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About this home
Welcome to my home! We invite you to step into my 4-bedroom, 2-bathroom home located in the highly desirable North Creek community in Northeast Jacksonville. Tucked away on a quiet cul-de-sac, this property offers added privacy with a white vinyl-fenced backyard backed to the woods. Relax year-round in the screened-in lanai complete with a hot tub, creating the perfect outdoor retreat. Residents of North Creek enjoy an abundance of community amenities, including a resort-style pool, playground, tennis and pickle ball courts, basketball courts, and convenient on-site RV and boat storage. Also included 2-10 ONE YEAR HOME WARRANTY!!
Single-familyProperty Type
2005Year Built
$162Price/Sq.Ft.
$50/moHOA Dues
2 car garageParking
Listed by Amber Montgomery MONTGOMERY• WATSON REALTY CORP
North Creek, located between Dunn Avenue and I-295, is a suburban and residential Jacksonville neighborhood with wooded preserves and winding cul-de-sacs. The neighborhood’s character concentrates around the Dunn Avenue corridor near the I-295 ramps, where auto shops, small storefronts, and everyday services set a practical, on-the-go tone. Housing leans toward late-20th-century single-family builds with driveways, screened patios, and generous setbacks. Tree cover and drainage ponds shape the streetscape, giving many blocks a quiet, tucked-away feel. Outdoor time often points toward nearby riverfront and park trails rather than a single main square.
Provided by Walk Score and Local Logic
Offer insights
644 Spanish Wells Rd · $346,000
$346K and above
75% chance or better to win
Why $346K+ is a strong offer
DAYS ON MARKET
99 days
The average home goes pending in 60 days.
SALE-TO-LIST
97.3%
Most homes are selling 3% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Ceiling fans
Eat-in kitchen
Primary bathroom with tub and separate shower
Split bedroom layout
Two fireplaces (electric and wood burning)
Bedrooms
4 bedrooms
Bathrooms
2 full bathrooms
Kitchen
Dishwasher
Electric cooktop
Electric oven
Microwave
Refrigerator
Eat-in kitchen
Laundry & utility
Washer
Dryer
Electric water heater
Owned water softener
Flooring
Carpet
Heating & cooling
Central heating
Central air
Exterior features
Rear screened porch
Vinyl and other fencing
Shingle roof
Cul-de-sac lot
Front and rear sprinkler systems
Private above-ground heated spa (not a private pool); community pool available
Home design
Single-family residence
One story
Parking
2-car garage
Security
Smoke detectors
Construction
Fiber cement construction
Utilities
Public sewer
Cable available
Electricity available
Water available
HOA & community
Homeowners association with amenities
Quarterly association fee
Community amenities include basketball court, park, pickleball, playground, RV/boat storage, tennis courts, sidewalks
Not a senior community
Electricity and solar
View estimated energy costs and solar savings for this home
THIS HOME IS LOCATED NEAR A BEAUTIFUL AREA ON THE NORTH SIDE OF TOWN. THE NEIGHBORHOOD HAS WONDERFUL AMENTITIES SUCH AS A POOL, CABANA, PLAYGROUND, BASKETBALL COURTS, TENNIS COURTS,R.V. AND BOAT STORAGE,SOCCER FIELDS AND MUCH MORE...
Public Records
Jan 21, 2004
Sold
$2,843,000
$1,334/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,070 (+8.7%)
2024
$2,824 (−0.1%)
2023
$2,828 (+9.5%)
2022
$2,583 (+0.9%)
2021
$2,561 (+1.1%)
2020
$2,534 (+1.3%)
2019
$2,502 (+1.4%)
2018
$2,467 (+1.4%)
2017
$2,434 (+0.7%)
2016
$2,416 (−0.9%)
2015
$2,439 (−0.1%)
2014
$2,442
Public record
Public record
Zoning
Permits
Beds
4
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
7,113 Sq. Ft.
Year renovated
2005
Finished Sq. Ft.
2,131
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,131
Year built
2005
Style
Single Family Residential
County
Duval County
APN
1066065745R
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
PUD
Planned Unit Development District
It is the intent and purpose of this district that Planned Unit Developments, both large scale, which consists of five acres or more, and small scale, which consists of less than five acres, be utilized to create living environments that are responsive to the needs of their inhabitants; to provide flexibility in planning, design and development; to encourage innovative approaches to the design of community environments; to encourage the fulfillment of housing needs appropriate to various lifestyles and income levels; to encourage the integration of different housing types within a development; provide an opportunity for new approaches to ownership; to provide for an efficient use of land; to provide an environment compatible with surrounding land use; to adapt the zoning process to changes in construction and development technology; to encourage the preservation of the natural site features; to provide community environments that are so designed and located as to be an integral part of the total ecosystem; to encourage the design of communities and structures adapted to the local climate; thereby promoting the public health, safety, morals, order, comfort, convenience, appearance, prosperity, and general welfare of the City of Jacksonville. It is further intended that the Planned Unit Development district may be utilized to implement the Comprehensive Plan. It is not the intent to utilize the Planned Unit Development district solely to diminish the usual application of the provisions of the Zoning Code. The Planned Unit Development district process shall not be used to discriminate against or otherwise violate civil rights of the existing or future residents, users or occupants of the PUD. The rights of people with disabilities to access and use housing in the form of dwelling units, community residential homes or group homes shall not be more restrictive in a PUD than in equivalent conventional zoning districts.
Feb 24, 2005 • Final
Electrical
New construction
Feb 24, 2005 • Final
Plumbing
New construction
Plumbing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
5/10 Air Factor
6 unhealthy days expected this year, 6 days in 30 years
Provided by First Street
Historical weather
Jacksonville, FL • 32218
Average low and high temperatures (°F)
63
41
71
48
77
54
82
62
87
69
91
73
93
76
89
75
86
70
80
63
77
56
67
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
75/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.8 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 644 Spanish Wells Rd
$343,588
$2,412 under list price of $346K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $325K to $430K.