Investors & boaters: Looking for a 2nd Home to store your boat & earn rental income? LIVE THE WATERFRONT & BOATING LIFESTYLE WITHOUT THE HIGH WATERFRONT PRICE. Offering a dock w/2 slips, big waterfront deck & quick access to Bay, secure the boating cottage/rental you've always dreamed of! Enjoy a day at crab island followed by dinner on the water B4 heading home to your charming retreat. An ideal primary, 2nd home or investment property PERFECT FOR GUESTS W/BOATS, this shabby chic cottage w/white wood walls & ceiling will capture your heart. Offering 3 LARGE living areas, there's plenty of room for add'l master, bunk or game room. Upstairs BR w/separate entrance & large unfinished space, perfect for an add'l bath & large closet, could be converted to separate lock out. NEW roof 3 year old HVAC provide peace of mind. Other features include gas stove, new carpet, new LVP foyer, fresh interior paint, fireplace & new light fixtures. Nestled along Alaqua bayou w/mature Oaks on .37 acres, this charming Florida cottage is just 15 minutes from Niceville, close to Freeport & the beautiful beaches of the emerald coast. Start living the boater's lifestyle you've always dreamed of.
Single-familyProperty Type
2000Year Built
$194Est. Price/Sq.Ft.
4 spacesParking
Listed by Karen Martineau• RE/MAX Coastal Properties
Investors & boaters: Looking for a 2nd Home to store your boat & earn rental income? LIVE THE WATERFRONT & BOATING LIFESTYLE WITHOUT THE HIGH WATERFRONT PRICE. Offering a dock w/2 slips, big waterfront deck & quick access to Bay, secure the boating cottage/rental you've always dreamed of! Enjoy a day at crab island followed by dinner on the water B4 heading home to your charming retreat. An ideal primary, 2nd home or investment property PERFECT FOR GUESTS W/BOATS, this shabby chic cottage w/white wood walls & ceiling will capture your heart. Offering 3 LARGE living areas, there's plenty of room for add'l master, bunk or game room. Upstairs BR w/separate entrance & large unfinished space, perfect for an add'l bath & large closet, could be converted to separate lock out. NEW roof 3 year old HVAC provide peace of mind. Other features include gas stove, new carpet, new LVP foyer, fresh interior paint, fireplace & new light fixtures. Nestled along Alaqua bayou w/mature Oaks on .37 acres, this charming Florida cottage is just 15 minutes from Niceville, close to Freeport & the beautiful beaches of the emerald coast. Start living the boater's lifestyle you've always dreamed of.
ECAR #851702
Jan 25, 2021
Delisted
—
Jan 24, 2021
Listing Removed
—
Dec 24, 2020
Price Changed
$379,000
$164/sq ft
Nov 5, 2020
Price Changed
$389,000
$169/sq ft
Sep 4, 2020
Price Changed
$399,900
$173/sq ft
Jul 26, 2020
Listed
$424,900
$184/sq ft
Jul 24, 2020
Listed
$379,000
$164/sq ft
ECAR #388891
Aug 12, 2005
Sold
$535,000
$232/sq ft
Aug 12, 2005
Sold
$535,000
$232/sq ft
May 6, 2005
Listed
$575,000
$249/sq ft
May 6, 2005
Listed
$575,000
$249/sq ft
NAMLS #378994
Apr 7, 2005
Sold
$479,000
$208/sq ft
Apr 7, 2005
Sold
$479,000
$208/sq ft
Feb 3, 2005
Listed
$497,500
$216/sq ft
Feb 3, 2005
Listed
$497,500
$216/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,686 (+2.0%)
2024
$1,653 (−0.6%)
$59,945 + $171,184
$231,129
2023
$1,664 (−3.7%)
$59,945 + $173,289
$233,234
2022
$1,728 (+15.1%)
$66,539 + $169,222
$235,761
2021
$1,501 (+26.4%)
2020
$1,188 (+2.4%)
$47,400 + $73,086
$120,486
2019
$1,160 (+0.8%)
$46,200 + $71,944
$118,144
2018
$1,150 (+7.1%)
$46,200 + $70,376
$116,576
2017
$1,074 (−0.5%)
$37,675 + $70,215
$107,890
2016
$1,079 (−0.4%)
$37,675 + $69,650
$107,325
2015
$1,083 (−2.1%)
$37,675 + $68,281
$105,956
2014
$1,106
Tax history for 184 Ruth Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,686 (+2.0%)
2024
$1,653 (−0.6%)
$59,945 + $171,184
$231,129
2023
$1,664 (−3.7%)
$59,945 + $173,289
$233,234
2022
$1,728 (+15.1%)
$66,539 + $169,222
$235,761
2021
$1,501 (+26.4%)
2020
$1,188 (+2.4%)
$47,400 + $73,086
$120,486
2019
$1,160 (+0.8%)
$46,200 + $71,944
$118,144
2018
$1,150 (+7.1%)
$46,200 + $70,376
$116,576
2017
$1,074 (−0.5%)
$37,675 + $70,215
$107,890
2016
$1,079 (−0.4%)
$37,675 + $69,650
$107,325
2015
$1,083 (−2.1%)
$37,675 + $68,281
$105,956
2014
$1,106
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
1
Lot width
12 ft.
