OFF MARKET

Off Market Apr 2023 for $450K

$421,552

Est. refi paymentEst. refi $2,986/mo

•

1,826

sq ft

1964 Waterford Ridge Rd, Fort Walton Beach, FL 32547

About this home

Take a look at this stunning three bedroom, two bathroom home in the North Ridge Creek Subdivision! In close proximity to both Air Force Bases, schools, the hospital area and much more, houses do not come available often in this sought after peaceful neighborhood. Once you enter the home, you will notice many updates to include custom trim work, completely updated kitchen, a new custom stone wall fireplace and mantle, and a wonderful covered grilling/ entertaining area outdoors! You can rest easy knowing all major systems have been updated and a new roof installed in 2019. Check out the features sheet for additional information. You have to come see this beautiful, wonderfully updated and meticulously maintained home in Fort Walton Beach to truly appreciate all that is has to offer! Check out the features sheet for additional information. Contact your favorite agent to schedule a private showing today!

Single-familyProperty Type

1999Year Built

6,098 sq ftLot Size

$231Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Georgia Bennett Henderson • Gulfside Haven LLC

Bought with Jordan Dennis • Century 21 AllPoints Realty

Redfin checked: a minute ago

•Source:ECAR #918972

Redfin Estimate

$421,552

$28K since sold in April 2023$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.1% higher than the average sale price ($390K) of 6 comparable homes.

SOLD AUG 3, 2026
$380,000
A
3 beds2 baths1,628 sq ft
1968 Waterford Ridge Rd, Fort Walton Beach, FL 32547
SOLD JUN 12, 2026
$420,000
B
3 beds2 baths1,862 sq ft
1030 Arthur Ashe Ct, Fort Walton Beach, FL 32547
SOLD MAY 15, 2026
$390,000
C
3 beds2 baths1,822 sq ft
1029 Arthur Ashe Ct, Fort Walton Beach, FL 32547
SOLD APR 30, 2026
$373,000
D
3 beds2 baths1,528 sq ft
1958 Chesapeake Rdg, Fort Walton Beach, FL 32547
SOLD JAN 16, 2026
$380,000
E
3 beds2 baths1,803 sq ft
1905 W Mistral Ln, Fort Walton Beach, FL 32547
SOLD OCT 3, 2025
$397,500
F
3 beds2 baths1,755 sq ft
1181 Cathridge Trce, Fort Walton Beach, FL 32547

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Earn from this home

Sell

$58,270

Est. take-home

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Refinance

Est. cash available

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Rent

$2,657/mo

Redfin rental estimate

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Market trends in 32547, FL

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.3%

0.1% MoM

Median sale price

$340K

$77 MoM

Avg. days on market

55d

12 days MoM

Recently sold homes

135

9 MoM

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OPEN SAT, 10AM TO 12PM
$1,650,000
4 beds4.5 baths2,437 sq ft
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See all

Provided by Redfin

Sale history for 1964 Waterford Ridge Rd

Date

Event

Price

ECAR #918972

Apr 14, 2023

Sold

$450,000

$246/sq ft

Mar 17, 2023

Pending

—

Mar 15, 2023

Listed

$450,000

$246/sq ft

ECAR #131412

Oct 8, 1999

Sold

$146,500

$80/sq ft

Mar 14, 1999

Listed

$145,000

$79/sq ft

NORTHRIDGE CREEK 1ST. ADDITION! ANOTHER PRE-SOLD BY TRACY ACREE CONSTRUCTION, INC.( FOR COMPS ONLY). THIS HOME IS VERY SIMILAR TO OUR MODEL HOME EXCEPT THE 4TH BEDROOM IS NOW REMOVED AND HAS BECOME A SCREENED IN PORCH ,WITH A FEW OTHER MINOR CHANGES. SUBDUV. HAS UNDERGOUND UTILITIES, RESTRICITVE COVENANTS, 1200 SF. MIN. CALL LISTING AGENT FOR DETAILS ON HOW EASY IT IS IN GETTING YOUR CUSTOMERS INTO THE ''PERFECT'' CUSTOM HOME.

Tax history for 1964 Waterford Ridge Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,955 Sq. Ft.

Year renovated

1999

Sq. Ft.

