For sale

$1,399,000

Est. $9,454/mo —

•

3,013

sq ft

20902 Ragan Ln, Land O Lakes, FL 34638

About this home

LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer. Wet bar with stainless sink and ice machine. Primary suite features sitting area and stunning spa-like en suite with double vanities, soaker tub and double walk in shower with 3 shower heads on each side. Therapeutic Hot Tub on back Lanai. Three way split floorplan with separate 1 car garage with 50AMP Electric car charger and 2 car garage. Enjoy peaceful resort style living with breathtaking waterfront views. NO HOA

Single-familyProperty Type

2020Year Built

1.03 acresLot Size

$464Price/Sq.Ft.

3 car garageParking

Listed by Linda Wright • CHARLES RUTENBERG REALTY INC

Contact: 866-580-6402

Listing updated: Aug 31, 2026 at 10:51am

Redfin checked: 2 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #TB8536718

Payment calculator

$9,454 per month

Principal and interest$7,826

Property taxes

$1,069

HOA dues

Home insurance

$560

Utilities

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Next available date: Wednesday, September 30

Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Connerton Elementary School

Public PreK-5 • Assigned • 3.4mi

6/10

Pine View Middle School

Public 6-8 • Assigned • 2.7mi

6/10

Land O' Lakes High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Crown molding
High ceilings
Stone counters
Walk-in closets
Wet bar
Smoke detector(s)

Bedrooms
3 bedrooms

Bathrooms
3 full bathrooms

Kitchen
Dishwasher
Disposal
Microwave
Range
Range hood
Refrigerator
Electric water heater
Water softener
Stone counters

Laundry & utility
Inside laundry room
Washer
Dryer
Inside utility

Flooring
Carpet
Hardwood
Tile

Heating & cooling
Central heating (electric)
Central air conditioning

Sale and tax history for 20902 Ragan Ln

Sale History
Tax History

Date

Event

Price

Stellar MLS as Distributed by MLS Grid #TB8536718

Aug 21, 2026

Listed

$1,399,000

$464/sq ft

Stellar MLS as Distributed by MLS Grid #T2788090

Jun 24, 2016

Sold

$275,000

$91/sq ft

Mar 25, 2016

Pending

—

Nov 9, 2015

Listed

$299,900

$100/sq ft

SKI LAKE THOMAS FRONTAGE. OVER 2 ACRES OF LAND INCLUDES APPROX 1.19 ACRE OF LEVEL AND USABLE LAND ON SKI LAKE THOMAS. LAKE THOMAS IS A 168 ACRE SKI LAKE THAT IS ONE OF THE MOST DESIRABLE LAKES IN LAND O LAKES. PROPERTY HAS 140 FT ON THE LAKE, PROPERTY ALSO HAS A WELL, SEPTIC, OLD DOCK, OLD HOME. DETACHED STORAGE, CARPORT AND OLDER SHEDS. BEAUTIFUL 2 ACRES THAT CANNOT BE FOUND IN LAND O LAKES OR LUTZ FOR THIS PRICE.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.03 Acres

Year renovated

2020

Finished Sq. Ft.

2,996

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,996

Year built

2020

Style

Single Family Residential

County

Pasco County

APN

02-26-18-0010-00000-0080

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Low Density Residential District

The purpose of the R-2 Low Density Residential District is to provide for the orderly expansion of low density residential development in those areas where public services are most readily available and to exclude uses not compatible with such low density residential development.; Further, it is the purpose of the R-2 Low Density Residential District to provide areas for planned unit developments at densities and in a manner compatible with the low density residential development.

Permitted uses

Include but are not limited to:

Garden center
Housing-Single unit
Educational/school

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

6/10 Fire Factor

8% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 109° expected this year, 26 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Land O Lakes, FL • 34638

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

96/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Land O Lakes. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

7.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20902 Ragan Ln

$1,340,424

$59K under list price of $1.40M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $475K to $700K.

SOLD SEP 18, 2026
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$143/sq ft
larger lot
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SOLD MAR 13, 2026
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4 beds3 baths3,313 sq ft
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smaller lot
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SOLD AUG 10, 2026
$635,000 Last sold price
4 beds4 baths3,221 sq ft
21115 Preservation Dr, Land O Lakes, FL 34638
$267/sq ft
smaller lot
16 years older
SOLD FEB 13, 2026
$489,990 Last sold price
4 beds3 baths2,756 sq ft
6579 Flint Creek Dr, Land O' Lakes, FL 34638
$286/sq ft
smaller lot
5 years newer
SOLD MAY 15, 2026
$475,000 Last sold price
4 beds3.5 baths3,033 sq ft
5110 Rushbrook Rd, Land O Lakes, FL 34638
$307/sq ft
smaller lot
16 years older
SOLD JUL 10, 2026
$545,000 Last sold price
3 beds2 baths2,086 sq ft
21314 Marsh Hawk Dr, Land O Lakes, FL 34638
$203/sq ft
smaller lot
22 years older

Rental earnings

Est. $3,680 per month, based on comparable rentals

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