464 20th Ave, Indian Rocks Beach, FL 33785

Off Market Sep 2025 for $1.4M

$1,442,200

Est. refi paymentEst. refi $9,775/mo

•

1,748

sq ft

464 20th Ave, Indian Rocks Beach, FL 33785

About this home

Welcome to your dream waterfront retreat, fully updated and move-in ready! This exceptional property combines luxury, flexibility, and peace of mind—professionally renovated post-hurricane with a full 36-inch drywall cut-out and rebuilt throughout the interior. Situated on a wide open cove with breathtaking water views, the main house features 3 bedrooms and 2 bathrooms, including a serene master en-suite overlooking the water. The open-concept floor plan floods with natural light, offering waterfront views from the moment you walk through the front door. Home is fitted with Samsung smart appliances! A custom-designed bunk room comfortably sleeps six—perfect for kids, guests, or added rental appeal. Step outside through French doors to your private waterfront oasis complete with a sparkling pool and a 16,000 lb boat lift—ideal for boating enthusiasts. A detached 2-car garage includes a second washer and dryer and an elevated guest studio with its own entrance, full kitchen, sitting area, king-sized bed, private bathroom, and spectacular water views. It’s the perfect space for extended family, guests, or short-term rentals. With no rental restrictions, this property is perfect as a forever home, beach getaway, or high-performing investment. Don’t miss the chance to own this fully updated slice of Florida paradise—where luxury meets lifestyle and flexibility meets opportunity.

Single-familyProperty Type

1966Year Built

6,016 sq ftLot Size

$825Est. Price/Sq.Ft.

2 car garageParking

Listed by Erin Edwards • ENGEL & VOLKERS BELLEAIR

Contact: 727-461-1000

Bought with Samantha Frain • REALTY EXPERTS

Redfin checked: a few seconds ago

•Source:Stellar MLS as Distributed by MLS Grid #TB8390922

Redfin Estimate

$1,442,200

$42K since sold in September 2025$25K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.2% higher than the average sale price ($1.18M) of 6 comparable homes.

SOLD AUG 7, 2026
$1,525,000
A
3 beds3 baths1,898 sq ft
441 Harbor Dr S, Indian Rocks Beach, FL 33785
SOLD JUN 26, 2026
$820,000
B
3 beds3 baths1,702 sq ft
1698 Mckay Creek Dr, Largo, FL 33770
SOLD APR 28, 2026
$1,595,000
C
3 beds2 baths1,874 sq ft
387 12th Ave, Indian Rocks Beach, FL 33785
SOLD JUL 30, 2026
$620,000
D
3 beds2 baths1,819 sq ft
4331 Harbor Hills Dr, Largo, FL 33770
SOLD SEP 9, 2026
$1,735,000
E
2 beds2 baths1,660 sq ft
466 20th Ave, Indian Rocks Beach, FL 33785
SOLD SEP 11, 2026
$784,000
F
3 beds2 baths1,478 sq ft
2017 Cove Dr, Largo, FL 33774

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Earn from this home

Sell

$257,333

Est. take-home

List your home with Redfin and save $14,422

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,350/mo

Redfin rental estimate

List your home for rent

Market trends in 33785, FL

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.8%

+1.4% MoM

Median sale price

$680K

$40K MoM

Avg. days on market

68d

9 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN SAT, 11AM TO 1PM
$1,285,000
2 beds2 baths1,826 sq ft
513 Harbor Dr N, Indian Rocks Beach, FL 33785
NEW 18 HRS AGO
$1,149,000
2 beds2 baths1,340 sq ft
1310 Gulf Blvd #502, Indian Rocks Beach, FL 33785
3D WALKTHROUGH
$999,900
2 beds2.5 baths1,795 sq ft
60 Gulf Blvd #402, Indian Rocks Beach, FL 33785
$575,000
3 beds2 baths1,521 sq ft
117 12th Ave, Indian Rocks Beach, FL 33785
$1,299,000
3 beds2 baths1,060 sq ft
20000 Gulf Blvd #603, Indian Shores, FL 33785
$550,000
2 beds1 bath950 sq ft
19417 Gulf Blvd Unit C209, Indian Shores, FL 33785
LISTED BY REDFIN
$465,000
2 beds2 baths1,465 sq ft
630 Garland Cir, Indian Rocks Beach, FL 33785
OPEN SAT, 11AM TO 12PM
$2,195,000
2 beds3 baths1,446 sq ft
2706 Gulf Blvd, Indian Rocks Beach, FL 33785
OPEN SAT, 11AM TO 1PM
$815,000
2 beds2 baths1,090 sq ft
60 Gulf Blvd #214, Indian Rocks Beach, FL 33785
$499,900
2 beds2 baths1,055 sq ft
19727 Gulf Blvd Unit F1, Indian Shores, FL 33785
See all

