OFF MARKET

Off market apr 2024 for $410K

$398,329

Est. refi paymentEst. refi $2,781/mo

•

2,671

sq ft

428 W Cobblestone Loop, Hernando, FL 34442

About this home

UNBELIEVABLE VALUE AT $157 PER SQUARE FOOT LIVING SPACE IN THE HEART OF CITRUS HILLS! You could not build this home for this price and Seller says get this house sold now! With 3,243 total Sq. Ft. and 2,671 AF under air, this Cabana type 3-bedroom 3-bath home features an in-ground spa with waterfall, Jennair courtyard summer kitchen, 12-foot and 10-foot ceilings with awesome crown, wet bar in the living room, modern & efficient kitchen with gas stove top and walk-in pantry, gas fireplace, gas water heater, and a master bathroom measuring 17x12! The home is built around the large courtyard with access from the master bedroom, living room, a full bathroom, and one of the other bedrooms. Entertaining large parties? No problem here! This place was built for that with comfort in mind. Heritage is a small (Approx. 70 lots) exclusive 55+ gated development with rolling hills and old growth trees. It's the kind of neighborhood where taking the pup for a walk is a pleasure and it is right in the middle of Citrus County's most popular area boarding Citrus Hills & Terra Vista. New commercial development in the area is growing and shopping for anything you want is just 5 minutes away. The low HOA fees of $176 per month include your lawn maintenance & irrigation care also. The roof was just replaced, and you will not find a home of this size and quality for anywhere close to this price in this area again so set up your appointment now. No flood insurance required either.

Single-familyProperty Type

2007Year Built

0.29 acresLot Size

$149Est. Price/Sq.Ft.

2 car garageParking

Listed by James Martin • Discount Realty Florida, LLC

Bought with Susan Pardo • REALTRUST REALTY

Redfin checked: 2 minutes ago

•Source:RACC #827683

Redfin Estimate

$398,329

$12K since sold in April 2024$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.8% lower than the average sale price ($428K) of 6 comparable homes.

SOLD SEP 30, 2026
$490,000
A
3 beds2.5 baths2,529 sq ft
979 W Sun Valley Ct, Hernando, FL 34442
SOLD SEP 30, 2026
$535,000
B
3 beds3 baths2,335 sq ft
443 W Mickey Mantle Path, Hernando, FL 34442
SOLD JUL 29, 2026
$315,000
C
3 beds2 baths2,120 sq ft
2025 N Gibson Pt, Hernando, FL 34442
SOLD OCT 7, 2026
$345,000
D
3 beds2 baths2,704 sq ft
1683 N Shadowview Path, Hernando, FL 34442
SOLD OCT 12, 2026
$535,000
E
3 beds4 baths2,397 sq ft
179 W Mickey Mantle Path, Hernando, FL 34442
SOLD AUG 31, 2026
$345,000
F
3 beds2.5 baths2,062 sq ft
631 W Doerr Path, Hernando, FL 34442

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Earn from this home

Sell

$60,380

Est. take-home

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Refinance

Est. cash available

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Rent

$2,857/mo

Redfin rental estimate

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Market trends in 34442, FL

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.4%

+0.6% MoM

Median sale price

$355K

$15K MoM

Avg. days on market

87d

7 days MoM

Recently sold homes

9 MoM

New listings for sale

NEW 8 HRS AGO
$145,000
2 beds2 baths990 sq ft
110 E Glassboro Ct Unit 1A, Hernando, FL 34442
VIDEO TOUR
$1,050,000
3 beds3.5 baths3,042 sq ft
626 W Johnny Pesky Ct, Hernando, FL 34442
$100,000
3 beds2 baths1,400 sq ft
1150 E Ray St, Hernando, FL 34442
$399,900
3 beds2 baths2,064 sq ft
234 E Eureka Ct, Hernando, FL 34442
$399,000
3 beds2 baths1,753 sq ft
710 W Doerr Path, Hernando, FL 34442
$215,000
3 beds1.5 baths1,206 sq ft
6508 N Iris Dr, Hernando, FL 34442
$199,900
3 beds2 baths1,344 sq ft
2260 E Shales Ct, Hernando, FL 34442
$138,500
2 beds2 baths990 sq ft
175 E Hartford St Unit 10 A, Hernando, FL 34442
3D WALKTHROUGH
$425,000
3 beds2 baths1,748 sq ft
1687 W Westford Path, Hernando, FL 34442
3D WALKTHROUGH
$589,000
3 beds2 baths2,007 sq ft
1815 W Herick Ct, Hernando, FL 34442
See all

