OFF MARKET

Off market oct 2025 for $345K

$364,241

Est. refi paymentEst. refi $2,834/mo

•

1,875

sq ft

452 Sandy Ridge Cir, Mary Esther, FL 32569

About this home

*Assumable 3.75% VA Loan Available* Welcome to 452 Sandy Ridge Circle a spacious, thoughtfully updated home tucked inside a peaceful neighborhood on the sound-side of Highway 98, near the Hurlbert Field and Navarre Beach. This 4-bedroom, 2-bath gem boasts a full interior refresh with new carpet, fresh paint, updated French doors, and 8 modern ceiling fans throughout. The large upstairs bedroom offers incredible flexibility, ideal as a guest suite, home office, or studio space. The kitchen features a Samsung range, new faucet, and upgraded outlets, while the bathrooms shine with new toilets, updated sinks, modern tile, and refreshed cabinetry. Upstairs bedrooms have new doors and closet systems, and the master bath includes a renovated sink and vanity. The privacy fence around is brand new! Just in time for summer bbq's. Even the attic door and garage access have been updated for functionality. The fully repainted interior is clean, turnkey, and move-in ready. Close to top-rated schools, dining, and just a quick drive to the white sands of Navarre Beach, this home blends comfort, practicality, and location into one solid investment. Schedule your showing today!

Single-familyProperty Type

1992Year Built

4,356 sq ftLot Size

$194Est. Price/Sq.Ft.

Listed by Eric Leitten • Real Broker LLC

Bought with Coldwell Banker Realty Hayes • Coldwell Banker Realty

Redfin checked: a minute ago

•Source:ECAR #977228

Redfin Estimate

$364,241

$19K since sold in October 2025$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.1% higher than the average sale price ($334K) of 6 comparable homes.

SOLD OCT 23, 2026
$318,000
A
3 beds2 baths1,336 sq ft
420 Bristol Cove Rd, Mary Esther, FL 32569
SOLD JUL 22, 2026
$324,900
B
3 beds2 baths1,511 sq ft
431 Sandy Ridge Cir, Mary Esther, FL 32569
SOLD MAY 1, 2026
$335,000
C
3 beds2 baths1,500 sq ft
428 Sandy Ridge Cir, Mary Esther, FL 32569
SOLD SEP 14, 2026
$334,500
D
3 beds2.5 baths1,644 sq ft
446 Sandy Ridge Cir, Mary Esther, FL 32569
SOLD AUG 5, 2026
$299,900
E
4 beds2 baths1,330 sq ft
46 Stowe Rd, Mary Esther, FL 32569
SOLD SEP 22, 2026
$390,000
F
4 beds2.5 baths2,244 sq ft
404 Springate Ct, Mary Esther, FL 32569

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Earn from this home

Sell

$70,249

Est. take-home

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Refinance

Est. cash available

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Rent

$2,348/mo

Redfin rental estimate

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Market trends in 32569, FL

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

98.3%

+0.4% MoM

Median sale price

$320K

$13K MoM

Avg. days on market

99d

21 days MoM

Recently sold homes

3 MoM

New listings for sale

FOR SALE BY OWNER
$300,000
3 beds2 baths1,501 sq ft
106 Pinehaven Dr, Mary Esther, FL 32569
NEW 33 HRS AGO
$359,000
3 beds2 baths1,622 sq ft
579 E Timberlake Dr, Mary Esther, FL 32569
$460,000
3 beds2 baths2,070 sq ft
158 Scottsdale Dr, Mary Esther, FL 32569
$129,900
2 beds1 bath965 sq ft
209 W Miracle Strip Pkwy Unit A104, Mary Esther, FL 32569
$134,900
2 beds1 bath965 sq ft
209 W Miracle Strip Pkwy Unit B101, Mary Esther, FL 32569
$325,000
3 beds2 baths1,592 sq ft
449 Bridgewater Ct, Mary Esther, FL 32569
$437,000
3 beds2 baths1,911 sq ft
710 Marsh Harbor Dr, Mary Esther, FL 32569
See all