Provided by Redfin

Sale history for 464 20th Ave

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #TB8390922

Sep 17, 2025

Sold

$1,400,000

$801/sq ft

Aug 18, 2025

Pending

—

Aug 7, 2025

Price Changed

$1,450,000

$830/sq ft

May 28, 2025

Listed

$1,500,000

$858/sq ft

Stellar MLS as Distributed by MLS Grid #U7775529

Oct 4, 2016

Sold

$500,000

$286/sq ft

Sep 12, 2016

Pending

—

Jul 28, 2016

Contingent

—

Jul 6, 2016

Price Changed

$555,000

$318/sq ft

Apr 28, 2016

Listed

$570,000

$326/sq ft

This home features 3 bedrooms 2 bathrooms, an open floor plan with over 1300sq of living space, a 10,000 lb. Boat Lift with over 52 feet of sea wall, Gas Heated Spa, Metal Key West Style Roof, Tile Floors, Wood Blind Shutters, Remodeled Bathrooms with Travertine throughout the Showers and Granite Countertops. Garage has been converted to 3rd bedroom with the remaining garage space accessible through the garage door. Don’t miss this chance to own a piece of paradise in one of the most sought after neighborhoods in the area.

Stellar MLS as Distributed by MLS Grid #U7292773

Jan 31, 2008

Sold

$575,000

$329/sq ft

Aug 1, 2007

Listed

$699,900

$400/sq ft

Completely remodeled 3 Bedroom/2 Bath Pool Home on Fabulous Open Water View Lot. Located on one of the nicest streets in Indian Rocks Beach. This Home has a new dock with 10,000 Lb. Boat Lift, New Seawall Cap, Gas Heated Pool and Spa, Metal Key West style roof, Tile Floors, Wood Blind Shutters, Remodeled Bathrooms with Travertine in the showers and Granite Countertops. The Kitchen has been redone with New Cabinets, Stainless Steel Appliances, and Granite Countertops. Thegarage was converted into the third bedroom and can be easily converted back.

Public Records

Oct 17, 2002

Sold

$325,000

$186/sq ft

Tax history for 464 20th Ave

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

50 ft.

Lot depth

120 ft.

Lot size

6,016 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,326

Year built

1966

Style

Multi-Family (2-4 Unit)

County

Pinellas County

APN

153006422100000130

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Single-Family Residential Zoning District

The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Educational/school

Sep 12, 2025 • Final

Residential remodel/repair/renovation

Perform electrical, mechanical, and plumbing work including the installation of a new air conditioning system, water heater, and insulation. Replace drywall, baseboards, receptacles, sinks, toilets, dishwasher, cabinets, vanities, countertops, and interior doors. All work is subject to private provider inspections.

Bathroom

Electrical

HVAC

Kitchen

Plumbing

Remodel

Water heater

Sep 4, 2025 • Final

Building combo

Convert the existing gas system to natural gas. Install piping to a pool heater and a new exterior tankless water heater. Cap the existing liquid propane gas line and remove the tank.

