SOLD OCT 24, 2025

Off Market Oct 2025 for $669K

$735,155

Est. refi paymentEst. refi $3,602/mo

•

1,077

sq ft

28212 Gato Rd, Little Torch Key, FL 33042

About this home

NATURE LOVERS PARADISE Tucked away in the heart of the Lower Keys, this unique property on Little Torch Key offers the ultimate in privacy and natural beauty. Surrounded by lush native vegetation and thriving wildlife, this home is a tranquil haven for those seeking peace and quiet — a true escape from the everyday. Set on a generously sized lot, the home is bordered by mature tropical foliage that provides a natural buffer from the outside world. Enjoy your morning coffee on your rear screened porch while watching Key Deer grazing or watch the birds moving from tree top to tree top. The property feels like your own private nature preserve, yet you're just minutes from a public boat ramp, several area parks, and all the attractions the Keys have to offer. Inside you'll find 3 bedrooms and 2 baths with a functional layout perfect for full-time living or a serene second home. Outside you'll appreciate a few extras: a swim spa, an anchored storage shed with a ramp for easy access, and covered parking. It's located towards the end of a quiet street which is great for dogs and children. Whether you're a nature lover, an artist, or simply someone who craves peace, this secluded retreat is the kind of place that feeds the soul. A rare offering for those who dream of quiet, laid-back island living — this is Little Torch Key, untouched and unforgettable.

Single-familyProperty Type

2000Year Built

0.29 acresLot Size

$683Est. Price/Sq.Ft.

4 spacesParking

Listed by Donna Pezzi • Keller Williams Key West Compass Realty

Bought with Patti Nickless • Coldwell Banker Schmitt Lower Keys (KW)

Redfin checked: a few seconds ago

•Source:FLKMLS #615412

Redfin Estimate

$735,155

$66K since sold in October 2025$8,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.2% higher than the average sale price ($643K) of 6 comparable homes.

SOLD JUN 2, 2026
$595,000
A
3 beds2 baths1,104 sq ft
27147 Dolphin Rd, Ramrod Key, FL 33042
SOLD APR 21, 2026
$732,000
B
3 beds2 baths1,056 sq ft
40 Munson Ave, Ramrod Key, FL 33042
SOLD JUL 16, 2026
$693,800
C
3 beds2 baths1,039 sq ft
29048 Iris Dr, Big Pine Key, FL 33043
SOLD APR 17, 2026
$720,000
D
3 beds2 baths1,062 sq ft
630 Barry Ave, Little Torch Key, FL 33042
SOLD APR 23, 2026
$865,000
E
2 beds2 baths1,092 sq ft
1539 Lantana Ln, Big Pine Key, FL 33043
SOLD OCT 20, 2025
150 Coral Ave, Ramrod Key, FL 33042
$255,000
F
3 beds2 baths1,100 sq ft
150 Coral Ave, Ramrod Key, FL 33042

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Earn from this home

Refinance

Est. cash available

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Rent

$3,851/mo

Redfin rental estimate

List your home for rent

Market trends in 33042, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.8%

+1.2% MoM

Median sale price

$1.1M

$10K MoM

Avg. days on market

121d

11 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 16 HRS AGO
$982,600
2 beds2 baths864 sq ft
701 Spanish Main Dr #198, Cudjoe Key, FL 33042
$950,000
2 beds1 bath902 sq ft
24923 Park Dr, Summerland Key, FL 33042
3D WALKTHROUGH
$1,099,000
3 beds2 baths1,488 sq ft
27334 Guadaloupe Ln, Ramrod Key, FL 33042
$849,000
3 beds3 baths1,800 sq ft
22832 John Silver Ln, Cudjoe Key, FL 33042
See all

Provided by Redfin

Sale history for 28212 Gato Rd

Tax history for 28212 Gato Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

2016

Sq. Ft.

1,077

Year built

2000

Style

Single Family Residential

County

Monroe County

APN

2166 29 00214560000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

Improved Subdivision District

The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.

