Are you looking for a canal-front home that could use your TLC? Situated on a 9,375 sq. ft. fenced lot, this 2-bedroom, 3-bath CBS opportunity is about mid-way between the convenient 4A Boat Ramp to the west and Pine Channel to the east. Bright and airy, the extra-large kitchen was updated with new cabinets, stainless steel appliances and quartz counters in recent years. The remainder of the house is ready for you to continue with updates. The 2 bedrooms each have walk-in closets and older carpet, the awning windows and sliding glass doors appear to be original, the house is cooled by window/ wall unit A/Cs, and there are no shutters. A great bonus is the permitted 3rd bathroom in the downstairs storage. The spacious screened porch upstairs overlooks the huge back yard and canal. Measuring 62.5' x 150', the fenced property offers plenty of room for adding a pool, tiki or whatever options you might want to explore. Metal roof was replaced in 2017. * * Do not walk the property without agent. * * Various government agencies own most of the environmentally sensitive land across the street to the north.
Single-familyProperty Type
1982Year Built
9,375 sq ftLot Size
$608Price/Sq.Ft.
Listed by Patti Nickless• Coldwell Banker Schmitt Lower Keys (KW)
Bought with Tommy Mack• Coastal Collection Real Estate Inc.
Est. $3,936 per month, based on comparable rentals
Sale and tax history for 28316 County Rd
Sale History
Tax History
Date
Event
Price
FLKMLS #620443
Sep 15, 2026
Sold
$700,000
$608/sq ft
Jul 30, 2026
Contingent
—
Jul 16, 2026
Price Changed
$725,000
$629/sq ft
Jul 16, 2026
Relisted
—
Jul 2, 2026
Contingent
—
Jun 26, 2026
Listed
$749,000
$650/sq ft
Public Records
Feb 28, 1991
Sold
$155,000
$135/sq ft
Public Records
Dec 1, 1986
Sold
$118,000
$102/sq ft
Public Records
Jun 1, 1982
Sold
$95,000
$82/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,194 (+5.1%)
2024
$3,039 (+5.4%)
2023
$2,882 (+2.7%)
2022
$2,807 (−1.7%)
2021
$2,855 (+0.6%)
2020
$2,837 (+1.9%)
2019
$2,785 (−0.2%)
2018
$2,790 (+2.7%)
2017
$2,716 (−3.0%)
2015
$2,799 (−2.5%)
2014
$2,871
Public record
Public record
Zoning
Beds
2
Baths
2
Stories
2
Lot width
—
Lot depth
—
Lot size
9,375 Sq. Ft.
Year renovated
1999
Sq. Ft.
1,152
Year built
1982
Style
Single Family Residential
County
Monroe County
APN
2866 29 00219910000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 13, 2026.
IS
III
Improved Subdivision District
The purpose of the IS district is to accommodate the legally vested residential development rights of the owners of lots in subdivisions that were lawfully established and improved prior to the adoption of this LDC. For the purpose of this section, improved lots are those that are served by a dedicated and accepted existing road of porous or nonporous material, that have an approved potable water supply, and that have sufficient uplands to accommodate the proposed use in accordance with the required setbacks. This district is not intended to be used for new land use districts of this classification within the county.
Zone overlays
Tier III Overlay District
Permitted uses
Include but are not limited to:
Housing-Multiple units
Infrastructure
Property details
Parking
Parking / Garage Information
Vehicle Storage: Off Street Parking, RV Parking Open, Covered Parking, Trailer Storage
Building Style: Stilt Column Height: Medium - 5Ft - 9Ft
Construction: CBS, Frame
Roof: Metal Roof
Subdivision/Neighborhood
Subdivision: Mates Beach (28.5)
Marathon Neighborhood: N/A
Financial
Tax Information
Taxes: $3,193.92
Tax Year: 2,025
Tax Exemptions: Homestead
Financial Information
Terms: No Seller Finance
Utilities
Utility Information
Utilities: FKAA, Municipal Sewer
Has Public Sewer Hook-up
Location
Homeowners Association Information
Association Info: 1st Right of Refusal: No
Association Info: Association Fee $: 0.00
Fee Includes: None
Location Information
Side: Bay/Gulf
Mile Marker: 28.50
Directions: At approx. MM 28 on Overseas Hwy turn north onto State Road 4A, turn right on County Rd. (just past boat ramp) house is toward the end of the road on the right.
Neighborhood Features
Community Boat Ramp
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 1,152
Stories: 2.0
Lot Size: 9,375 square feet
Style: Single Family Residential
Year Built: 1982
Year Renovated: 1999
County: Monroe County
APN: 2866 29 00219910000000
Home facts updated by county records on Oct 12, 2026
Around this home
Schools
Sugarloaf School
Public PreK-8 • Assigned • 8.8mi
6/10
Key West High School
Public 9-12 • Assigned • 25.6mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
Heat Factor
We're working on getting current and accurate heat risk information for this home.
10/10 Wind Factor
99% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Little Torch Key, FL • 33042
Average low and high temperatures (°F)
74
64
77
67
81
70
83
74
89
80
91
81
92
83
91
81
88
80
85
77
81
72
78
69
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Little Torch Key. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
6.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$660,000 – $798,000
Sell confidently with a local market expert in Little Torch Key.