Investment Opportunity! Destin Under $200K!! Charming 2 bedroom 2 bath home in the heart of Destin. This home is the perfect starter home or investment opportunity! Desirable location just off Main St. puts this home in close proximity to both the bay and the beach. Features include premium laminate floors in the living and dining area, cathedral ceilings in living room, tray ceiling in Mster, wood burning fireplace and gas water heater, high efficiency AC unit replaced in 2011, new roof in 2014, and a large back yard with privacy fence ready for entertaining. The home also features a climate controlled single car garage - air conditioned and heated. Whether your looking for a strong long term rental property or the perfect starter home, please take a moment to look at 20 Pine Ridge Trac
Single-familyProperty Type
1994Year Built
5,153 sq ftLot Size
$298Est. Price/Sq.Ft.
1 car garageParking
Listed by ben Blumberg• Mainsail Realty Company
Bought with Brandon Graves• Coldwell Banker Realty
Source:ECAR #776737
Redfin Estimate
$325,573
$51K since sold in July 2021$5,000 since October
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 24.2% lower than the average sale price ($430K) of 6 comparable homes.
Investment Opportunity! Destin Under $200K!! Charming 2 bedroom 2 bath home in the heart of Destin. This home is the perfect starter home or investment opportunity! Desirable location just off Main St. puts this home in close proximity to both the bay and the beach. Features include premium laminate floors in the living and dining area, cathedral ceilings in living room, tray ceiling in Mster, wood burning fireplace and gas water heater, high efficiency AC unit replaced in 2011, new roof in 2014, and a large back yard with privacy fence ready for entertaining. The home also features a climate controlled single car garage - air conditioned and heated. Whether your looking for a strong long term rental property or the perfect starter home, please take a moment to look at 20 Pine Ridge Trac
ECAR #730792
Jul 17, 2015
Sold
$160,000
$147/sq ft
May 27, 2015
Listed
$167,000
$153/sq ft
+4
Great starter home is the heart of Destin. Lots of updates for this low maintenance home, starting with a new roof done December 2014; a new gas Hot water heater November 2012; new Dishwasher April 2012; and a new HVAC unit October 2011. It also boasts a big privacy fenced back yard with a garden shed, Air conditioned and heated single car garage with pull down stairs to access a floored attic with lots of storage room.
NAMLS #342810
Jun 9, 2003
Sold
$137,000
$126/sq ft
May 14, 2003
Listed
$139,900
$128/sq ft
ECAR #33988
Jun 3, 1993
Listed
$68,900
$63/sq ft
Public Records
Oct 1, 1992
Sold
$184,000
$169/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,979 (+1.2%)
$74,195 + $136,957
$211,152
2024
$1,955 (+1.2%)
$74,195 + $136,957
$211,152
2023
$1,932 (−16.2%)
$72,034 + $136,655
$208,689
2022
$2,305 (+24.8%)
$67,321 + $137,958
$205,279
2021
$1,846 (+9.0%)
$61,201 + $130,039
$191,240
2020
$1,694 (+4.8%)
$44,201 + $104,480
$148,681
2019
$1,616 (+2.5%)
$42,096 + $93,309
$135,405
2018
$1,577 (+51.0%)
$41,271 + $81,522
$122,793
2017
$1,044 (−28.7%)
$38,571 + $78,718
$117,289
2016
$1,464 (+5.3%)
$38,571 + $78,718
$117,289
2015
$1,390 (+9.6%)
$35,674 + $70,014
$105,688
2014
$1,268
Tax history for 20 Pine Ridge Trce
Year
Property tax
Land + Additions
Assessment*
2025
$1,979 (+1.2%)
$74,195 + $136,957
$211,152
2024
$1,955 (+1.2%)
$74,195 + $136,957
$211,152
2023
$1,932 (−16.2%)
$72,034 + $136,655
$208,689
2022
$2,305 (+24.8%)
$67,321 + $137,958
$205,279
2021
$1,846 (+9.0%)
$61,201 + $130,039
$191,240
2020
$1,694 (+4.8%)
$44,201 + $104,480
$148,681
2019
$1,616 (+2.5%)
$42,096 + $93,309
$135,405
2018
$1,577 (+51.0%)
$41,271 + $81,522
$122,793
2017
$1,044 (−28.7%)
$38,571 + $78,718
$117,289
2016
$1,464 (+5.3%)
$38,571 + $78,718
$117,289
2015
$1,390 (+9.6%)
$35,674 + $70,014
$105,688
2014
$1,268
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Zoning and permits
Zoning
Permits
MDR-V
Medium Density Residential - Village District
The Medium Density Residential - Village zoning district shall apply to areas developed, redeveloped and/or maintained and conserved as permanent single-family detached or multi-family attached residential dwelling units. It is the intent of the MDR - V zoning district to specifically not allow the following uses to be located in the district: seasonal single-family detached or multi-family attached residential dwelling units; commercial hotels, motels, bed and breakfast establishments, or other commercial transient living accommodations; and all non-residential uses.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Oct 30, 2025 • Final
Residential
Plumbing
Water heater
May 20, 2021 • Final
Commercial
Roofing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Interior
Heating & Cooling
Air Conditioning Type: Central
Heating Fuel Type: Electric
Fireplace Information
# of Fireplaces: 1
Has Fireplace
Exterior
Exterior Information
Building Construction Quality: Average
Exterior Wall: Vinyl
Roof Shape Type: Gable/Hip
Building Type: Single Family
Property Information
Subdivision Name: PINE RIDGE TRACE RESUB
Living Sq. Ft: 1,091
Adjusted Gross Sq. Ft: 1,091
Ground Floor Sq. Ft: 1,091
Building Sq. Ft: 1,372
# of Units: 1
# of Stories: 1
Legal Description: PINE RIDGE TRACE RESUB PB 13 PG 46 LOT 11 BLK B
Parking & Garage Information
Parking Type: Finished Garage
Garage/Parking Sq. Ft: 209
Garage / Carport Type: Finished
Lot Information
# of Buildings: 1
Land Sq. Ft: 5,153
Legal Lot Number: 11
Legal Block Number: B
Water District: WATER MGT
Municipality Type: DE
Acres: 0.12
State Use Description: SFR
Financial
Assessor Information
Assessment Year: 2025
Tax District County: DESTIN
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,091
Stories: 1.0
Lot Size: 5,153 square feet
Style: Single Family Residential
Year Built: 1994
Year Renovated: 1994
County: Okaloosa County
APN: 002S222079000B0110
Home facts updated by county records on Oct 12, 2026
Around this home
Schools
Destin Elementary School
Public PreK-4 • Assigned • 0.8mi
9/10
Destin Middle School
Public 5-8 • Assigned • 3.3mi
8/10
Fort Walton Beach High School
Public 9-12 • Assigned • 9.5mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Destin, FL • 32541
Average low and high temperatures (°F)
59
44
66
52
71
58
76
65
81
71
87
77
90
80
87
77
87
73
79
66
73
60
64
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$310,000 – $375,000
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