WATERFRONT RETREAT featuring 87 feet of PRISTINE Saddleback Lake frontage!! Overall Price Reduction of $129,000. Seller is motivated!! Welcome to your dream waterfront retreat on Saddleback Lake! The cottage-style exterior, enhanced by lush landscaping and oversized brickpaver driveway, welcomes you to an enchanting lakeside retreat. This stunning 3-bedroom, 2-bathroom home, plus a bonus space currently being used as a dedicated office, is fully renovated with a charming aesthetic. Nestled on a spacious 0.59-acre, this gem offers modern elegance and serene Saddleback Lake views. The heart of the home is a beautifully updated kitchen featuring quartz countertops, stainless steel appliances, a large seating peninsula, and an adjacent dining area perfect for hosting gatherings. The light-filled Florida room, adorned with stylish shiplap walls, newer windows, a built-in wet bar with beverage fridge and icemaker, is ideal for entertaining guests with more stunning views of the backyard and lake. The primary suite offers a private retreat with ample natural light and modern comforts. There are 2 additional bedrooms, one with a Queen size Murphy bed that conveys with the house, making this room a versatile space, ideal for remote work or a quiet study area. The two fully renovated bathrooms have contemporary fixtures, stylish tilework, and a spa-like ambiance. You will appreciate the cohesive decor with neutral tones and premium finishes that create a warm, inviting atmosphere throughout. Once outside, enjoy a 16x22 observation deck with ambiance lighting, a 30ft x 4ft walkway over the water landing on a 10ft x 16ft dock—all constructed in 2016—perfect for boating, fishing, or soaking in the tranquil lake views. The home’s prime location near the Veterans Expressway, offers easy commutes to Tampa and beyond. Enjoy proximity to a variety of restaurants, shopping, and St. Joseph’s North Hospital for added convenience. Located in the highly sought-after Steinbrenner High School district, ideal for families seeking excellent education opportunities. Embrace the Florida lifestyle while enjoying the freedom of no homeowner’s association restrictions, perfect for boat or RV owners. Don’t miss this rare opportunity to own a modern waterfront cottage with all the upgrades and charm you’ve been searching for! Schedule a private showing today. ROOF 2016 with solar attic fan, HVAC 2023, STEEL SHED 2019, Electric Vehicle Charging OUTLET.
Single-familyProperty Type
1973Year Built
0.59 acresLot Size
$395Est. Price/Sq.Ft.
1 car garageParking
Listed by Wendy Cook• YELLOWFIN REALTY
Contact: 813-229-8862
Bought with Heather Viviano• RE/MAX REALTEC GROUP INC
Stunning move in ready 3/2 + study home located in A+ SCHOOL DISTRICT on gorgeous SKI SIZE LAKE. Home includes a bright and open kitchen with new GRANITE countertops and new STAINLESS STEEL appliances. Just off the kitchen is the study with FRENCH DOORS leading to the family room. The oversized back yard includes a PAVER patio, mature landscaping with various FRUIT TREES, utility shed and nearly 100ft of LAKEFRONT frontage. Home is located within an area of fine estates. Just a few of the extras include BRAND NEW ROOF (2015), exterior paint (2015), new hot water heater (2014), new iron breaker (2014) and new floors (2014). Located close to Restaurants, Shopping and St. Joseph's North Hospital with easy access to I-275 and Veteran's Expressway. NO HOA or CDD fees and Flood insurance is NOT required!
Stellar MLS as Distributed by MLS Grid #T2590469
Jul 3, 2014
Sold
$249,950
$125/sq ft
Jun 13, 2014
Pending
—
Jun 10, 2014
Listing Removed
—
Sep 12, 2013
Listed
$249,950
$125/sq ft
Short Sale. Lovely 3br/2ba home on ski size lake. Meticulously maintained. Bright open kitchen & large eat in area. Location of fine estates. Plenty of room to expand as well. Older home in are of upscale newer homes in one of the most desired locations in Lutz. Home features new windows in front and bedrooms in 2010, new garage door 2012, just painted in 2011. Well maintained home. The lot alone is worth the investment. look around this home and check out the estates that surround this home. BANK APPROVED PRICE!
Public Records
Sep 16, 2005
Sold
$450,000
$226/sq ft
Stellar MLS as Distributed by MLS Grid #T2101529
Jul 7, 2005
Listing Removed
—
May 18, 2005
Listed
*
Public Records
Oct 28, 2002
Sold
$270,000
$135/sq ft
Public Records
Sep 1, 1987
Sold
$130,000
$65/sq ft
Public Records
Jun 1, 1979
Sold
$75,000
$38/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,347 (+8.7%)
2024
$3,998 (+3.9%)
2023
$3,846 (+5.1%)
2022
$3,661 (+1.2%)
2021
$3,617 (+2.6%)
2020
$3,525 (+4.7%)
2019
$3,367 (+1.7%)
2018
$3,312 (+2.9%)
2017
$3,220 (−19.2%)
2016
$3,983 (−6.6%)
2015
$4,264 (+4.3%)
$169,286 + $77,561
$246,847
2014
$4,087 (−1.6%)
$169,286 + $67,942
$237,228
2013
$4,155 (−1.7%)
$169,286 + $67,244
$236,530
2012
$4,225
Tax history for 3620 Little Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,347 (+8.7%)
2024
$3,998 (+3.9%)
2023
$3,846 (+5.1%)
2022
$3,661 (+1.2%)
2021
$3,617 (+2.6%)
2020
$3,525 (+4.7%)
2019
$3,367 (+1.7%)
2018
$3,312 (+2.9%)
2017
$3,220 (−19.2%)
2016
$3,983 (−6.6%)
2015
$4,264 (+4.3%)
$169,286 + $77,561
$246,847
2014
$4,087 (−1.6%)
$169,286 + $67,942
$237,228
2013
$4,155 (−1.7%)
$169,286 + $67,244
$236,530
2012
$4,225
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
2
Stories
1
Lot width
87 ft.
Lot depth
200 ft.
Lot size
0.59 Acres
Year renovated
1999
Sq. Ft.
1,994
Year built
1973
Style
Single Family Residential
County
Hillsborough County
APN
0149110100
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
RSC-2
Residential, Single-Family Conventional District
The purpose of this district is to provide the opportunity for one-half acre or larger lot single-family conventional development in conformance with the provisions of the Comprehensive Plan and preserve the suburban density living environment.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Other
Educational/school
Library
Recreation
Park & open space
Oct 15, 2025 • Final
Residential roof trade
Roofing
Dec 4, 2023 • Final
Residential electrical trade
Pull high voltage wiring from the main electrical panel to the condenser unit.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 1
Has Attached Garage
Has Garage
Interior
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 2
Laundry Room Information
Laundry Features: Laundry Room
Other Rooms Information
# of Rooms: 8
Heating & Cooling
Heating Information: Electric, Heat Pump
Cooling Information: Central Air
Interior Features
Interior Features: Built-in Features, Ceiling Fans(s), Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Wet Bar
Appliances: Bar Fridge, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener