For sale

$680,000

Est. $4,773/mo —

—

•

— ba

•

3,794

sq ft

978 Gibraltar Rd, Key Largo, FL 33037

About this home

Multi-familyProperty Type

1984Year Built

5,125 sq ftLot Size

$179Price/Sq.Ft.

Listed by Simon Gedz • Charles Rutenberg Realty FTL

Listing updated: Aug 26, 2026 at 11:33am

Redfin checked: 2 minutes ago

•Source:Beaches MLS #B26033415

Payment calculator

$4,773 per month

Principal and interest$3,528

Property taxes

$384

HOA dues

Home insurance

$861

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 5PM TO 7PM3D WALKTHROUGH
$2,890,000
5 beds4 baths— sq ft
34 Atlantic Dr, Key Largo, FL 33037
(954) 545-5583
OPEN THU, 11AM TO 1PM3D WALKTHROUGH
$6,800,000
3 beds3.5 baths2,803 sq ft
197 Lowe St, Tavernier, FL 33070
OPEN FRI, 3PM TO 5PM
$1,750,000
3 beds2 baths1,488 sq ft
130 Lorelane Pl, Key Largo, FL 33037
OPEN FRI, 5PM TO 6PM3D WALKTHROUGH
$1,849,000
4 beds2 baths— sq ft
150 Azalea St, Tavernier, FL 33070
(954) 545-5583
OPEN SAT, 11AM TO 1PM
$725,000
2 beds1 bath768 sq ft
411 Mahogany Ave, Key Largo, FL 33037
(305) 451-4078
OPEN SAT, 11AM TO 2PM
$1,565,000
3 beds2 baths2,169 sq ft
365 Loeb Ave, Key Largo, FL 33037
(305) 697-5402
OPEN SUN TO 3PM3D WALKTHROUGH
$2,350,000
5 beds4.5 baths3,224 sq ft
117 La Paloma Rd, Key Largo, FL 33037
OPEN SUN, 2PM TO 4PM
$1,190,000
5 beds3 baths2,220 sq ft
646 Cabrera St, Key Largo, FL 33037
OPEN SEP 4, 11:30AM TO 2:30PM
$475,000
3 beds2 baths1,620 sq ft
222 Cuba Rd, Key Largo, FL 33070
OPEN SEP 7, 10AM TO 1PM3D WALKTHROUGH
$610,000
2 beds1.5 baths947 sq ft
104350 Overseas Hwy Apt A204, Key Largo, FL 33037

Around this home

Schools

K - 12
Preschool & daycare

Key Largo School

Public PreK-8 • Assigned • 2.7mi

8/10

Coral Shores High School

Public 9-12 • Assigned • 11.9mi

5/10

Provided by GreatSchools

About Winston

Park

Winston Park, located between U.S. 1 and the Florida Bay shoreline, is a residential and coastal Key Largo neighborhood with canal-front streets and a laid-back Keys pace. The neighborhood reads as low-rise, tropical-modern and ranch-style homes set behind palms, with docks and boat lifts shaping the streetscape. The character concentrates around the U.S. 1 corridor near Key Largo Park, where marinas, casual seafood counters, and dive-and-boat outfitters set the daily rhythm. Community pillars include the Florida Keys Wild Bird Rehabilitation Center, the Key Largo Community Park complex, and the Key Largo Public Library. Water access and open-sky recreation define the lifestyle, from paddling routes to sunset views over the bay.

Provided by Walk Score and Local Logic

Offer insights

978 Gibraltar Rd · $680,000

Strong offer

$680K and above

75% chance or better to win

Why $680K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 62 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Ceramic tile flooring

Laundry & utility
Shared/common area laundry

Flooring
Ceramic tile

Heating & cooling
Central heating
Central air conditioning
Ceiling fans

Sale and tax history for 978 Gibraltar Rd

Sale History
Tax History

Date

Event

Price

Beaches MLS #B26033415

May 27, 2026

Listed

$680,000

$179/sq ft

Public Records

Mar 14, 2022

Sold

$400,000

$105/sq ft

FLKMLS #561639

Oct 11, 2013

Sold

$196,300

$52/sq ft

Jul 18, 2013

Listed

$184,900

$49/sq ft

+11

FLKMLS #525187

Oct 28, 2005

Listing Removed

—

Dec 15, 2004

Listed

$414,500

$109/sq ft

FLKMLS #519109

Apr 20, 2004

Sold

$350,000

$92/sq ft

Nov 20, 2003

Listed

$365,000

$96/sq ft

FLKMLS #518489

Apr 20, 2004

Sold

$350,000

$92/sq ft

Oct 8, 2003

Listed

$365,000

$96/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,605 (+0.2%)

$129,406 + $247,714

$377,120

2024

$4,594 (+6.8%)

$143,641 + $245,742

$389,383

2023

$4,302 (+0.5%)

$134,583 + $236,980

$371,563

2022

$4,282 (+9.2%)

2021

$3,920 (+6.1%)

2020

$3,696 (+7.2%)

2019

$3,447 (−2.3%)

2018

$3,528 (+3.0%)

$77,644 + $190,939

$268,583

2017

$3,425 (+5.1%)

$77,644 + $191,416

$269,060

2015

$3,259 (+6.5%)

$64,485 + $175,555

$240,040

2014

$3,059

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,125 Sq. Ft.

Year renovated

1990

Finished Sq. Ft.

1,484

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,484

Year built

1984

Style

Multi-Family (2-4 Unit)

County

Monroe County

APN

2261 39 00545530000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

III

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Tier III Overlay District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 107° expected this year, 31 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Key Largo, FL • 33037

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.1 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 978 Gibraltar Rd

$644,641

$35K under list price of $680K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $639K to $725K.

SOLD JUL 21, 2026
$695,000 Last sold price
4 beds3 baths2,109 sq ft
21 Tina Pl, Key Largo, FL 33037
$151/sq ft
larger lot
39 years newer
SOLD JUN 12, 2026
$683,000 Last sold price
4 beds4 baths2,771 sq ft
64 Coconut Dr, Key Largo, FL 33037
$67/sq ft
27 years older
SOLD JUN 24, 2026
$639,000 Last sold price
2 beds2.5 baths1,350 sq ft
1003 Gibraltar Rd, Key Largo, FL 33037
$294/sq ft
larger lot
11 years older
SOLD JUN 8, 2026
$670,000 Last sold price
2 beds1 bath884 sq ft
527 Sound Dr, Key Largo, FL 33037
$579/sq ft
larger lot
8 years older
SOLD FEB 13, 2026
$700,000 Last sold price
3 beds2 baths2,378 sq ft
920 La Paloma Rd, Key Largo, FL 33037
$115/sq ft
larger lot
12 years older
SOLD FEB 17, 2026
$725,000 Last sold price
3 beds2 baths1,469 sq ft
16 Jewfish Ave, Key Largo, FL 33037
$315/sq ft
34 years newer

Contact listing agent

Simon Gedz

Charles Rutenberg Realty FTL

954-562-1798

simongedz@gmail.com

At this time, Redfin doesn't have an agent available to help you with this home.