ATTENTION SAVVY BUYERS! This home SITS ON AN ACRE, and county says it CAN BE SPLIT! Welcome to 130 Stephens Lane! This Floridian Cottage boasts pricey upgrades (NEWER METAL ROOF, NEWER HVAC, NEW LVP FLOORING), while offering the buyer UNTAPPED EQUITY. The open-concept design LIVES LARGE with vaulted ceiling, neutral paint and picture windows that flood the home with light. The kitchen is your chance to cash in to untapped potential. Upgrade the laminate counters and paint the cabinets for instant equity. Designated dining is DELUXE-SIZED with views of the acre. Laundry is large and WASHER/DRYER WILL CONVEY! Master Bedroom boasts luxury vinyl plank, walk-in closet and bay window. Bathroom is located between bedrooms for easy access. Bedroom #2 also offers a walk-in closet. Now let's talk lot split! According to the county, this parcel will accommodate additional lots and local builders are on the hunt. Buyer to verify and inquire. Other points of interest: wooden deck, planted garden, small storage shed, county taxes, NO HOA, and room to roam! This one is priced to move and can close quickly. Make an offer today!
Single-familyProperty Type
1986Year Built
1 acresLot Size
$247Est. Price/Sq.Ft.
Listed by The Tessa Savoy Team• Coldwell Banker Realty
Listed by Tessa Savoy, Broker Associate Savoy• Coldwell Banker Realty
Bought with SellinTheEmeraldCoast.com Shumpert• NextHome Emerald Coast
Charming 2 bedroom, 1 bath on a Cleared Acre! This home boasts a cathedral ceiling fresh paint, a new metal roof and a new ac unit!! The Washer and Dryer will convey for the new homeowner if needed. If you are looking to downsize and be cost efficient this could be the home for you! This home is approximately 5 to 10 minutes to town and minutes to Eglin and the Beautiful Beach! Call and schedule your showing appt!
Public Records
Apr 2, 2024
Sold
$135,000
$156/sq ft
ECAR #599763
Sep 9, 2013
Sold
$44,500
$51/sq ft
Jun 27, 2013
Listed
$44,500
$51/sq ft
+7
Great starter or retirement home in a Quiet Country Setting on a 1 acre, fenced lot. Deck on the back of house to enjoy the large fenced in yard. Living room has cathedral ceiling, dining room has glass sliding doors onto the deck. This has been on the rental market with steady rental income since January 1999. Being Sold ''As Is''
Public Records
Jan 29, 1999
Sold
$35,100
$40/sq ft
Public Records
Aug 1, 1998
Sold
$36,100
$42/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,280 (+29.6%)
$26,411 + $95,039
$121,450
2024
$987 (+4.1%)
$26,411 + $95,039
$121,450
2023
$948 (+7.6%)
2022
$881 (+12.7%)
2021
$782 (+6.0%)
2020
$738 (+2.7%)
$19,961 + $47,312
$67,273
2019
$718 (+2.6%)
$19,570 + $43,062
$62,632
2018
$700 (+2.1%)
$19,570 + $37,552
$57,122
2017
$686 (+2.2%)
$19,570 + $35,000
$54,570
2016
$671 (−0.1%)
$19,570 + $35,000
$54,570
2015
$672 (−1.8%)
$19,000 + $32,947
$51,947
2014
$684
Tax history for 130 Stephens Ln
Year
Property tax
Land + Additions
Assessment*
2025
$1,280 (+29.6%)
$26,411 + $95,039
$121,450
2024
$987 (+4.1%)
$26,411 + $95,039
$121,450
2023
$948 (+7.6%)
2022
$881 (+12.7%)
2021
$782 (+6.0%)
2020
$738 (+2.7%)
$19,961 + $47,312
$67,273
2019
$718 (+2.6%)
$19,570 + $43,062
$62,632
2018
$700 (+2.1%)
$19,570 + $37,552
$57,122
2017
$686 (+2.2%)
$19,570 + $35,000
$54,570
2016
$671 (−0.1%)
$19,570 + $35,000
$54,570
2015
$672 (−1.8%)
$19,000 + $32,947
$51,947
2014
$684
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
1 Acre
Year renovated
1986
Sq. Ft.
868
Year built
1986
Style
Single Family Residential
County
Okaloosa County
APN
264N23000000020800
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 12, 2026.
R-1
Residential-1 District
The purpose of the residential-1 R-1 district is to provide areas for single-family detached residential dwellings, customary accessory uses, and limited non-residential uses.
Permitted uses
Include but are not limited to:
Community / recreation center
Religious facility
Housing
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Mixed use
Educational/school
Park & open space
Property details
Parking
Parking Information
No
No
Interior
Bedroom Information
Bedrooms: 2
Bedroom: First
Master Bedroom: First
Bathroom Information
Full Baths: 1
Half Baths: 0
Total Baths: 1.00
Full Bathroom: First
Master Bedroom/Master Bath: MBed First Floor, MBed Walk-in Closet
Room Information
Rooms: Bedroom, Dining Room, Full Bathroom, Kitchen, Laundry, Living Room, Master Bedroom
Exterior: Deck Open, Fenced Back Yard, Porch, Yard Building
Lot Information
Acreage: 1.00
Lot Dimensions: 350 x 120
Lot Features: Cleared, Interior, Level, Survey Available
Lot/Parcel Access: County Road, Paved Road
Zoning: County, Residential Single Family
Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Metal, Siding Vinyl, Slab, Trim Vinyl
Financial
Tax Information
Last Tax Year: 2025
Last Taxes: 1279.98
Financial Information
Mortgage Type: VA
Financing: Conventional, FHA, RHS, VA
Brokerage Interest: No Interest
Utilities
Utility Information
Utilities: Electric, Public Water, Septic Tank
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Northwood
Middle School: Davidson
High School: Crestview
Location Information
Sub Area: 2505 - Auburn & Garden City
Area: 25 - Crestview Area
Street #: 130
Street Name: Stephens
Street Suffix: Lane
City: Crestview
County: Okaloosa
State: FL
Zip Code: 32539
Project Name/Subdivision: AUBURN HEIGHTS
Absolute Longitude: 86.514645
Longitude: -86.514645
Latitude: 30.809816
Directions: Head N on 85. Turn right on Auburn Road. Turn right on Tansey Street. Turn right on Stephens Lane. Home is near the end on the lane, on the left.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 868
Stories: 1.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: 1986
County: Okaloosa County
APN: 264N23000000020800
Home facts updated by county records on Oct 12, 2026
Other
Listing Price Information
List Price: 199999.00
List Price/SqFt: 230.41
Property Information
Apx SqFt(Htd/Cooled): 868.00
Design: Traditional
Sub-Type: Detached Single Family
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Bob Sikes Elementary School
Public PreK-5 • Assigned • 4.2mi
6/10
Davidson Middle School
Public 6-8 • Assigned • 3.0mi
8/10
Crestview High School
Public 9-12 • Assigned • 3.1mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
4% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 19 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Crestview, FL • 32539
Average low and high temperatures (°F)
60
38
70
47
77
52
82
59
85
65
90
71
93
75
89
73
90
67
82
59
74
53
65
43
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 5.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.1 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$204,000 – $247,000
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