OFF MARKET

Off market feb 2023 for $649K

$697,982

Est. refi paymentEst. refi $698/mo

•

2,646

sq ft

28 SE Choctawhatchee Rd, Fort Walton Beach, FL 32548

About this home

I have fallen in love and need your help. Buy this home before I do! Welcome home to 28 Choctawhatchee Road located in the Elliott Point Neighborhood which offers a boat launch, private beach area, park which includes tennis courts, disc golf, walking trails, racketball wall, playground, picnic sites, and more. This beautifully built home offers 5 bedrooms, 3 bath, split floorplan, open layout, Magnolia Bay brick accent wall, hurricane impact glass windows, brick siding, fenced in back yard, covered patio, Tankless hot water heater, gas stove, soft close dove tailed drawers, quartz counter tops, solid surface flooring throughout the home, built in mud room shelving, separate laundry room.. whew, want me to go on? Make yourself an appointment to view this home for it is a show stopper!

Single-familyProperty Type

2023Year Built

9,583 sq ftLot Size

$264Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Nikki Segraves Wood • ERA American Real Estate

Bought with Denise Hudgens Bavarian • Coastal Realty Services

Redfin checked: a minute ago

•Source:ECAR #916076

Redfin Estimate

$697,982

$49K since sold in February 2023$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.3% lower than the average sale price ($960K) of 6 comparable homes.

SOLD JUL 27, 2026
$589,000
A
4 beds2 baths2,123 sq ft
26 SE Okahatchee Cir, Fort Walton Beach, FL 32548
SOLD JUN 9, 2026
$799,000
B
4 beds3.5 baths2,651 sq ft
340 SE Elliott Rd, Fort Walton Beach, FL 32548
SOLD MAY 21, 2026
$550,000
C
4 beds3 baths2,168 sq ft
116 SE Alder Ave, Fort Walton Beach, FL 32548
SOLD MAY 8, 2026
$729,000
D
4 beds3.5 baths2,724 sq ft
85 NE Laurie Dr, Fort Walton Beach, FL 32548
SOLD APR 7, 2026
$845,000
E
4 beds3.5 baths2,873 sq ft
35 NE Utah Pl, Fort Walton Beach, FL 32548
SOLD AUG 31, 2026
$2,250,000
F
5 beds4 baths3,024 sq ft
2580 Cayenne Ln, Shalimar, FL 32579

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Earn from this home

Sell

$171,833

Est. take-home

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Refinance

Est. cash available

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Rent

$3,329/mo

Redfin rental estimate

List your home for rent

Market trends in 32548, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.5%

+0.7% MoM

Median sale price

$375K

$0 MoM

Avg. days on market

61d

12 days MoM

Recently sold homes

111

10 MoM

New listings for sale

NEW 18 HRS AGO
$425,000
2 beds2 baths1,035 sq ft
909 Santa Rosa Blvd #237, Fort Walton Beach, FL 32548
$160,000
2 beds1.5 baths960 sq ft
618 Gap Creek Dr #27, Fort Walton Beach, FL 32548
$189,990
1 bed1 bath734 sq ft
885 Santa Rosa Blvd Unit 203-C, Fort Walton Beach, FL 32548
$215,000
2 beds1.5 baths1,035 sq ft
412 NW Sea Rover Ln Unit B, Fort Walton Beach, FL 32548
$259,900
4 beds2 baths1,443 sq ft
223 Holmes Blvd, Fort Walton Beach, FL 32548
$599,000
2 beds2 baths990 sq ft
670 Nautilus Ct #202, Fort Walton Beach, FL 32548
$292,900
1 bed1.5 baths765 sq ft
862 Scallop Ct #105, Fort Walton Beach, FL 32548
$1,675,000
4 beds3 baths2,053 sq ft
858 Scallop Ct Unit 301, Fort Walton Beach, FL 32548
$250,000
2 beds1 bath1,020 sq ft
303 N Beal Pkwy, Fort Walton Beach, FL 32548
$348,950
1 bed1.5 baths711 sq ft
770 Sundial Ct #104, Fort Walton Beach, FL 32548
See all

Provided by Redfin

Sale history for 28 SE Choctawhatchee Rd

Date

Event

Price

ECAR #956338

Nov 18, 2024

Rental Removed

$3,500

$1/sq ft

Sep 17, 2024

Price Changed

$3,500

$1/sq ft

Aug 7, 2024

Listed for Rent

$3,800

$1/sq ft

ECAR #916076

Feb 15, 2023

Sold

$649,000

$245/sq ft

Feb 1, 2023

Pending

—

Jan 31, 2023

Listed

$649,000

$245/sq ft

+42

Public Records

Apr 21, 2022

Sold

$103,000

$39/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,644 (+13.5%)

$151,884 + $485,770

$637,654

2024

$7,617 (+436.5%)

$151,884 + $485,770

$637,654

2023

$1,420 (−53.0%)

$112,008 + $489,820

$601,828

2022

$3,024 (+10.0%)

$101,825

2021

$2,750 (+7.6%)

2020

$2,556 (+15.0%)

2019

$2,222 (+4.4%)

2018

$2,127 (+3.5%)

$52,132 + $80,856

$132,988

2017

$2,055 (+4.9%)

$52,132 + $74,563

$126,695

2016

$1,960 (+3.0%)

$52,132 + $74,563

$126,695

2015

$1,903 (+3.1%)

$47,740 + $67,511

$115,251

2014

$1,846

Tax history for 28 SE Choctawhatchee Rd

Year

Property tax

Land + Additions

Assessment*

2025

$8,644 (+13.5%)

$151,884 + $485,770

$637,654

2024

$7,617 (+436.5%)

$151,884 + $485,770

$637,654

2023

$1,420 (−53.0%)

$112,008 + $489,820

$601,828

2022

$3,024 (+10.0%)

$101,825

2021

$2,750 (+7.6%)

2020

$2,556 (+15.0%)

2019

$2,222 (+4.4%)

2018

$2,127 (+3.5%)

$52,132 + $80,856

$132,988

2017

$2,055 (+4.9%)

$52,132 + $74,563

$126,695

2016

$1,960 (+3.0%)

$52,132 + $74,563

$126,695

2015

$1,903 (+3.1%)

$47,740 + $67,511

$115,251

2014

$1,846

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

75 ft.

Lot depth

—

Lot size

9,418 Sq. Ft.

Year renovated

2023

Sq. Ft.

2,617

Year built

2023

Style

Single Family Residential

County

Okaloosa County

APN

182S23080D000E0110

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

R-1

Residential Single-family Low Density District

The low density residential zoning district is established to provide for single-family homes in traditional residential neighborhoods. The R-1 zoning district is limited to single-family homes and accessory structures customarily associated with residential development. Accessory dwelling units may be permissible when standards for such uses can be met, including lot sizes and compatibility standards.

Permitted uses

Include but are not limited to:

Housing-Single unit
Fire house
Police station

Feb 13, 2023 • Final

Imported record

Construct a new single-family home.

New construction

Feb 13, 2023 • Final

Imported record

Install new gas lines for a water heater and a range.

Gas

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage Attached
Garage Spaces: 2.00
Driveway Spaces: 4.00

Interior

Virtual Tour
Branded Virtual Tour: https://my.matterport.com/show/?m=Bdij6hvRehy&mls=1
UnBranded Virtual Tour: https://my.matterport.com/show/?m=Bdij6hvRehy&mls=1

Bedroom Information
Bedrooms: 5
Bedroom: First
Master Bedroom: First

Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Cultured Mrble, MBath Double Vanity, MBath Shower Only, MBath Tile, MBath Walk-In Closet, MBed First Floor

Room Information
Rooms: Bedroom, Garage, Living Room, Master Bedroom
Living Room: First

Room 1
Living Room
Area: 588.00
Dimensions: 21 x 28
Length: 21.00
Width: 28.00
Level: 1

Room 2
Master Bedroom
Area: 238.00
Dimensions: 17 x 14
Length: 17.00
Width: 14.00
Level: 1

Room 3
Bedroom
Area: 169.00
Dimensions: 13 x 13
Length: 13.00
Width: 13.00
Level: 1

Room 4
Bedroom
Area: 169.00
Dimensions: 13 x 13
Length: 13.00
Width: 13.00
Level: 1

Room 5
Garage
Area: 400.00
Dimensions: 20 x 20
Length: 20.00
Width: 20.00
Level: 1

Room 6
Bedroom
Area: 182.00
Dimensions: 13 x 14
Length: 13.00
Width: 14.00
Level: 1

Room 7
Bedroom
Area: 143.00
Dimensions: 13 x 11
Length: 13.00
Width: 11.00
Level: 1

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas
Interior: Breakfast Bar, Ceiling Raised, Floor Tile, Floor Vinyl, Furnished - None, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Window Treatmnt None

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Lot-All, Fenced Privacy, Lawn Pump, Patio Covered, Porch, Sprinkler System

Lot Information
Acreage: 0.22
Lot Dimensions: 75x117x43x43x109
Lot Features: Interior, Level, Within 1/2 Mile to Water
Lot/Parcel Access: City Road, Paved Road
Zoning: City, Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Brick, Frame, Roof Dimensional Shg, Slab, Trim Vinyl

