MOTIVATED SELLER! ASSUMABLE LOAN AT 4.5% — BRING YOUR OFFER! Welcome to this beautifully maintained 4-bedroom, 2.5-bath home with a 3-car garage in desirable Hampton Oaks, Deltona. Built in 2022 and offering over 2,700 square feet of living space, this home combines modern finishes, functionality, and plenty of room to spread out. A major highlight is the assumable loan at an attractive 4.5% interest rate, potentially offering a significant financing advantage to a qualified buyer. Buyers are encouraged to inquire about the loan balance, assumption terms, lender approval, and eligibility requirements. Inside, you'll find an open-concept layout with ceramic tile flooring throughout the main living areas and a bright, spacious living room that flows into the well-appointed kitchen. The kitchen features quartz countertops, stainless steel appliances, decorative backsplash, pendant and recessed lighting, abundant cabinetry, a large center island, and a generous walk-in pantry. The adjacent dining area is ideal for everyday meals and entertaining. A versatile flex room provides additional space for a home office, den, playroom, formal dining area, or potential fifth bedroom. The split-bedroom floor plan offers privacy, while the spacious primary suite features a large walk-in closet and an en-suite bath with dual vanities and a walk-in shower with glass enclosure. Additional features include a Nest Smart Thermostat, dedicated indoor laundry room with washer and dryer included, and sliding glass doors leading to a covered lanai and fully fenced backyard with durable PVC fencing and playground. The home sits on a generous quarter-acre lot, providing plenty of outdoor space for relaxing and entertaining. Hampton Oaks offers sidewalks, a community playground, low HOA fees, and no CDD. Conveniently located near I-4, shopping, dining, medical facilities, parks, and major roadways, with easy access to Orlando, Daytona Beach, and surrounding areas. Don't miss this opportunity to own a nearly new home with a 4.5% assumable loan, 3-car garage, quarter-acre lot, and spacious living areas. Motivated Seller — bring your offer and schedule your private showing today!
Single-familyProperty Type
2022Year Built
0.25 acresLot Size
$178Price/Sq.Ft.
$70/moHOA Dues
3 car garageParking
Listed by Betsy Breton-Garcia, PA• KELLER WILLIAMS WINTER PARK
MOTIVATED SELLER! ASSUMABLE LOAN AT 4.5% — BRING YOUR OFFER! Beautifully maintained 4BR/2.5BA home with a 3-car garage in desirable Hampton Oaks, Deltona. Built in 2022 with 2,700+ SF on a quarter-acre lot. The assumable 4.5% loan may offer a significant financing advantage to a qualified buyer; inquire for loan balance, terms, lender approval, and eligibility. Open floor plan features ceramic tile, spacious living areas, and a stunning kitchen with quartz countertops, stainless steel appliances, large island, abundant cabinetry, and walk-in pantry. Flex room can serve as an office, den, playroom, formal dining room, or potential 5th bedroom. Spacious primary suite with walk-in closet and en-suite bath. Enjoy the covered lanai, fully fenced PVC backyard, and playground. Washer/dryer and Nest thermostat included. Hampton Oaks offers sidewalks, community playground, low HOA fees, and NO CDD! Convenient to I-4, shopping, dining, medical facilities, parks, Orlando and Daytona Beach.
Stellar MLS as Distributed by MLS Grid #O6419231
Aug 28, 2026
Price Changed
$489,900
$178/sq ft
Jul 18, 2026
Price Changed
$494,900
$179/sq ft
Jun 24, 2026
Listed
$499,900
$181/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,820 (+1.7%)
2024
$6,704 (−22.7%)
2023
$8,670 (+641.6%)
2022
$1,169 (+192.7%)
$54,000
2021
$399
$14,750
Public record
Public record
Zoning
Beds
5
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
10,877 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,691
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,691
Year built
2022
Style
Single Family Residential
County
Volusia County
APN
812009000900
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
R-1AA
Single-Family Residential District
These classifications are established within the city to provide areas for single-family dwellings and customary accessory buildings. The regulations for this classification are designed to promote the construction and continued use of land for single-family dwellings, and to provide as conditional uses certain structures and uses required to serve the residents, such as churches and noncommercial recreational areas. Prohibited are uses of land that would create potential nuisances to residential areas, adversely affect residential property values, overburden public facilities or create potentially adverse individual or cumulative impacts to adjacent lakes that would diminish their water quality or aesthetic appeal.
Permitted uses
Include but are not limited to:
Housing-Single unit
Communications tower
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 107° expected this year, 18 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Deltona, FL • 32725
Average low and high temperatures (°F)
68
47
74
53
80
58
85
63
91
71
93
74
94
76
90
76
87
74
82
67
77
59
73
54
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
31/ 100
Low sunlight
Sunscore
There appears to be significant shading by surrounding buildings, terrain, and vegetation.
4.3 hrs
1.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1113 Pearl Tree Rd
$476,663
$13K under list price of $490K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $329K to $500K.