OFF MARKET

Off Market Dec 2024 for $310K

$352,772

Est. refi paymentEst. refi $2,151/mo

•

2,810

sq ft

20040 Ross Rd, Fountain, FL 32438

About this home

This fully remodeled brick home in Fountain, FL, offers 3 bedrooms, 2 bathrooms, and a versatile bonus room, all situated on a sprawling 5-acre fenced property. The primary residence is thoughtfully updated, blending modern comforts with the tranquility of spacious land. The property also includes a well-maintained second dwelling—a 2-bedroom, 2-bathroom manufactured home, ideal for extended family or potential rental income. Both homes are designed for comfortable living, making this an excellent opportunity for those seeking a serene lifestyle with added flexibility.

Single-familyProperty Type

1974Year Built

5 acresLot Size

$126Est. Price/Sq.Ft.

Listed by Christi Renee Duncan • Beachy Beach Real Estate

Bought with Kati Pullins • Beachy Beach Real Estate

Redfin checked: a few seconds ago

•Source:CPARMLS #761573

Redfin Estimate

$352,772

$43K since sold in December 2024$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 32.5% higher than the average sale price ($266K) of 6 comparable homes.

SOLD APR 23, 2026
$199,900
A
3 beds2 baths1,826 sq ft
4006 Oak Hill Rd, Chipley, FL 32428
SOLD MAR 31, 2026
$460,000
B
3 beds2 baths2,110 sq ft
11832 Owenwood Rd, Fountain, FL 32438
SOLD JUL 23, 2026
$260,000
C
3 beds2 baths1,760 sq ft
2609 Arpana Cir, Alford, FL 32420
SOLD JUN 29, 2026
$67,000
D
3 beds2 baths1,508 sq ft
1127 Highlands Cir, Alford, FL 32420
SOLD APR 22, 2026
$325,000
E
3 beds2 baths1,584 sq ft
3031 Pineoaks Ln, Chipley, FL 32428
SOLD JUN 17, 2026
$285,000
F
3 beds2 baths1,484 sq ft
1371 Deadening Rd, Chipley, FL 32428

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Earn from this home

Refinance

Est. cash available

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Rent

$2,466/mo

Redfin rental estimate

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Market trends in 32438, FL

Last updated August 2026

Sale-to-List Price

85.7%

7.4% MoM

Median sale price

$300K

$80K MoM

Avg. days on market

78d

115 days MoM

Recently sold homes

3 MoM

New listings for sale

$230,000
2 beds2 baths1,168 sq ft
16751 Westwood Dr, Fountain, FL 32438
See all

Provided by Redfin

Sale history for 20040 Ross Rd

Date

Event

Price

CPARMLS #761573

Dec 11, 2024

Sold

$310,000

$110/sq ft

Oct 2, 2024

Price Changed

$310,000

$110/sq ft

Sep 12, 2024

Price Changed

$315,000

$112/sq ft

Aug 20, 2024

Listed

$325,000

$116/sq ft

CPARMLS #397587

Nov 10, 2009

Sold

$75,000

$27/sq ft

Aug 4, 2009

Listed

$79,900

$28/sq ft

JUST REDUCED!!! Age, lot size, sq. ft taken from tax rolls. CONGRATULATIONS! By reading this you now have the opportunity to purchase a cozy and roomy 3 bedroom, home in FOUNTAIN. FORECLOSURE, REO, These 2 words are on every body's mind now a days when looking for a home. Well, you found one and it's a Fannie Mae owned home! The usual buzzwords of ''location, location, location'' really do apply to some homes, and this is one of them. You will enjoy living in the Fountain area. For those who want country living near town, a large five acre plot of land with plenty of room for horses and peace and quiet, then this is for you. The home features a huge living room, AND a separate den with a free standing wood burning stove. The garage was enclosed so you can finish it as you like maybe a game room for the kids. The property has a storage building for your basic yard tools and a workshop for Dad. Much of the property is chain link fenced. Since this is a Fannie Mae owned home it qualifies for the Fannie Mae, HomePath Renovation financing. Call today for details. Click on the above photo for more pictures.