Provided by Redfin

Sale history for 452 Sandy Ridge Cir

Date

Event

Price

ECAR #977228

Oct 14, 2025

Sold

$345,000

$184/sq ft

Jun 14, 2025

Price Changed

$349,000

$186/sq ft

May 26, 2025

Listed

$350,000

$187/sq ft

ECAR #705036

Feb 29, 2016

Sold

$186,500

$99/sq ft

May 7, 2014

Listed

$188,948

$101/sq ft

+20

MOVE IN READY!! FRESH NEW PAINT AND NEW CARPET further enhance the value and care the owners have for this home. The entire first floor has porcelain tile for ease of maintenance. Upon entering you can't help but notice the soaring ceiling of the Great Room with the gas log fireplace as a focal point. Continuing into the kitchen Silestone countertops are low maintenance, all the kitchen appliances are stainless steel, including the Super Quiet Bosch dishwasher. The Master bedroom suite is on the first floor for convenience. There are 3 bedrooms upstairs with NEW CARPET in 2 of them The third bedroom is gigantic and perfect for office, playroom or a combination of uses. The loft area is perfect for a study area too The owners have done upgrades with an eye toward longevity, lower maintenance cost as well as appeal. The home has Low-E High impact windows requiring no storm covers, an oversize 3 ton Trane AC system with gas heat, new in 2012, tankless water heater that never runs out of hot water, Standing seam metal roof, knock down ceiling throughout, so no more popcorn ceiling, couple all this with the beautiful yard and maintenance this home has had and you must schedule your private showing soon.

ECAR #140446

Aug 21, 1999

Listed

$111,900

$60/sq ft

Public Records

Jun 7, 1996

Sold

$97,700

$52/sq ft

ECAR #80805

Feb 29, 1996

Listed

$99,500

$53/sq ft

Public Records

Jul 1, 1995

Sold

$91,500

$49/sq ft

ECAR #64904

Apr 3, 1995

Listed

$92,900

$50/sq ft

Public Records

Dec 1, 1992

Sold

$80,500

$43/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,142 (+2.0%)

$76,227 + $187,741

$263,968

2024

$3,082 (−0.3%)

$76,227 + $187,741

$263,968

2023

$3,091 (+120.9%)

$56,215 + $200,370

$256,585

2022

$1,400 (+0.6%)

$51,104 + $201,652

$252,756

2021

$1,392 (+4.8%)

2020

$1,328 (+3.3%)

2019

$1,285 (+68.7%)

2018

$762 (−37.4%)

2017

$1,217 (−23.0%)

$38,653 + $100,918

$139,571

2016

$1,582 (+1.3%)

$38,653 + $100,918

$139,571

2015

$1,562 (+4.9%)

$35,396 + $94,271

$129,667

2014

$1,489

Tax history for 452 Sandy Ridge Cir

Year

Property tax

Land + Additions

Assessment*

2025

$3,142 (+2.0%)

$76,227 + $187,741

$263,968

2024

$3,082 (−0.3%)

$76,227 + $187,741

$263,968

2023

$3,091 (+120.9%)

$56,215 + $200,370

$256,585

2022

$1,400 (+0.6%)

$51,104 + $201,652

$252,756

2021

$1,392 (+4.8%)

2020

$1,328 (+3.3%)

2019

$1,285 (+68.7%)

2018

$762 (−37.4%)

2017

$1,217 (−23.0%)

$38,653 + $100,918

$139,571

2016

$1,582 (+1.3%)

$38,653 + $100,918

$139,571

2015

$1,562 (+4.9%)

$35,396 + $94,271

$129,667

2014

$1,489

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,321 Sq. Ft.

Year renovated

1992

Sq. Ft.

1,620

Year built

1992

Style

Single Family Residential

County

Okaloosa County

APN

162S25212B000B0130

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

R-2

Residential-2 District

The purpose of the residential-2 R-2 and suburban residential SR districts is to provide areas for medium density residential housing, and to provide for certain non-residential uses that contribute to the comfort and convenience of the district.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Mixed use
Educational/school
Recreation
Golf related
Park & open space

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage Attached

Interior

Bedroom Information
Bedrooms: 4
Bedroom: Second
Master Bedroom: First

Bathroom Information
Full Baths: 2
Half Baths: 0
Total Baths: 2.00
Master Bedroom/Master Bath: MBed First Floor

Room Information
Rooms: Bedroom, Dining Area, Great Room, Master Bedroom

Room 1
Great Room
Area: 252.00
Dimensions: 18 x 14
Length: 18.00
Width: 14.00
Level: 1