Provided by Redfin

Sale history for 428 W Cobblestone Loop

Year

Property tax

Land + Additions

Assessment*

2025

$4,202 (+8.8%)

$30,910 + $285,253

$316,163

2024

$3,862 (+1.0%)

$30,910 + $285,253

$316,163

2023

$3,822 (−16.2%)

2022

$4,564 (+14.5%)

2021

$3,987 (+12.7%)

2020

$3,538 (−10.6%)

$30,440 + $242,195

$272,635

2019

$3,957 (+5.4%)

$32,590 + $203,690

$236,280

2018

$3,755 (+7.8%)

$25,290 + $236,070

$261,360

2017

$3,483 (+2.5%)

$25,290 + $195,440

$220,730

2015

$3,397 (−2.4%)

$30,920 + $182,370

$213,290

2014

$3,480

Tax history for 428 W Cobblestone Loop

Year

Property tax

Land + Additions

Assessment*

2025

$4,202 (+8.8%)

$30,910 + $285,253

$316,163

2024

$3,862 (+1.0%)

$30,910 + $285,253

$316,163

2023

$3,822 (−16.2%)

2022

$4,564 (+14.5%)

2021

$3,987 (+12.7%)

2020

$3,538 (−10.6%)

$30,440 + $242,195

$272,635

2019

$3,957 (+5.4%)

$32,590 + $203,690

$236,280

2018

$3,755 (+7.8%)

$25,290 + $236,070

$261,360

2017

$3,483 (+2.5%)

$25,290 + $195,440

$220,730

2015

$3,397 (−2.4%)

$30,920 + $182,370

$213,290

2014

$3,480

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

70 ft.

Lot depth

180 ft.

Lot size

0.29 Acres

Year renovated

2007

Sq. Ft.

2,671

Year built

2007

Style

Single Family Residential

County

Citrus County

APN

18E18S240070 0490

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 9, 2026.

Mar 12, 2026 • Final

Residential

Replace an existing bathtub with a walk-in jetted tub within the same footprint. Connect the new tub to the existing drain and water lines. Install two new electrical circuits for the jetted tub.

Bathroom

Mar 9, 2026 • Final

Ac change out residential express

Install a new Rheem 4 ton 15 SEER heat pump.

HVAC

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking/Garage Information
# of Parking Spaces Total: 2
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Concrete, Attached, Driveway, Garage, Garage Door Opener

Interior

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Heat Pump

Interior Features
Interior Features: Wet Bar, Breakfast Bar, Tray Ceiling(s), Eat-in Kitchen, Laminate Counters, Open Floorplan, Pantry, Walk-In Closet(s), Master Downstairs
Window Features: Blinds, Double Pane Windows, Window Treatments
Appliances: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood, Water Heater
Flooring: Ceramic Tile
Has Fireplace
Fireplace Features: Gas

Room Information
# of Rooms Total: 11

Exterior

Exterior Features
Exterior Features: Courtyard, Outdoor Kitchen, Rain Gutters, Outdoor Grill
Roof: Asphalt, Shingle

Pool Information
Pool Features: None, Screen Enclosure, Waterfall
Has Spa/Hot Tub
Spa Features: In Ground

Building Information
Sq. Ft.: 3243
Levels: One
# of Stories Total: 1
Construction Materials: Stucco
Foundation Details: Block, Slab

Property Features
Security Features: Gated Community, Smoke Detector(s)