Public Records

Oct 1, 1997

Sold

$86,000

$31/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,776 (+284.9%)

$25,555 + $276,391

$301,946

2024

$981 (+2.8%)

2023

$955 (+55.2%)

2022

$615 (+40.7%)

2021

$437

2020

$437

$8,360 + $57,762

$66,122

2019

$437 (−26.4%)

$8,000 + $58,321

$66,321

2018

$594 (−3.4%)

$7,680 + $75,227

$82,907

2017

$614 (−3.4%)

$7,756 + $75,786

$83,542

2016

$636 (−4.6%)

$7,756 + $76,334

$84,090

2015

$667 (−2.6%)

$7,652 + $76,891

$84,543

2014

$685

Tax history for 20040 Ross Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,776 (+284.9%)

$25,555 + $276,391

$301,946

2024

$981 (+2.8%)

2023

$955 (+55.2%)

2022

$615 (+40.7%)

2021

$437

2020

$437

$8,360 + $57,762

$66,122

2019

$437 (−26.4%)

$8,000 + $58,321

$66,321

2018

$594 (−3.4%)

$7,680 + $75,227

$82,907

2017

$614 (−3.4%)

$7,756 + $75,786

$83,542

2016

$636 (−4.6%)

$7,756 + $76,334

$84,090

2015

$667 (−2.6%)

$7,652 + $76,891

$84,543

2014

$685

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5 Acres

Year renovated

1998

Sq. Ft.

1,216

Year built

1998

Style

Single Family Residential

County

Bay County

APN

00409000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 18, 2026.

Property details

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 3
Room Types: Bonus Room, Screened Porch, Storage Room

Room 1 Information
Bonus Room
Level: First
Dimensions: 18 x 12
Length: 18.0
Width: 12.0

Room 2 Information
Storage Room
Level: First
Dimensions: 8 x 12
Length: 8.0
Width: 12.0

Room 3 Information
Screened Porch
Level: First
Dimensions: 16 x 8
Length: 16.0
Width: 8.0

Interior Features
Other Features: Storage

Exterior

Building Information
Stories: 1

Exterior Features
Patio And Porch Features: Porch, Screened

Mobile Home Information
Mobile Dimension Units: Feet

Lot Information
Lot Size Area: 5
Lot Size Acres: 5
Lot Size Dimensions: 440x5

Financial

Tax Information
Annual Tax Amount: $955
Tax Year: 2023

Utilities

Utility Information
Utilities: Water Connected

Location

Multi Unit Information
Units Furnished: Partially

Community Information
Community Features: Short Term Rental Allowed

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,216
Stories: 1.0
Lot Size: 5 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: 1998
County: Bay County
APN: 00409000000

Home facts updated by county records on Aug 18, 2026

Around this home

Schools

Waller Elementary School

Public PreK-5 • Assigned • 10.1mi

4/10

Deane Bozeman School

Public PreK-12 • Assigned • 17.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Fountain, FL • 32438

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.6 hours in December, placing it above the U.S. average for solar exposure.

9.6 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$336,000 – $406,000

Sell confidently with a local market expert in Fountain. 3 minutes to get started.

Nearby similar homes

$99,900

Land— sq ft

12431 Forest Glen Rd, Fountain, FL 32438

NEW CONSTRUCTION

$216,990

3 beds2 baths1,290 sq ft

3977 Horizon Ave, Chipley, FL 32428

$195,500

3 beds2 baths1,224 sq ft

1500 Peel Rd, Chipley, FL 32428

NEW CONSTRUCTION

$250,400

4 beds2 baths1,458 sq ft

4069 Ramus Dr, Chipley, FL 32428

NEW CONSTRUCTION3D WALKTHROUGH

$247,990

4 beds2 baths1,684 sq ft

679 Fairview Rd, Marianna, FL 32448

$285,000

3 beds1 bath1,400 sq ft

1227 Blackmon Rd, Alford, FL 32420

New listings for sale in 32438

$230,000

2 beds2 baths1,168 sq ft

16751 Westwood Dr, Fountain, FL 32438

Home values near 20040 Ross Rd

Data from public records.

Address	Redfin Estimate
20030 Ross Road, Fountain, FL 3 Beds \| 1 Baths \| 1290 Sq. Ft.	$165,592
20001 Ross Road, Fountain, FL 3 Beds \| 2 Baths \| 1216 Sq. Ft.	$194,108

Address	Redfin Estimate
20103 Ross Road, Fountain, FL 3 Beds \| 2 Baths \| 1340 Sq. Ft.	$112,451
20039 Ross Road, Fountain, FL 3 Beds \| 2 Baths \| 1497 Sq. Ft.	$244,991

Address	Redfin Estimate
20029 Ross Road, Fountain, FL 2 Beds \| 2 Baths \| 1216 Sq. Ft.	$112,089
20124 Ross Road, Fountain, FL 3 Beds \| 2 Baths \| 1404 Sq. Ft.	$212,937

Property information provided by CPARMLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32438, FL

Sale history for 20040 Ross Rd

Tax history for 20040 Ross Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32438

Home values near 20040 Ross Rd

More real estate resources