Off Market Dec 2020 for $307K

$499,329

Est. refi paymentEst. refi $2,210/mo

•

2,193

sq ft

198 Lake Ray Rd, Hawthorne, FL 32640

About this home

A Cowpen Lake 4 Bed 2 1/2 Bath 2 story home. Yes a funny name for a lake with no cow pens. Cowpen is over 600 acres. It''s a very desirable clearwater fully recreational lake. The 2 story home is move-in ready so you can start immediately a new way of life we call “The Lake Life”. Here are just some of the features you''re really gonna notice: Hardi Board siding, metal roof, study media area, roomy kitchen with maple cabinets and stainless appliances with double oven, and other upgrades. For the car, boat, lake stuff and more there''s a 3 car oversize garage. The property is beautifully landscaped. Shady Live Oak Trees, Sago Palms & cement driveway. Finally, the full length lakeside porch is where the view is that will draw you to the water edge to enjoy on Cowpen: wake surfing, kayaking, wake boarding, swimming, skiing, tubing and more. All this and even the location is great. Easy commuting to Gainesville, Palatka and Ocala Florida. Easy to show. Call for appointment.

Single-familyProperty Type

1985Year Built

0.94 acresLot Size

$228Est. Price/Sq.Ft.

3 car garageParking

Listed by Roger Buz • CENTURY 21 LAKESIDE REALTY

Bought with Roger Buz • CENTURY 21 LAKESIDE REALTY

Redfin checked: 2 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #GC439057

Redfin Estimate

$499,329

$192K since sold in December 2020$3,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 70.3% higher than the average sale price ($293K) of 5 comparable homes.

SOLD JUN 5, 2026
$435,000
A
3 beds2 baths1,782 sq ft
170 Little Orange Lake Dr, Hawthorne, FL 32640
SOLD JUN 5, 2026
$218,600
B
3 beds2 baths1,800 sq ft
1942 State Road 20, Hawthorne, FL 32640
SOLD AUG 3, 2026
$285,000
C
3 beds2 baths2,004 sq ft
110 Patch St, Interlachen, FL 32148
SOLD JUL 17, 2026
$302,500
D
3 beds3 baths1,963 sq ft
20805 SE 162nd Ave, Hawthorne, FL 32640
SOLD AUG 3, 2026
$224,900
E
3 beds2 baths1,416 sq ft
22620 SE Hawthorne Rd, Hawthorne, FL 32640

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Earn from this home

Refinance

Est. cash available

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Rent

$2,025/mo

Redfin rental estimate

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Market trends in 32640, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.5%

+1.8% MoM

Median sale price

$330K

$20K MoM

Avg. days on market

70d

32 days MoM

Recently sold homes

10 MoM

New listings for sale

VIDEO TOUR
$575,000
3 beds2 baths1,750 sq ft
243 Herman Dr, Hawthorne, FL 32640
3D & VIDEO TOUR
$619,000
3 beds1.5 baths1,296 sq ft
1416 Baden Powell Rd, Hawthorne, FL 32640
$175,000
3 beds1.5 baths1,260 sq ft
14324 SE 180th Pl, Hawthorne, FL 32640
$229,999
3 beds2 baths1,701 sq ft
172 E Cowpen Lake Point Rd, Hawthorne, FL 32640
$68,000
3 beds2 baths1,248 sq ft
266 Ash St, Hawthorne, FL 32640
$259,900
3 beds2 baths1,568 sq ft
143 Little Orange Lake Dr, Hawthorne, FL 32640
$269,999
3 beds2 baths1,628 sq ft
130 Finley Ln, Hawthorne, FL 32640
$140,000
2 beds1 bath982 sq ft
7020 SE 221st St, Hawthorne, FL 32640
$524,900
3 beds3.5 baths2,164 sq ft
177 E Cowpen Lake Rd, Hawthorne, FL 32640
$199,900
3 beds2 baths1,560 sq ft
1837 State Road 20, Hawthorne, FL 32640
See all

Provided by Redfin

Sale history for 198 Lake Ray Rd

Date

Event

Price

realMLS #2126225

May 29, 2026

Listing Removed

—

Jan 21, 2026

Listed

$550,000

$251/sq ft

realMLS #2103674

Dec 8, 2025

Listing Removed

—

Oct 20, 2025

Price Changed

$584,900

$267/sq ft

Aug 4, 2025

Listed

$597,000

$272/sq ft

realMLS #1079821

Dec 30, 2020

Sold

$307,500

$140/sq ft

Nov 13, 2020

Pending

—

Oct 24, 2020

Listed

$319,900

$146/sq ft

Stellar MLS as Distributed by MLS Grid #GC439057

Dec 30, 2020

Sold

$307,500

$140/sq ft

Oct 24, 2020

Listed

$319,900

$146/sq ft

Public Records

Sep 25, 2019

Sold

$150,000

$68/sq ft

Stellar MLS as Distributed by MLS Grid #GC405231

Aug 29, 2017

Sold

$115,000

$52/sq ft

May 18, 2017

Listed

$144,900

$66/sq ft

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Tax history for 198 Lake Ray Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

0.94 Acres

Year renovated

1997

Sq. Ft.

