HUD #094-666103 (IN) FHA insured. You're living on over 3 acres of absolute paradise, right on the magnificent St. John's River! This isn't just a house; it's a private estate, a true escape from the everyday. The home itself is an expansive over 7000 square feet, boasting a stunning French Provincial exterior that commands attention. As you arrive, you'll immediately feel its wonderfully rural setting. But once you're here, the main floor welcomes you with comfortable ceramic tile, featuring your master suite and the downstairs living room offers a cozy fireplace, perfect for unwinding on those relaxing evenings. For the entertainers, there's an incredible entertainment room complete with a classic brick bar and custom-built wood cabinets – it's the ultimate spot for hosting gatherings. You won't believe the two gigantic Florida rooms, each a massive 14x47 feet. One is on the first floor, and the other is directly above it, offering abundance of natural light year-round. The kitchen is features a large island and a built-in stove, plus all the essential appliances, including the fridge and cooktop. Upstairs, you'll find four more spacious bedrooms, all with cozy carpet, ensuring comfort for the whole family. Now, for some truly rare finds that elevate this property even further: Not only do you have the main house, but there's also a charming 1-bedroom, 1-bathroom guest house ready for visitors or even as a private rental opportunity. And for your vehicles and extra gear, a convenient detached 2-car garage. This property is situated directly on the St. John's River, and the property line actually extends out beyond the water's edge! It's an unparalleled waterfront experience. This is a rare opportunity to own a substantial estate in a rural setting, complete with all the amenities for both living and grand entertaining. It’s a place to create a lifetime of memories. You absolutely have to see it to believe it! Additional land parcel with barn located at left of dead end road. Parcel # 23-19-32-3000-007A-0000 is approx . 44 acres
Single-familyProperty Type
1989Year Built
1.33 acresLot Size
$92Price/Sq.Ft.
2 car garageParking
Listed by Nancy Groves• YELLOW DOOR REALTY LLC
Contact: 407-900-8997
Bought with Kathleen Harrison• CALL IT CLOSED INTL REALTY
Est. $3,924 per month, based on comparable rentals
Sale and tax history for 3921 E Osceola Rd
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #O6378477
May 26, 2026
Sold
$525,000
$92/sq ft
Apr 20, 2026
Pending
—
Mar 10, 2026
Price Changed
$796,500
$139/sq ft
Jan 30, 2026
Listed
$885,000
$155/sq ft
Stellar MLS as Distributed by MLS Grid #S5109546
Jan 30, 2025
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #O6024768
Dec 22, 2022
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #O5773216
Sep 1, 2019
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #O5556591
Oct 31, 2018
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #V4717879
Oct 5, 2017
Listing Removed
—
Stellar MLS as Distributed by MLS Grid #O5102195
Dec 10, 2012
Listing Removed
—
Year
Property tax
Land + Additions
Assessment*
2025
$8,900 (+105.4%)
$198,259 + $452,362
$650,621
2024
$4,333 (+2.6%)
$198,259 + $452,362
$650,621
2023
$4,224 (+1.3%)
2022
$4,171 (+1.8%)
2021
$4,096 (+0.8%)
2020
$4,063 (+1.0%)
2019
$4,022 (+0.8%)
2018
$3,988 (+0.5%)
2017
$3,966 (−3.0%)
2015
$4,089 (+0.6%)
2014
$4,065 (−1.4%)
2013
$4,121 (+12.1%)
2012
$3,676
Public record
Public record
Zoning
Beds
5
Baths
3.5
Stories
2
Lot width
150 ft.
Lot depth
200 ft.
Lot size
3.29 Acres
Year renovated
1974
Sq. Ft.
5,727
Year built
1974
Style
Single Family Residential
County
Seminole County
APN
23193230000700000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 3, 2026.
A-5
Rural Zoning District/Rural Subdivision Standards
The lands included in the A-5 Rural Districts are generally located in the rural areas of the County where urban services are minimal or nonexistent. While these lands may be currently in agricultural use, when developed, they are devoted to rural residential living. Depending upon the land use designation assigned to a parcel by the 1991 Seminole County Comprehensive Plan, the minimum lot size shall be either 3 acres, 5 acres or 10 acres unless otherwise permitted in the provisions of this Part relating to clustering. The properties that are assigned these zoning classifications are the respective properties assigned the Rural 10, Rural 5 and Rural 3 land use designations and these zoning classification assignments are accomplished consistent with and in order to implement the provisions of the Seminole County Comprehensive Plan.
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Water Connected
Location
Multi-Unit Information
Unit Number YN: 0
Furnished: Unfurnished
HOA Information
MFR_Association2YN: 0
Location Information
Directions: Use GPS
Condo Information
Floor Number: 2
Public facts
Beds: 5
Baths: 3.5
Sq. Ft.: 5,727
Stories: 2.0
Lot Size: 3.29 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: 1974
County: Seminole County
APN: 23193230000700000
Home facts updated by county records on Aug 3, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 407-900-8997
Previous Status: Pending
Backups Requested YN: 0
Listing Date Information
Days to Contract: 80
Status Contractual Search Date: 2026-05-26
Listing Price Information
Calculated List Price By Calculated Sq Ft: 139.08
Green Information
Green Verification Count: 0
Direction Faces: South
Home Information
Living Area: 5727
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 532.06
Building Area Total: 7009
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Block, Stem Wall
Stories Total: 2
Levels: Two
Security Features: Smoke Detector(s)
Around this home
Schools
Geneva Elementary School
Public PreK-5 • Assigned • 5.8mi
8/10
Chiles Middle School
Public 6-8 • Assigned • 12.2mi
9/10
Oviedo High School
Public 9-12 • Assigned • 12.8mi
8/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
5% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 106° expected this year, 19 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Geneva, FL • 32732
Average low and high temperatures (°F)
68
47
74
52
80
58
83
62
90
70
91
73
93
75
91
76
88
74
83
68
78
59
74
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
99/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 21% for direct sun exposure in Geneva. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.5 hrs
7.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$824,000 – $998,000
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