Beautifully Upgraded 3-Bedroom Home Overlooking Central Park in Freeport's Hammock Bay! Welcome to 54 Lottie Loop, a beautifully maintained 3-bedroom, 2-bath home with a versatile flex room, perfectly positioned to face Central Park in Hammock Bay—a large open green space featuring a covered grilling pavilion. This prime location allows you to walk to all the wonderful Hammock Bay amenities, including the clubhouse, fitness center, pools, and more. Since purchasing, the sellers have thoughtfully enhanced the home with numerous upgrades that elevate both style and functionality. The front and back flower beds have been finished with decorative rock and lined with attractive pavers for a clean, low-maintenance look. Additional pavers widen the front driveway for extra parking and expand the back patio, creating more space for grilling and outdoor entertaining. The screened-in porch patio includes a convenient doggie door and features a gas stub-out perfect for an outdoor grill setup. Inside, the home offers quality finishes throughout, including granite countertops in the kitchen and all bathrooms, stainless steel appliances, and updated kitchen hardware. Select light switch and outlet covers have been replaced with elegant gold accents, adding a subtle designer touch. The primary suite features a garden tub and a separate tiled shower, while crown molding highlights the entry, family room, and primary bedroom. Wood-look tile flooring runs throughout all common areas, bathrooms, and the utility room, combining durability with modern style. Additional features include three-sided brick construction, a gas hot water heater, rear gutters, professional landscaping with sprinkler system and well, and a privacy-fenced backyard ideal for relaxing or entertaining. With its park-front setting, walkable amenities, and extensive list of upgrades, 54 Lottie Loop offers exceptional value and a lifestyle that's hard to beat in Freeport. Call today to make this home yours.
Single-familyProperty Type
2018Year Built
8,712 sq ftLot Size
$206Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Ricky Fannin• HomeBiz Properties
Listed by Ethan Morrison• HomeBiz Properties
Bought with Lisa Hughley, Classic Luxury Real Estate Llc Hughley• Classic Luxury Real Estate LLC
Utilities: Electric, Gas - Natural, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground
Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Ridge Vent
Location
Assessment Information
Assessment Fees: Yes
Assessment Amount: 559.34
Assessment Paid: Quarterly
Annual Assessment Amount: $2,237.36
Homeowners Association Information
Fees Include: Recreational Faclty, TV Cable
New Buyer Fee
%
School Information
Elementary School: Freeport
Middle School: Freeport
High School: Freeport
Location Information
Sub Area: 2005 - Bay Loop
Area: 20 - Freeport
Street #: 54
Street Name: Lottie
Street Suffix: Loop
City: Freeport
County: Walton
State: FL
Zip Code: 32439
Project Name/Subdivision: HAMMOCK BAY
Absolute Longitude: 86.168236
Longitude: -86.168236
Latitude: 30.487095
Directions: Hwy 20 to Hammock Bay - Great Hammock Bend to right on Hammock Trail West - right into Central Park - Right then left onto Lottie Loop
Project Facilities
BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Pickle Ball, Picnic Area, Playground, Pool, Separate Storage, No Short Term Rental, Tennis, TV Cable
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,977
Stories: 1.0
Parking Spaces: 4
Basement: No
Accessible: Yes
Lot Size: 8,712 square feet
Style: Single Family Residential
Year Built: 2018
Year Renovated: 2026
County: Walton County
APN: 171S19231310000500
HOA Dues: $140/month
Garage: Yes
Features: Views, Green
Home facts updated by owner on Aug 20, 2026
Other
Listing Price Information
List Price: 399999.00
List Price/SqFt: 202.33
Property Information
Apx SqFt(Htd/Cooled): 1977.00
Design: Craftsman Style
Is Homestead
Sub-Type: Detached Single Family
Listing Information
As Is
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Freeport Elementary School
Public K-4 • Assigned • 0.9mi
6/10
Freeport Middle School
Public 5-8 • Assigned • 0.9mi
7/10
Freeport Senior High School
Public 9-12 • Assigned • 6.0mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.77% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Freeport, FL • 32439
Average low and high temperatures (°F)
61
39
68
48
75
54
80
60
83
68
88
73
91
76
88
74
89
69
82
61
75
55
66
45
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$388,000 – $470,000
Reach more buyers when you sell with Redfin. Save up to $4,082 in fees.3 minutes to get started.
Get a free, detailed breakdown of how we calculated your estimate.