Financial

Tax Information
Last Tax Year: 2022
Last Taxes: 2902.86

Financial Information
Mortgage Type: None
Financing: Conventional, VA
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Gas - Natural, Public Sewer, Public Water, Sewer Available, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Tnkls

Location

School Information
Elementary School: Elliott Point
Middle School: Meigs
High School: Choctawhatchee

Location Information
Sub Area: 1202 - East Fort Walton Beach
Area: 12 - Fort Walton Beach
Street #: 28
Street Direction: SE
Street Name: Choctawhatchee
Street Suffix: Road
City: Fort Walton Beach
County: Okaloosa
State: FL
Zip Code: 32548
Project Name/Subdivision: Olde Fort Walton/ Elliott Point
Absolute Longitude: 86.590932
Longitude: -86.590932
Latitude: 30.408771
Directions: Eglin Parkway, East on Hollywood Blvd, 3/4 mile, turn South onto Choctawhatchee Road. Residence will be on the right.

Project Facilities
Beach, Boat Launch, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Tennis

Public facts

Beds: 5
Baths: 3.0
Sq. Ft.: 2,617
Stories: 1.0
Lot Size: 9,418 square feet
Style: Single Family Residential
Year Built: 2023
Year Renovated: 2023
County: Okaloosa County
APN: 182S23080D000E0110

Home facts updated by county records on Jul 10, 2026

Other

Listing Price Information
List Price: 649000.00
List Price/SqFt: 245.28

Property Information
Apx SqFt(Htd/Cooled): 2646.00
Design: Craftsman Style
Sub-Type: Detached Single Family

Around this home

Schools

Elliott Point Elementary School

Public PreK-5 • Assigned • 0.9mi

5/10

Clifford Meigs Middle School

Public 6-8 • Assigned • 2.7mi

7/10

Choctawhatchee Senior High School

Public 9-12 • Assigned • 3.4mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

4/10 Flood Factor

Estimated 16-24% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Fort Walton Beach, FL • 32548

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$664,000 – $803,000

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New listings for sale in 32548

NEW 18 HRS AGO

$425,000

2 beds2 baths1,035 sq ft

909 Santa Rosa Blvd #237, Fort Walton Beach, FL 32548

$160,000

2 beds1.5 baths960 sq ft

618 Gap Creek Dr #27, Fort Walton Beach, FL 32548

$189,990

1 bed1 bath734 sq ft

885 Santa Rosa Blvd Unit 203-C, Fort Walton Beach, FL 32548

$215,000

2 beds1.5 baths1,035 sq ft

412 NW Sea Rover Ln Unit B, Fort Walton Beach, FL 32548

$259,900

4 beds2 baths1,443 sq ft

223 Holmes Blvd, Fort Walton Beach, FL 32548

$599,000

2 beds2 baths990 sq ft

670 Nautilus Ct #202, Fort Walton Beach, FL 32548

$292,900

1 bed1.5 baths765 sq ft

862 Scallop Ct #105, Fort Walton Beach, FL 32548

$1,675,000

4 beds3 baths2,053 sq ft

858 Scallop Ct Unit 301, Fort Walton Beach, FL 32548

$250,000

2 beds1 bath1,020 sq ft

303 N Beal Pkwy, Fort Walton Beach, FL 32548

Home values near 28 SE Choctawhatchee Rd

Data from public records.

Address	Redfin Estimate
27 Choctawhatchee Road Southeast, Fort Walton Beach, FL 3 Beds \| 2 Baths \| 1704 Sq. Ft.	$366,790
19 Choctawhatchee Road Southeast, Fort Walton Beach, FL 3 Beds \| 1 Baths \| 1492 Sq. Ft.	$278,166

Address	Redfin Estimate
25 Choctawhatchee Road Southeast, Fort Walton Beach, FL 3 Beds \| 3 Baths \| 2172 Sq. Ft.	$654,811
18 Choctawhatchee Road Southeast, Fort Walton Beach, FL 4 Beds \| 2 Baths \| 1420 Sq. Ft.	$411,935

Address	Redfin Estimate
26 Choctawhatchee Road Southeast, Fort Walton Beach, FL 4 Beds \| 2 Baths \| 1522 Sq. Ft.	$344,491
35 Choctawhatchee Road Southeast, Fort Walton Beach, FL 4 Beds \| 2 Baths \| 1449 Sq. Ft.	$344,351

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32548, FL

Sale history for 28 SE Choctawhatchee Rd

Tax history for 28 SE Choctawhatchee Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32548

Home values near 28 SE Choctawhatchee Rd

More real estate resources