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence

Lot Information
Lot Features: Cleared, Landscaped, Level, Rectangular Lot, Wooded
Road Surface Type: Paved
Road Responsibility: Private Maintained Road
Road Frontage Type: Private Road
Lot Size : 0.29
Lot Size Area: 0.29
Lot Size Units: Acres
Lot Size Acres: 0.29
Zoning: R1

Financial

Tax Information
Tax Annual Amount: $4,563.66

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Has Homeowners Association
Association Fee: $176
Association Fee Frequency: Monthly
Derived Association Fee (Monthly): $176
Association Fee Includes: Maintenance Grounds

Schools Information
Elementary School: Forest Ridge Elementary
Middle Or Junior School: Lecanto Middle
High School: Lecanto High

Location Information
Directions: From 486 turn into Heritage and go past the gate to Cobblestone Loop and take a right. House is down 1 block on your right.
Subdivision Name: Heritage

Community Information
Community Features: Gated

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,671
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 2007
Year Renovated: 2007
County: Citrus County
APN: 18E18S240070 0490

Home facts updated by county records on Oct 9, 2026

Other

Listing Information
List AOR: RealtorsAssociationOfCitrusCounty

Around this home

Schools

Forest Ridge Elementary School

Public PreK-5 • Assigned • 0.6mi

5/10

Lecanto Middle School

Public 6-8 • Assigned • 5.9mi

5/10

Lecanto High School

Public 9-12 • Assigned • 6.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 108° expected this year, 24 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Hernando, FL • 34442

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 6.2 hours in December, placing it above the U.S. average for solar exposure.

9.1 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$379,000 – $459,000

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New listings for sale in 34442

NEW 8 HRS AGO

$145,000

2 beds2 baths990 sq ft

110 E Glassboro Ct Unit 1A, Hernando, FL 34442

VIDEO TOUR

$1,050,000

3 beds3.5 baths3,042 sq ft

626 W Johnny Pesky Ct, Hernando, FL 34442

$100,000

3 beds2 baths1,400 sq ft

1150 E Ray St, Hernando, FL 34442

$399,900

3 beds2 baths2,064 sq ft

234 E Eureka Ct, Hernando, FL 34442

$399,000

3 beds2 baths1,753 sq ft

710 W Doerr Path, Hernando, FL 34442

$215,000

3 beds1.5 baths1,206 sq ft

6508 N Iris Dr, Hernando, FL 34442

$199,900

3 beds2 baths1,344 sq ft

2260 E Shales Ct, Hernando, FL 34442

$138,500

2 beds2 baths990 sq ft

175 E Hartford St Unit 10 A, Hernando, FL 34442

3D WALKTHROUGH

$425,000

3 beds2 baths1,748 sq ft

1687 W Westford Path, Hernando, FL 34442

Home values near 428 W Cobblestone Loop

Data from public records.

Address	Redfin Estimate
434 W Cobblestone Loop, Hernando, FL 3 Beds \| 2 Baths \| 1951 Sq. Ft.	$325,796
452 W Cobblestone Loop, Hernando, FL 4 Beds \| 3 Baths \| 2741 Sq. Ft.	$470,564

Address	Redfin Estimate
446 W Cobblestone Loop, Hernando, FL 3 Beds \| 3 Baths \| 2596 Sq. Ft.	$458,145
441 W Cobblestone Loop, Hernando, FL 3 Beds \| 3 Baths \| 2731 Sq. Ft.	$474,462

Address	Redfin Estimate
440 W Cobblestone Loop, Hernando, FL 3 Beds \| 2 Baths \| 2388 Sq. Ft.	$401,275
404 W Cobblestone Loop, Hernando, FL 3 Beds \| 2 Baths \| 2938 Sq. Ft.	$494,934

Property information provided by RACC when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 34442, FL

Sale history for 428 W Cobblestone Loop

Tax history for 428 W Cobblestone Loop

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 34442

Home values near 428 W Cobblestone Loop

More real estate resources