Lot depth
14 ft.
Lot size
0.37 Acres
Year renovated
2000
Sq. Ft.
2,306
Year built
1958
Style
Single Family Residential
County
Walton County
APN
131S20320100020090
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
ER
Estate Residential District
This district allows limited nonresidential uses unrelated to agricultural uses and traditional types of subdivisions with less substantial open space requirements than is required in the General Agriculture and Large Scale Agriculture districts.
Exterior: Balcony, Boat Slip, Boathouse, Boatlift, Deck Open, Dock
Lot Information
Lot Dimensions: 120 x 135
Waterfront: Canal
Waterfront Feet: 120
Lot Features: Bulkhead/Seawall, Interior, Level, Within 1/2 Mile to Water, Wooded
Lot/Parcel Access: County Road, Graded/Maintained
Zoning: Residential Single Family
Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Composite Shngl, Stucco, Trim Wood
Financial
Financial Information
Mortgage Type: VA
Financing: Conventional, FHA, RHS, VA
Brokerage Interest: No Interest
Utilities
Utility Information
Utilities: Community Water, Gas - Propane, Private Well, Septic Tank
Energy: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect
Location
School Information
Elementary School: Freeport
Middle School: Freeport
High School: Freeport
Location Information
Sub Area: 2005 - Bay Loop
Area: 20 - Freeport
Street #: 184
Street Name: Ruth
Street Suffix: Road
City: Freeport
County: Walton
State: FL
Zip Code: 32439
Project Name/Subdivision: BAYSHORE RESORT UNREC
Absolute Longitude: 86.207987
Longitude: -86.207987
Latitude: 30.489593
Directions: From Niceville, head East on Hwy 20 and turn right onto Alaqua Road. Then take 3rd left onto Thelma and 1st right onto Ruth Drive. Home will be on the right.
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,306
Stories: 1.0
Lot Size: 0.37 acres
Style: Single Family Residential
Year Built: 1958
Year Renovated: 2000
County: Walton County
APN: 131S20320100020090
Home facts updated by county records on Aug 26, 2026
Other
Listing Price Information
List Price: 384200.00
List Price/SqFt: 166.61
Property Information
Apx SqFt(Htd/Cooled): 2306.00
Design: Contemporary
Sub-Type: Detached Single Family
Waterview: Bayou, Canal
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Freeport Elementary School
Public K-4 • Assigned • 3.2mi
6/10
Freeport Middle School
Public 5-8 • Assigned • 3.2mi
7/10
Freeport Senior High School
Public 9-12 • Assigned • 7.6mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
3/10 Flood Factor
Estimated 8-12% chance of a flood reaching the building in the next 30 years
4/10 Fire Factor
0.93% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Freeport, FL • 32439
Average low and high temperatures (°F)
61
39
68
48
75
54
80
60
83
68
88
73
91
76
91
75
87
71
82
61
75
55
66
45
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$426,000 – $516,000
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