Zone overlays

Industrial District

Permitted uses

Include but are not limited to:

Housing-Multiple units
Infrastructure

Property details

Parking

Parking / Garage Information
Vehicle Storage: Open Parking, RV Parking Open, Trailer Storage, Off Street Parking
Vehicle Storage: Car(s): 4+

Interior

Interior Features
Interior Features: Pantry
Cooling/Heating: Central A/C, Ceiling Fans
Appliances: Washer, Stainless Steel Appl, Microwave, Range, Refrigerator, Dryer
Furnished: Unfurnished

Bathroom Information
# of Full Baths: 2

Exterior

Boat Slip/Dock Information
Dockage: None

Exterior Features
Exterior Features: Fencing, Fruit Tree(s)
Porch/Balcony: Open Porch/Balcony, Deck
Shutters: Panel

Property Features
Waterfront Type: None
Waterview: No Waterview

Property Information
Deed Restrictions: Unknown
Pets: Pets Allowed
Rentals Allowed: With Restrictions
Min Rental Days: 28

Lot Information
Acres: 0.29
Zoning: IS - Improved Subivision District
Land Size: Less Than 1/4 Acre
Flood Zone: AE-8

Building Information
Year Built: 2,000
Sq. Ft. Source: Property Data Card
Building Style: Above Flood: Unknown
Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
Construction: Modular
Roof: Metal Roof

Subdivision/Neighborhood
Subdivision: Gato Farm (28.0)
Marathon Neighborhood: N/A

Financial

Tax Information
Taxes: $2,025.86
Tax Year: 2,024
Tax Exemptions: Homestead

Financial Information
Terms: Cash, FHA, VA, Conventional

Utilities

Utility Information
Utilities: FKAA, Water Separate Meter, Municipal Sewer
Has Public Sewer Hook-up

Location

Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None

Location Information
Side: Bay/Gulf
Mile Marker: 28.00
Directions: US1 to State Road 4a / County Road on Little Torch Key. Pass the boat ramp. Turn RIGHT on Gato Road. House is towards the end on the right.

Neighborhood Features
Community Boat Ramp, Bike Paths, Other Area Features

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,077
Stories: 2.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2016
County: Monroe County
APN: 2166 29 00214560000000

Home facts updated by county records on Jul 10, 2026

Around this home

Schools

Sugarloaf School

Public PreK-8 • Assigned • 8.7mi

6/10

Key West High School

Public 9-12 • Assigned • 25.6mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

Heat Factor

We're working on getting current and accurate heat risk information for this home.

10/10 Wind Factor

99% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Little Torch Key, FL • 33042

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

10 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$699,000 – $846,000

Sell confidently with a local market expert in Little Torch Key. 3 minutes to get started.

Nearby similar homes

NEW 11 HRS AGO

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3D WALKTHROUGH

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17183 W Green Turtle Ln, Sugarloaf Key, FL 33042

OPEN SUN, 2PM TO 4PM

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5 beds4 baths3,886 sq ft

23950 Overseas Hwy, Summerland Key, FL 33042

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1518 Sunrise Dr, Big Pine Key, FL 33043

$1,199,000

3 beds2 baths1,330 sq ft

1657 Watson Blvd, Big Pine Key, FL 33043

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3 beds1 bath1,638 sq ft

27 N Lake Dr, Summerland Key, FL 33042

New listings for sale in 33042

NEW 16 HRS AGO

$982,600

2 beds2 baths864 sq ft

701 Spanish Main Dr #198, Cudjoe Key, FL 33042

$950,000

2 beds1 bath902 sq ft

24923 Park Dr, Summerland Key, FL 33042

3D WALKTHROUGH

$1,099,000

3 beds2 baths1,488 sq ft

27334 Guadaloupe Ln, Ramrod Key, FL 33042

$849,000

3 beds3 baths1,800 sq ft

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Home values near 28212 Gato Rd

Data from public records.

Address	Redfin Estimate
28131 Gato Rd, Little Torch Key, FL 4 Beds \| 3 Baths \| 1536 Sq. Ft.	$753,477
28121 Gato Rd, Little Torch Key, FL 4 Beds \| 2 Baths \| 1536 Sq. Ft.	—

Address	Redfin Estimate
28282 Gato Rd, Little Torch Key, FL 3 Beds \| 2 Baths \| 1488 Sq. Ft.	$1,019,369
28121 Gato Rd Apartment 28121-31 41-51 61-71, Little Torch Key, FL 12 Beds \| 6 Baths \| 4608 Sq. Ft.	—

Address	Redfin Estimate
1111 Gato Rd, Little Torch Key, FL 3 Beds \| 2 Baths \| 1092 Sq. Ft.	$867,048
1155 Warner Rd, Little Torch Key, FL 3 Beds \| 2 Baths \| 1984 Sq. Ft.	$882,383

Property information provided by FLKMLS when last listed in 2025. This data may not match . Learn more.

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