3 beds2 baths1,823 sq ft
633 3rd St, Chipley, FL 32428
$389,000
3 beds2.5 baths1,861 sq ft
3980 Quail Ct, Chipley, FL 32428
$189,999
3 beds2 baths1,479 sq ft
760 Brown St, Chipley, FL 32428
OPEN SAT, 10AM TO 1PM
$262,000
4 beds2 baths1,673 sq ft
2060 Apollo Dr, Chipley, FL 32428
See all

Provided by Redfin

Sale history for 4895 Lake Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,577 (+6.5%)

2024

$2,420 (+4.8%)

2023

$2,308 (+2.9%)

2022

$2,243 (+88.6%)

$21,000 + $182,611

$203,611

2021

$1,190 (+1.3%)

2020

$1,174 (−0.5%)

2019

$1,181 (−0.9%)

2018

$1,191 (−2.4%)

$20,000 + $97,602

$117,602

2017

$1,221 (−1.9%)

$20,000 + $96,225

$116,225

2016

$1,245 (−6.0%)

$20,000 + $96,049

$116,049

2015

$1,325 (−0.9%)

$23,000 + $96,049

$119,049

2014

$1,337

Tax history for 4895 Lake Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,577 (+6.5%)

2024

$2,420 (+4.8%)

2023

$2,308 (+2.9%)

2022

$2,243 (+88.6%)

$21,000 + $182,611

$203,611

2021

$1,190 (+1.3%)

2020

$1,174 (−0.5%)

2019

$1,181 (−0.9%)

2018

$1,191 (−2.4%)

$20,000 + $97,602

$117,602

2017

$1,221 (−1.9%)

$20,000 + $96,225

$116,225

2016

$1,245 (−6.0%)

$20,000 + $96,049

$116,049

2015

$1,325 (−0.9%)

$23,000 + $96,049

$119,049

2014

$1,337

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

5.03 Acres

Year renovated

2019

Sq. Ft.

1,557

Year built

2005

Style

Single Family Residential

County

Washington County

APN

000000000031230116

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 9, 2026.

Property details

Parking

Garage/Carport Information
Has Garage

Parking
Features: Garage, Garage Door Opener

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 9
Room Types: Bedroom, Dining Room, Garage, Great Room, Kitchen, Primary Bathroom, Primary Bedroom, Patio

Room 1 Information
Level: First
Dimensions: 22 x 14
Length: 22.0
Width: 14.0

Room 2 Information
Level: First
Dimensions: 16 x 8
Length: 16.0
Width: 8.0

Room 3 Information
Great Room
Level: First
Dimensions: 18 x 16
Length: 18.0
Width: 16.0

Room 4 Information
Level: First
Dimensions: 16 x 14
Length: 16.0
Width: 14.0

Room 5 Information
Bedroom
Level: First
Dimensions: 12 x 10
Length: 12.0
Width: 10.0

Room 6 Information
Dining Room
Level: First
Dimensions: 12 x 12
Length: 12.0
Width: 12.0

Room 7 Information
Kitchen
Level: First
Dimensions: 18 x 14
Length: 18.0
Width: 14.0

Room 8 Information
Bedroom
Level: First
Dimensions: 12 x 12
Length: 12.0
Width: 12.0

Room 9 Information
Level: First
Dimensions: 21 x 20
Length: 21.0
Width: 20.0

Fireplace Information
Has Fireplace

Equipment
Appliances: Electric Range, Electric Water Heater, Stainless Steel Appliance(s)

Interior Features
Window Features: Double Pane Windows

Exterior

Building Information
Stories: 1
Stories (Total): 1
Roof Details: Composition, Shingle
Construction Details: HardiPlank Type

Exterior Features
Fencing: Chain Link

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 5.03
Lot Size Acres: 5.03
Lot Size Dimensions: 905 X 278 X 949
Lot Features: Paved
Road Surface Type: Maintained
Is Waterfront
Waterfront Features: Lake, Lake Front
Zoning Description: Resid Single Family

Financial

Tax Information
Annual Tax Amount: $1,181
Tax Year: 2019

Utilities

Utility Information
Utilities: Electricity Available

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central, Electric

Location

Multi Unit Information
Units Furnished: None

HOA Information
Has Home Owners Association
Association Amenities: Gated

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,557
Stories: —
Lot Size: 5.03 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2019
County: Washington County
APN: 000000000031230116

Home facts updated by county records on Jul 9, 2026

Around this home

Schools

Vernon Elementary School

Public PreK-5 • Assigned • 10.8mi

4/10

Vernon Middle School

Public 6-8 • Assigned • 9.6mi

5/10

Vernon High School

Public 9-12 • Assigned • 9.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

0.93% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Chipley, FL • 32428

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$378,000 – $458,000

Sell confidently with a local market expert in Chipley. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 32428

NEW 7 HRS AGO

$199,990

4 beds2 baths1,500 sq ft

837 Maple St, Chipley, FL 32428

NEW 10 HRS AGO

$485,000

4 beds3 baths3,756 sq ft

620 4th St, Chipley, FL 32428

NEW 12 HRS AGO

$224,900

2 beds2 baths1,176 sq ft

2774 Rolling Pines Rd, Chipley, FL 32428

$319,000

3 beds2 baths1,414 sq ft

1788 Gap Blvd, Chipley, FL 32428

$248,000

3 beds2 baths1,294 sq ft

3569 Westbrook Dr, Chipley, FL 32428

$199,000

2 beds2 baths1,180 sq ft

1995 Ambassador Ct, Chipley, FL 32428

$119,999

3 beds2 baths1,823 sq ft

633 3rd St, Chipley, FL 32428

$389,000

3 beds2.5 baths1,861 sq ft

3980 Quail Ct, Chipley, FL 32428

$189,999

3 beds2 baths1,479 sq ft

760 Brown St, Chipley, FL 32428

Home values near 4895 Lake Ridge Rd

Data from public records.

Address	Redfin Estimate
4891 Lake Ridge Road, Chipley, FL 3 Beds \| 2 Baths \| 1630 Sq. Ft.	$402,486

Address	Redfin Estimate
4807 Lake Ridge Road, Chipley, FL 3 Beds \| 2 Baths \| 1691 Sq. Ft.	$370,056

Address	Redfin Estimate
4797 Lake Ridge Road, Chipley, FL 3 Beds \| 2 Baths \| 1508 Sq. Ft.	$421,752

Property information provided by CPARMLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32428, FL

Sale history for 4895 Lake Ridge Rd

Tax history for 4895 Lake Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32428

Home values near 4895 Lake Ridge Rd

More real estate resources