2,193

Year built

1985

Style

Single Family Residential

County

Putnam County

APN

27-10-23-0000-0352-0030

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Property details

Parking

Parking Information
Parking Features: Driveway
Garage Spaces: 3
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1

Laundry Room Information
Laundry Features: Laundry Room

Other Rooms Information
Additional Rooms: Family Room
# of Rooms: 2

Heating & Cooling
Heating Information: Central, Electric

Interior Features
Interior Features: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Other, Split Bedroom, Vaulted Ceiling(s)
Appliances: Dishwasher, Gas Water Heater, Microwave, Oven, Refrigerator
Flooring: Carpet, Laminate, Tile

Exterior

Building Information
Construction Materials: Cement Siding, Concrete, Frame
Roof: Metal

Exterior Features
Patio And Porch Features: Patio

Waterfront Information
On Waterfront
Waterfront Features: Lake, Lake

Farm Information
Barn Features: Shed-Row

Property Information
CDD Y/N: 0
Homestead Y/N: 0
Property Type: Residential
Property Sub Type: Single Family Residence
Zoning: AG

Land Information
Total Acreage: 1/2 to less than 1

Lot Information
Lot Features: Irregular Lot, Other
Lot Size Acres: 0.94
Road Surface Type: Dirt
Road Responsibility: Public Maintained Road
Lot Size Square Meters: 3804
Other Exemptions YN: 0

Financial

Tax Information
Tax Annual Amount: $2,989
Tax Year: 2020

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank
Utilities: Other

Location

HOA Information
Association Fee Requirement: None

School Information
Elementary School: Ochwilla Elementary School
Middle Or Junior High School: C.H.Price Middle School
High School: Interlachen High School

Location Information
Directions: From Melrose, South on SR 21, cross SR 20 onto CR 20A, Left on Cowpen Lake Point Road, Left on Horse and Hound Ln., Right on Lake Ray Rd to sign on right (lakeside)

Public facts

Beds: —
Baths: —
Sq. Ft.: 2,193
Stories: —
Lot Size: 0.94 acres
Style: Single Family Residential
Year Built: 1985
Year Renovated: 1997
County: Putnam County
APN: 27-10-23-0000-0352-0030

Home facts updated by county records on Jul 10, 2026

Other

Listing Date Information
Days to Contract: 20
Status Contractual Search Date: 2020-12-30

Listing Price Information
Calculated List Price By Calculated Sq Ft: 145.87

Home Information
Living Area: 2193
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 203.74
Building Area Total: 5131
Building Area Units: Square Feet
Building Area Source: Public Records
Security Features: Security System

Around this home

Schools

Ochwilla Elementary School

Public PreK-6 • Assigned • 3.2mi

3/10

Interlachen High School

Public 7-12 • Assigned • 12.2mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 109° expected this year, 21 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Hawthorne, FL • 32640

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Hawthorne. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

7.2 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

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Home values near 198 Lake Ray Rd

Data from public records.

Address	Redfin Estimate
210 Lake Ray Rd, Hawthorne, FL 3 Beds \| 3 Baths \| 1428 Sq. Ft.	$383,278
206 Lake Ray Rd, Hawthorne, FL 3 Beds \| 4 Baths \| 970 Sq. Ft.	$363,693

Address	Redfin Estimate
182 Lake Ray Rd, Hawthorne, FL 2 Beds \| 1 Baths \| 768 Sq. Ft.	$180,890
212 Lake Ray Rd, Hawthorne, FL - Beds \| - Baths \| 1360 Sq. Ft.	$280,676

Address	Redfin Estimate
205 Lake Ray Rd, Hawthorne, FL 3 Beds \| 2 Baths \| 1504 Sq. Ft.	$247,831
194 Lake Ray Rd, Hawthorne, FL 3 Beds \| 2 Baths \| 1580 Sq. Ft.	$299,794

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32640, FL

Sale history for 198 Lake Ray Rd

Tax history for 198 Lake Ray Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 32640

Home values near 198 Lake Ray Rd

More real estate resources