Gas

Plumbing

Water heater

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Parking Features: Garage Door Opener, Oversized
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Baths (Total): 3

Laundry Room Information
Laundry Features: Laundry Room

Other Rooms Information
# of Rooms: 3

Heating & Cooling
Heating Information: Electric
Cooling Information: Central Air

Interior Features
Interior Features: Solid Surface Counters
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
Flooring: Tile

Multi-Unit Information
Unit Number YN: 0

Exterior

Building Information
Construction Materials: Block
Roof: Metal

Exterior Features
Exterior Features: French Doors, Rain Gutters, Storage

Pool Information
Has Private Pool
Pool Features: Heated, In Ground
Has Spa

Property Features
Universal Property Id: US-12103-N-063015422100000130-R-N

Waterfront Information
On Waterfront
Waterfront Features: Canal - Saltwater
Waterfront Feet Total: 50
Water Frontage Feet Canal Salt: 50
Water View Y/N: 1
Water View Description: Canal,Intracoastal Waterway,Lagoon
Water Access Y/N: 1
Water Access Description: Bay/Harbor,Canal - Saltwater,Intracoastal Waterway,Lagoon
Water Extras Y/N: 1
Water Extras Description: Lift,Skiing Allowed

Property Information
CDD Y/N: 0
Homestead Y/N: 1
Property Type: Residential
Property Sub Type: Single Family Residence

Land Information
Total Acreage: 0 to less than 1/4

Lot Information
Lot Size Acres: 0.14
Lot Size Dimensions: 50x120
Road Surface Type: Asphalt
Lot Size Square Meters: 559

Building Information
MFR_BuildingAreaTotalSrchSqM: 175.87

Financial

Tax Information
Tax Annual Amount: $4,446.97
Tax Year: 2024

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Natural Gas Connected, Public

Location

HOA Information
MFR_Association2YN: 0
Association Approval Required Y/N: 0

Location Information
Directions: Turn onto 20th Ave Indian Rocks Beach. House on left side of street.

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,326
Stories: 1.0
Lot Size: 6,016 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1966
Year Renovated: 2000
County: Pinellas County
APN: 153006422100000130

Home facts updated by county records on Aug 13, 2026

Other

Miscellaneous Information
Third Party YN: 0

Listing Information
Attribution Contact: 727-461-1000
Previous Status: Pending
Backups Requested YN: 0

Listing Date Information
Days to Contract: 74
Status Contractual Search Date: 2025-09-17

Listing Price Information
Calculated List Price By Calculated Sq Ft: 829.52

Green Information
Direction Faces: South

Home Information
Living Area: 1748
Living Area Units: Square Feet
Living Area Source: Owner
Living Area Meters: 162.39
Building Area Total: 1893
Building Area Units: Square Feet
Building Area Source: Owner
Foundation Details: Slab
Stories Total: 1
Levels: Two

Around this home

Schools

Anona Elementary School

Public PreK-5 • Assigned • 1.3mi

9/10

Seminole Middle School

Public 6-8 • Assigned • 3.7mi

7/10

Largo High School

Public PreK-12 • Assigned • 3.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

6 days above 107° expected this year, 17 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Indian Rocks Beach, FL • 33785

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 6.2 hours in December, placing it above the U.S. average for solar exposure.

9.2 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.37M – $1.66M

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Nearby similar homes

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New listings for sale in 33785

OPEN SAT, 11AM TO 1PM3D WALKTHROUGH

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NEW 18 HRS AGO3D WALKTHROUGH

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LISTED BY REDFIN3D WALKTHROUGH

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OPEN SAT, 11AM TO 12PM3D WALKTHROUGH

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Home values near 464 20th Ave

Data from public records.

Address	Redfin Estimate
451 20th Avenue, Indian Rocks Beach, FL 3 Beds \| 1 Baths \| 1551 Sq. Ft.	$1,080,624
459 20th Avenue, Indian Rocks Beach, FL 4 Beds \| 4.5 Baths \| 4262 Sq. Ft.	$4,137,486

Address	Redfin Estimate
465 20th Avenue, Indian Rocks Beach, FL - Beds \| 2 Baths \| 1774 Sq. Ft.	$1,243,694
457 20th Avenue, Indian Rocks Beach, FL - Beds \| 2 Baths \| 1406 Sq. Ft.	$963,544

Address	Redfin Estimate
461 20th Avenue, Indian Rocks Beach, FL - Beds \| 2.5 Baths \| 2400 Sq. Ft.	$2,167,769
455 20th Avenue, Indian Rocks Beach, FL - Beds \| 4.5 Baths \| 4672 Sq. Ft.	$4,722,801

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 33785, FL

Sale history for 464 20th Ave

Tax history for 464 20th Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 33785

Home values near 464 20th Ave

More real estate resources