Come and see this great one story brick waterfront home located on beautiful Swimming Pen Creek. This home is high and dry and has excellent views of the water. It is situated just off Doctors Lake and not too far from Whitey's Fish Camp. The home has had significant renovations including a 4 year old roof, new windows, new doors, newer HVAC, a newer sparkling pool, a Trex dock with a covered slip, an open slip, a bulkhead with concrete cap, and a new great room with vaulted ceiling. This property has pecan trees in the front yard and fruit trees and palm trees on the water side. The home was not flooded by either hurricane Matthew or Irma. There is even a Tiki Bar which is straight out of Margaritaville. This really is an affordable piece of waterfront paradise!
Single-familyProperty Type
1974Year Built
0.75 acresLot Size
$313Est. Price/Sq.Ft.
Listed by Neil Avery III Waterfront Real Estate AVERY• WATSON REALTY CORP
Bought with JESSICA RIESETT• FLORIDA HOMES REALTY & MTG LLC
4BR 2.5Bath brick home located on Swimming Pen Creek. Home sits on a .75 acre lot with dock and boat lift. Home features a one car garage, screened porch.
realMLS #605275
Dec 22, 2011
Listed
$525,000
$187/sq ft
Public Records
Dec 1, 2005
Sold
$550,000
$196/sq ft
realMLS #264028
Nov 23, 2005
Listing Removed
—
Nov 22, 2005
Sold
$550,000
$196/sq ft
Sep 30, 2005
Listed
$599,000
$213/sq ft
Public Records
Jan 1, 1977
Sold
$61,071
$22/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,140 (+4.4%)
2024
$6,837 (+43.1%)
2023
$4,777 (+5.6%)
2022
$4,526 (+0.5%)
2021
$4,504 (+6.6%)
2020
$4,225 (−1.5%)
2019
$4,289 (+8.4%)
2018
$3,955 (+0.4%)
2017
$3,938
2016
$3,937 (−20.5%)
2014
$4,955
Tax history for 20 Harmony Hall Rd
Year
Property tax
Land + Additions
Assessment*
2025
$7,140 (+4.4%)
2024
$6,837 (+43.1%)
2023
$4,777 (+5.6%)
2022
$4,526 (+0.5%)
2021
$4,504 (+6.6%)
2020
$4,225 (−1.5%)
2019
$4,289 (+8.4%)
2018
$3,955 (+0.4%)
2017
$3,938
2016
$3,937 (−20.5%)
2014
$4,955
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
3.5
Stories
1
Lot width
103 ft.
Lot depth
317 ft.
Lot size
0.75 Acres
Year renovated
1974
Sq. Ft.
2,806
Year built
1974
Style
Single Family Residential
County
Clay County
APN
41-04-25-008335-000-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 27, 2026.
AR
Agricultural/Residential District
All land designated as Zone AR is subject to the requirements of this Section as well as the appropriate density and intensity in Sec. 20.3-10. Such uses have been established to provide a transition between agricultural and the more urban residential areas; and to create a rural residential environmental wherein natural constraints applicable to development can be recognized and protected in a manner compatible with the needs of the resident.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Mobile home park
Jan 31, 2024 • Final
Clay county - residential addition - screen room/lanai
Construct a screen room on an existing concrete slab.
Addition
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Features: RV Access/Parking
Interior
Interior Features
# of Rooms: 3
Interior Features: Breakfast Bar, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
Laundry Features: Electric Dryer Hookup, Washer Hookup
Appliances: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave
Has Fireplace
# of Fireplaces (Total): 1
Flooring: Carpet, Tile
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
Room Information 1
Living Room
Room Information 2
Family Room
Exterior
Pool Features
Pool Features: In Ground, Pool Sweep
Exterior Features
Exterior Features: Boat Lift, Dock
Patio And Porch Features: Front Porch, Porch, Screened
Fencing: Back Yard, Chain Link
Roof: Shingle
Property Information
Property Sub Type: Single Family Residence
Other Structures: Boat House
Current Use: Residential, Single Family
Lot Information
Lot Features: Sprinklers In Front, Sprinklers In Rear
Road Surface Type: Asphalt
Waterfront
Financial
Financial Information
Buyer Financing: VA
Utilities
Heating & Cooling
Has Heating
Cooling: Central Air, Electric
Has Cooling
Heating: Central, Electric, Heat Pump, Other
Utility Information
Sewer: Septic Tank
Green Energy Efficient: Windows
Utilities: Cable Connected, Other
Location
HOA Information
Association Fee Frequency: One Time
School Information
Middle Or Junior School: Lakeside
Elementary School: Swimming Pen Creek
High School: Fleming Island
Public facts
Beds: 4
Baths: 3.5
Sq. Ft.: 2,806
Stories: 1.0
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: 1974
County: Clay County
APN: 41-04-25-008335-000-00
Home facts updated by county records on Jul 27, 2026
Around this home
Schools
Swimming Pen Creek Elementary School
Public PreK-6 • Assigned • 0.2mi
6/10
Lakeside Junior High School
Public 6-8 • Assigned • 3.4mi
7/10
Fleming Island High School
Public PreK-12 • Assigned • 2.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
6/10 Flood Factor
Estimated 71-79% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Middleburg, FL • 32068
Average low and high temperatures (°F)
64
40
72
47
78
53
83
59
88
67
91
71
93
74
91
74
87
71
81
62
77
53
69
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$835,000 – $1.01M
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