1,826

Year built

1999

Style

Single Family Residential

County

Okaloosa County

APN

341S24188600000460

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

R-2

Residential-2 District

The purpose of the residential-2 R-2 and suburban residential SR districts is to provide areas for medium density residential housing, and to provide for certain non-residential uses that contribute to the comfort and convenience of the district.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Mixed use
Educational/school
Recreation
Golf related
Park & open space

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage Attached
Garage Spaces: 2.00
Driveway Spaces: 2.00

Interior

Bedroom Information
Bedrooms: 3
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Garden Tub, MBath Walk-In Closet, MBed Trey Ceiling

Room Information
Rooms: Bedroom, Dining Area, Living Room, Master Bedroom
Living Room: First

Room 1
Living Room
Area: 384.15
Dimensions: 19.7 x 19.5
Length: 19.70
Width: 19.50
Level: 1

Room 2
Dining Area
Area: 210.00
Dimensions: 15 x 14
Length: 15.00
Width: 14.00
Level: 1

Room 3
Master Bedroom
Area: 249.33
Dimensions: 16.19 x 15.4
Length: 16.19
Width: 15.40
Level: 1

Room 4
Bedroom
Area: 151.06
Dimensions: 9.1 x 16.6
Length: 9.10
Width: 16.60
Level: 1

Room 5
Bedroom
Area: 119.34
Dimensions: 11.7 x 10.2
Length: 11.70
Width: 10.20
Level: 1
Remarks: Currently utilized as an office.

Interior Features
Appliances: Dishwasher, Disposal, Oven Self Cleaning, Refrigerator W/IceMk, Smooth Stovetop Rnge, Stove/Oven Electric
Interior: Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Floor Hardwood, Kitchen Island, Lighting Recessed, Split Bedroom

Exterior

Exterior Features
Pool Type: None
Exterior: Deck Covered, Deck Enclosed, Fenced Back Yard, Lawn Pump, Pavillion/Gazebo, Yard Building

Lot Information
Acreage: 0.14
Lot Dimensions: 70 x 92
Lot Features: Cul-De-Sac, Interior, Level
Lot/Parcel Access: County Road, Paved Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Brick, Roof Dimensional Shg

Financial

Tax Information
Last Tax Year: 2022
Last Taxes: 1763.04

Financial Information
Mortgage Type: VA
Financing: Conventional, FHA, VA
Brokerage Interest: No Interest
Buyer
Seller

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - High Efficiency, Ceiling Fans, Heat High Efficiency, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 150.00
Assessment Paid: Annually

Homeowners Association Information
Fees Include: Accounting, Management

School Information
Elementary School: Longwood
Middle School: Pryor
High School: Choctawhatchee

Location Information
Sub Area: 1207 - Wright
Area: 12 - Fort Walton Beach
Street #: 1964
Street Name: Waterford Ridge
Street Suffix: Road
City: Fort Walton Beach
County: Okaloosa
State: FL
Zip Code: 32547
Project Name/Subdivision: NORTH RIDGE CREEK S/D
Absolute Longitude: 86.630518
Longitude: -86.630518
Latitude: 30.462872
Directions: If driving on Lewis Turner, turn into North Ridge Creek Subdivision on Gospel Road. Stay on that road which will become Brookridge Trace. Turn right on Cathridge Trace and then right on Waterford Ridge Road. House will be on your right.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,826
Stories: 1.0
Lot Size: 5,955 square feet
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: Okaloosa County
APN: 341S24188600000460

Home facts updated by county records on Jul 10, 2026

Other

Listing Price Information
List Price: 450000.00
List Price/SqFt: 246.44

Property Information
Apx SqFt(Htd/Cooled): 1826.00
Design: Traditional
Is Homestead
Sub-Type: Detached Single Family

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Longwood Elementary School

Public PreK-5 • Assigned • 2.7mi

2/10

W. C. Pryor Middle School

Public 6-8 • Assigned • 1.2mi

5/10

Choctawhatchee Senior High School

Public 9-12 • Assigned • 1.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 24 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Fort Walton Beach, FL • 32547

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$401,000 – $485,000

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Home values near 1964 Waterford Ridge Rd

Data from public records.

Address	Redfin Estimate
1965 Waterford Ridge Road, Fort Walton Beach, FL 4 Beds \| 3 Baths \| 2200 Sq. Ft.	$432,188
1969 Waterford Ridge Road, Fort Walton Beach, FL 3 Beds \| 2 Baths \| 1598 Sq. Ft.	$387,107

Address	Redfin Estimate
1959 Waterford Ridge Road, Fort Walton Beach, FL 4 Beds \| 2 Baths \| 2033 Sq. Ft.	$456,573
1971 Waterford Ridge Road, Fort Walton Beach, FL 3 Beds \| 3 Baths \| 1864 Sq. Ft.	$404,741

Address	Redfin Estimate
1961 Waterford Ridge Road, Fort Walton Beach, FL 4 Beds \| 2.5 Baths \| 2182 Sq. Ft.	$458,889
1967 Waterford Ridge Road, Fort Walton Beach, FL 3 Beds \| 2 Baths \| 1703 Sq. Ft.	$387,245

Property information provided by ECAR when last listed in 2023. This data may not match . Learn more.

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