A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.
Single-familyProperty Type
2021Year Built
10,489 sq ftLot Size
$1,198Price/Sq.Ft.
4 car garageParking
Listed by Stephen Kepler• ENGEL & VOLKERS BELLEAIR
Est. $3,366 per month, based on comparable rentals
Sale and tax history for 540 20th Ave
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #TB8488753
May 15, 2026
Sold
$2,850,000
$1,198/sq ft
Mar 26, 2026
Pending
—
Mar 20, 2026
Listed
$2,950,000
$1,240/sq ft
Public Records
Jan 23, 2019
Sold
$850,000
$357/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$13,974 (−2.7%)
2024
$14,369 (+1.0%)
2023
$14,231 (+6.0%)
2022
$13,428 (+10.0%)
2021
$12,207 (+1.8%)
2020
$11,988 (+120.4%)
2019
$5,438 (+3.0%)
2018
$5,281
2017
$5,283 (+0.5%)
2016
$5,257 (−2.1%)
2015
$5,371 (+0.4%)
2014
$5,350 (+0.3%)
2013
$5,333 (−31.9%)
2012
$7,829
Public record
Public record
Zoning
Permits
Beds
—
Baths
2.5
Stories
1
Lot width
92 ft.
Lot depth
120 ft.
Lot size
10,489 Sq. Ft.
Year renovated
1992
Sq. Ft.
2,354
Year built
1959
Style
Single Family Residential
County
Pinellas County
APN
153006423000000360
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
S
Single-Family Residential Zoning District
The S, single-family residential district provides for single-family residential development located where lower density single-family uses are desirable. The S, single-family residential district, correlates with the residential urban RU category of the countywide plan. Essential services and public facilities compatible with this residential district are also provided. Any use which is not specifically identified as a permitted use, accessory use or special exception use is a prohibited use. Prohibited uses shall include, but are not limited to, temporary lodging use of a dwelling.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Educational/school
Jan 23, 2025 • Final
Residential remodel/repair/renovation
Install a new water line and perform interior work including baseboards, doors, and carpeting.
Plumbing
Remodel
Dec 6, 2021 • Final
Building combo
Install an in-ground pool, spa, and deck. Include a gas heater and fire pit with associated building, electrical, and gas work.
Gas
Pool and hot tub
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 4
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
Laundry Room Information
Laundry Features: Inside, Laundry Room
Other Rooms Information
Additional Rooms: Great Room,Inside Utility
# of Rooms: 6
Fireplace Information
Has Fireplace
Fireplace Features: Living Room
Heating & Cooling
Heating Information: Central
Cooling Information: Central Air
Interior Features
Interior Features: Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-in Closet(s)