Welcome to an exceptional island retreat in the heart of Key Colony Beach. This beautifully elevated single-family residence embodies refined coastal luxury, offering 3 bedrooms and 2 bathrooms, bonus space with no detail overlooked. Thoughtfully renovated, the home features a new metal roof, impact-rated windows and doors, elegant LVT flooring, designer lighting, custom cabinetry, and exquisite Cambria quartz countertops throughout. Outdoors, the property transforms into a private resort. Lush tropical landscaping and ambient exterior lighting set the tone, while an outdoor shower, custom bar, and sparkling pool create the perfect setting for entertaining or unwinding in complete privacy. Boating enthusiasts will appreciate 75 feet of concrete dockage with a composite step-down system, seamlessly blending function with style. An expansive, titled upper deck offers a sophisticated space for gatherings, sunset cocktails, and elevated island living. Ideally positioned just moments from the iconic Sunset Park, this residence delivers a rare combination of luxury, lifestyle, and location. A truly turnkey opportunity to own a distinguished piece of paradise in Key Colony Beach. Schedule your private showing today.
Single-familyProperty Type
1985Year Built
8,250 sq ftLot Size
$1,422Est. Price/Sq.Ft.
Listed by Brenner Scheel Casey Casey• Florida Keys Real Estate Group
Bought with Ally Kelley• Ocean Sotheby's International
Welcome to the Island of Key Colony Beach and to this Single-Family Home on 100 ft wide, deep water canal with access to both the open ocean and Gulf in just five minutes. The 75-foot dock is perfect for all of your vessels, paddle boards and kayaks. Boating, fishing, snorkeling and diving enthusiasts will be overjoyed to call this home in the middle of the Fabulous FL Keys. Enjoy island lifestyle with pool and a covered patio, plus additional outdoor, upper patio accessible from both the kitchen and living room. This home is part of the city of Key Colony Beach, featuring walking and biking paths that connect to the marina, local restaurants, Post Office and City Hall: including golf, pickleball, tennis, and basketball courts. With its own police department and the tranquil Sunset Park nearby, this property offers a rare combination of privacy and convenience. Ideal for those who want the best of boating, outdoor activities, and relaxed living. Bring your bathing suit and ideas to create your ideal retirement home, island getaway or vacation rental. .. .the vast options are up to you!
FLKMLS #413066
Jun 21, 1999
Sold
$387,500
$245/sq ft
Jan 14, 1999
Listed
$400,000
$253/sq ft
COMFORTABLE HOME WITH EASTERN EXPOSURE ON 12TH ST IN KEY COLONY BEACH. ENJOY THE OPEN DECK OFF THE LIVINGROOM FOR CASUAL DINING. DOWNSTAIRS TILED RECREATION ROOM HAS ITS OWN CENTRAL AIR. HOT TUB ON LOWER LEVEL. ROOM FOR A POOL IF SO DESIRED.
Public Records
Apr 1, 1984
Sold
$40,000
$25/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$14,635 (+139.2%)
$907,500 + $611,399
$1,518,899
2024
$6,119 (+3.4%)
2023
$5,918 (+3.1%)
2022
$5,739 (−0.8%)
2021
$5,785 (+4.7%)
2020
$5,523 (+2.2%)
2019
$5,402 (+5.7%)
2018
$5,109 (+4.5%)
2017
$4,889 (−1.9%)
2015
$4,983 (−1.7%)
2014
$5,070
Tax history for 520 12Th St
Year
Property tax
Land + Additions
Assessment*
2025
$14,635 (+139.2%)
$907,500 + $611,399
$1,518,899
2024
$6,119 (+3.4%)
2023
$5,918 (+3.1%)
2022
$5,739 (−0.8%)
2021
$5,785 (+4.7%)
2020
$5,523 (+2.2%)
2019
$5,402 (+5.7%)
2018
$5,109 (+4.5%)
2017
$4,889 (−1.9%)
2015
$4,983 (−1.7%)
2014
$5,070
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Permits
Beds
2
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
8,250 Sq. Ft.
Year renovated
2005
Sq. Ft.
1,584
Year built
1985
Style
Single Family Residential
County
Monroe County
APN
0566 33 00077500000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
Sep 4, 2027 • Final
Building
Bathroom
Kitchen
Plumbing
Remodel
Aug 26, 2027 • Active
Building
Electrical
Pool and hot tub
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking / Garage Information
Vehicle Storage: Garage, Covered Parking
Interior
Interior Features
Interior Features: Built-in Cabinets, Quartz Countertops, Bar, Window Treatments, Storage, Security System
Flooring: Tile Floor, Laminate
Windows/Doors: Other Windows/Doors, Impact Rstnce Window, Impact Rstnce Doors
Exterior Features: Bar, Water Display, Storage, Outdoor Shower, Landscape Lighting
Has Pool
Pool Information: In Ground, Fiberglass
Porch/Balcony: Open Porch/Balcony, Patio
Security
Other Security
Property Features
On Waterfront
Waterfront Type: Canal Front
Waterview: Canal View
Property Information
Property Condition: Updated/Remodeled
Deed Restrictions: Unknown
Pets: Pets Allowed
Rentals Allowed: Yes
Min Rental Days: 7
Lot Information
Acres: 0.19
Zoning: R-1A - Key Colony Single Family
Land Size: Less Than 1/4 Acre
Control Depth: 4
Flood Zone: AE
Building Information
Year Built: 1,985
Sq. Ft. Source: Property Data Card
Sq. Ft. Remarks: * Bonus space not included in SQFT
Building Style: Above Flood: Yes
Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
Construction: CBS
Roof: Metal Roof
Subdivision/Neighborhood
Subdivision: Key Colony Bch 2nd Addn (53.5)
Marathon Neighborhood: Marathon East - Gulf (Airport to Vaca)
Financial
Tax Information
Taxes: $14,634.65
Tax Year: 2,025
Tax Exemptions: None
Financial Information
Terms: Seller Finance Psble, Conventional, Cash
Utilities
Utility Information
Utilities: FKAA, Elect Separate Meter, Buyer to Verify, Municipal Sewer
Has Public Sewer Hook-up
Location
Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None
Location Information
Side: Ocean
Mile Marker: 53.50
Directions: Overseas Highway to the light at Key Colony. Turn into Key Colony, Take Sadowski Cswy, Turn Right on W Ocean Dr, Turn Right on 12th St.
Neighborhood Features
Tennis Courts, Other Area Features, Fire Hydrant
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,584
Stories: 2.0
Lot Size: 8,250 square feet
Style: Single Family Residential
Year Built: 1985
Year Renovated: 2005
County: Monroe County
APN: 0566 33 00077500000000
Home facts updated by county records on Jul 10, 2026
Other
Auction Information
Financial Status: Auction: No
Around this home
Schools
K - 12
Preschool & daycare
Stanley Switlik Elementary School
Public PreK-5 • Assigned • 4.4mi
4/10
Marathon School
Public 6-12 • Assigned • 3.5mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
Heat Factor
We're working on getting current and accurate heat risk information for this home.
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Key Colony Beach, FL • 33051
Average low and high temperatures (°F)
73
64
75
68
79
71
81
75
85
79
87
81
89
82
90
82
87
79
84
77
79
73
77
70
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Key Colony Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$2.14M – $2.59M
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