For sale

$1,874,000

Est. $12,885/mo —

•

2,556

sq ft

120 S Coco Plum Rd Unit S, Key Largo, FL 33037

About this home

Located on 1.85 acres of tropical and native landscaping, this mystical waterfront estate in Key Largo offers the perfect blend of privacy, comfort, and coastal living. Designed with both family life and entertaining in mind, this charming three bedrooms, two and a half bath residence features a spacious, light filled, open concept floor plan with clean architectural lines and seamless indoor- outdoor living. At the center of the home is a beautifully appointed kitchen anchored by an expansive island, creating the ideal gathering space for casual family meals and entertaining guests. Generous living spaces flow effortlessly to a covered central courtyard, extending the home's living area into a private outdoor sanctuary. Beyond the courtyard, the backyard unfolds into a breathtaking waterfront setting with direct ocean access. Surrounded by mature landscaping and exceptional privacy, this serene retreat feels like your own secluded oasis. Whether you are relaxing by the water, enjoying the tranquil surrounds, or setting out for a day on the ocean, this property captures the best of the Florida Keys lifestyle.

Single-familyProperty Type

1997Year Built

1.85 acresLot Size

$733Price/Sq.Ft.

1 spaceParking

Listed by Cheri Tindall • Ocean Sotheby's International Realty

Listing updated: Jul 20, 2026 at 05:29pm

Redfin checked: 2 minutes ago

•Source:FLKMLS #620674

Payment calculator

$12,885 per month

Principal and interest$10,100

Property taxes

$567

HOA dues

Home insurance

$2,218

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 4PM TO 6PM
$89,000
2 beds1 bath900 sq ft
36 E 2nd St Unit p4, Key Largo, FL 33037
OPEN TODAY, 4PM TO 6PM
$29,000
2 beds1 bath700 sq ft
36 E 2nd Unit 3P, Key Largo, FL 33037
OPEN TODAY, 5PM TO 7PM
$880,000
4 beds2 baths1,804 sq ft
187 & 189 Casa Court Dr, Key Largo, FL 33070
OPEN WED, 8:30AM TO 10:30AM3D WALKTHROUGH
$625,000
3 beds2 baths1,120 sq ft
19 SE Marlin Ave, Key Largo, FL 33037
OPEN THU, 10AM TO 1PM
$6,195,000
4 beds4.5 baths3,284 sq ft
144 N Rolling Hill Rd, Tavernier, FL 33036
OPEN THU, 10AM TO 12PM
$2,000,000
3 beds3 baths1,771 sq ft
155 Plantation Ave, Tavernier, FL 33070
OPEN THU, 11AM TO 1PM
$5,950,000
4 beds4 baths3,358 sq ft
195 Ojibway Ave, Tavernier, FL 33070
OPEN SUN, 11AM TO 1PM
$1,090,000
2 beds2 baths960 sq ft
1 Stillwright Way, Key Largo, FL 33037
OPEN SEP 26, 12PM TO 2PM
$2,350,000
4 beds4 baths2,896 sq ft
40 N Bounty Ln, Key Largo, FL 33037
OPEN SEP 26, 12PM TO 4PM
$4,650,000
5 beds5.5 baths4,354 sq ft
109 Valencia Dr, Islamorada, FL 33036

Around this home

Schools

K - 12
Preschool & daycare

Key Largo School

Public PreK-8 • Assigned • 6.6mi

8/10

Coral Shores High School

Public 9-12 • Assigned • 8.0mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

120 S Coco Plum Rd Unit S · $1,874,000

Strong offer

$1.85M and above

75% chance or better to win

Why $1.85M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 133 days.

SALE-TO-LIST

Most homes are selling 6% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Cathedral ceilings
Granite countertops
Walk-in closet
Skylights
Pantry
Updated/remodeled
Furniture negotiable

Bathrooms
2 full bathrooms
1 half bathroom

Kitchen
Stainless steel appliances
Oven
Refrigerator
Dishwasher
Granite countertops
Pantry

Laundry & utility
Washer
Dryer
Laundry room

Flooring
Tile flooring
Wood flooring

Heating & cooling
Central A/C
Ceiling fans

Sale and tax history for 120 S Coco Plum Rd Unit S

Sale History
Tax History

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Monroe County

APN

00090540000400

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

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Last updated by owner on Jul 20, 2026.

III-A

Suburban Residential District

The purpose of the SR district is to establish areas of low- to medium-density residential uses characterized principally by single-family detached dwellings. This district is predominated by development; however, natural and developed open space creates an environment defined by plants, spaces and over-water views.

Zone overlays

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure
Park & open space

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 108° expected this year, 30 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Key Largo, FL • 33037

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.9 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 120 S Coco Plum Rd Unit S

$1,741,198

$133K under list price of $1.87M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $782K to $2.4M.

SOLD JUN 8, 2026
$2,100,000 Last sold price
3 beds2 baths2,360 sq ft
167 Lorelane Pl, Key Largo, FL 33037
$157/sq ft
smaller lot
6 years newer
SOLD JUL 20, 2026
$1,512,500 Last sold price
4 beds3 baths2,252 sq ft
24 Mutiny Pl, Key Largo, FL 33037
$61/sq ft
smaller lot
4 years newer
SOLD APR 13, 2026
$1,850,000 Last sold price
4 beds3 baths2,376 sq ft
85 Ocean Shores Dr, Key Largo, FL 33037
$46/sq ft
smaller lot
4 years newer
SOLD JUL 3, 2026
$2,350,000 Last sold price
5 beds4 baths3,317 sq ft
68 Mutiny Pl, Key Largo, FL 33037
$25/sq ft
smaller lot
22 years newer
SOLD JUL 9, 2026
$782,000 Last sold price
3 beds2.5 baths2,511 sq ft
235 Buttonwood Shores Dr, Key Largo, FL 33037
$422/sq ft
smaller lot
2 years newer
SOLD MAR 4, 2026
$1,025,000 Last sold price
4 beds4 baths2,688 sq ft
97501 Overseas Hwy #605, Key Largo, FL 33037
$352/sq ft
smaller lot
6 years newer

Rental earnings

Est. $6,925 per month, based on comparable rentals

Contact listing agent

Cheri Tindall

Ocean Sotheby's International Realty

305-664-7661

cheri@floridakeysbestbuys.com

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