Room 2
Master Bedroom
Area: 180.00
Dimensions: 15 x 12
Length: 15.00
Width: 12.00
Level: 1

Room 3
Dining Area
Area: 231.00
Dimensions: 21 x 11
Length: 21.00
Width: 11.00
Level: 1

Room 4
Bedroom
Area: 120.00
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Level: 2

Room 5
Bedroom
Area: 120.00
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Level: 2

Room 6
Bedroom
Area: 286.00
Dimensions: 26 x 11
Length: 26.00
Width: 11.00
Level: 2

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric
Interior: Ceiling Vaulted, Fireplace Gas, Floor Tile, Floor Vinyl, Floor WW Carpet New, Newly Painted, Split Bedroom, Window Treatmnt Some

Exterior

Exterior Features
Pool Type: None
Exterior: Fenced Back Yard, Fenced Privacy, Lawn Pump, Patio Covered, Sprinkler System

Lot Information
Acreage: 0.10
Lot Dimensions: 48X90
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Frame, Roof Metal, Siding Brick Front, Siding Vinyl, Trim Vinyl

Financial

Tax Information
Last Tax Year: 2024
Last Taxes: 3081.72

Financial Information
Mortgage Type: VA
Financing: Conventional, Exchange, FHA, VA
Brokerage Interest: No Interest
Seller
Seller

Utilities

Utility Information
Utilities: Electric, Gas - Natural, Public Sewer, Public Water
Energy: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Gas, Heat Pump Air To Air, Water Heater - Tnkls

Location

School Information
Elementary School: Florosa
Middle School: Bruner
High School: Fort Walton Beach

Location Information
Sub Area: 1212 - Mary Esther/West of Hurlburt
Area: 12 - Fort Walton Beach
Street #: 452
Street Name: Sandy Ridge
Street Suffix: Circle
City: Mary Esther
County: Okaloosa
State: FL
Zip Code: 32569
Project Name/Subdivision: SANDY RIDGE ESTATES
Absolute Longitude: 86.761583
Longitude: -86.761583
Latitude: 30.408673
Directions: West bound from Hurlburt Main gate travel approximately 3 miles to Sandy Ridge Circle on South side of roadway. Continue straight down Sandy Ridge just past curve at end is home on the right.

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,620
Stories: 2.0
Lot Size: 4,321 square feet
Style: Single Family Residential
Year Built: 1992
Year Renovated: 1992
County: Okaloosa County
APN: 162S25212B000B0130

Home facts updated by county records on Oct 12, 2026

Other

Listing Price Information
List Price: 349000.00
List Price/SqFt: 186.13

Property Information
Apx SqFt(Htd/Cooled): 1875.00
Design: Contemporary
Sub-Type: Detached Single Family

Around this home

Schools

Florosa Elementary School

Public PreK-5 • Assigned • 1.9mi

8/10

Max Bruner Junior Middle School

Public 6-8 • Assigned • 7.6mi

5/10

Fort Walton Beach High School

Public 9-12 • Assigned • 7.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 24 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Mary Esther, FL • 32569

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 5.3 hours in December, which is comparable to the U.S. average for solar exposure.

9.2 hrs

5.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$347,000 – $419,000

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New listings for sale in 32569

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Cul-de-sac retreat • Walk in closet • Walk in shower

NEW 33 HRS AGO

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Home values near 452 Sandy Ridge Cir

Data from public records.

Address	Redfin Estimate
441 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2.5 Baths \| 1764 Sq. Ft.	$320,842
454 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2.5 Baths \| 1405 Sq. Ft.	$311,649

Address	Redfin Estimate
468 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2.5 Baths \| 1486 Sq. Ft.	$349,500
439 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2.5 Baths \| 1670 Sq. Ft.	$367,608

Address	Redfin Estimate
437 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2.5 Baths \| 1800 Sq. Ft.	$372,401
466 Sandy Ridge Circle, Mary Esther, FL 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$302,994

Property information provided by ECAR when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32569, FL

Sale history for 452 Sandy Ridge Cir

Tax history for 452 Sandy Ridge Cir

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32569

Home values near 452 Sandy Ridge Cir

More real estate resources