Live your waterfront dream in this gorgeous renovated home on Black Creek. House has huge wood beams with an open living area overlooking a beautiful cove. Bring your boat & enjoy the creek life! Navigable to the ocean. Dock has electricity and working boat lift. With a big fireplace, beautiful granite counter-tops in kitchen and all bathrooms, she's a beauty. This house has NEVER flooded and does not require flood insurance. High and dry during Irma. Close to hearby shopping. A must see!
Single-familyProperty Type
1977Year Built
$310Est. Price/Sq.Ft.
Listed by Troy Albers• FLORIDA HOMES REALTY & MTG LLC
Listed by MICHAEL G BOYLE• FLORIDA HOMES REALTY & MTG LLC
Bought with Chris Fuhrman FUHRMAN• HERRON REAL ESTATE LLC
Waterfront home with private dock and boathouse! Check out this newly renovated custom home .This beautiful home sits on almost 1 acre and is high and dry. Flood insurance is not required. The kitchen is nicely upgraded with granite tile counters, and tons of counter and cabinet space. You will enjoy the warmth of this home in the oversized great room. It features a wood burning fireplace, new carpets and a water view from every window. The Master bedroom is upstairs and has a private balcony. Upstairs you also find a loft that makes a great office space. The living room and remaining bedrooms are located downstairs. Out back enjoy your peaceful surroundings on the deck that overlooks the water. All this plus a fenced back yard and new A/C. Call for your private showing today.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
2
Lot width
60 ft.
Lot depth
624 ft.
Lot size
0.86 Acres
Year renovated
2019
Sq. Ft.
2,572
Year built
1977
Style
Single Family Residential
County
Clay County
APN
12-05-24-006175-004-00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 27, 2026.
AR-2
Rural Estates District
All land designated as Zone AR-2 is subject to the regulations of this Section as well as Sec. 20.3-10. Such areas have been established in order to protect the lands best suited for rural estates purposes. The purpose and intent of the AR-2 District is to provide a transition between the agricultural areas and the more urban residential communities; and to create a rural residential environment wherein natural constraints applicable to development can be recognized and protected in a manner compatible with the needs of the resident.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Interior
Virtual Tour Information
Interior Features
Appliances: Electric Water Heater, Ice Maker, Microwave, Refrigerator
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Bathrooms: 3
Exterior
Pool Features
Private YN: No
Pool Features: None
Exterior Features
Exterior Features: Boat Lift, Dock
Roof: Metal
Building Information
Construction Materials: Frame
Property Information
Property Sub Type: Single Family Residence
Other Structures: Boat House
Current Use: Residential
Lot Information
Waterfront
Financial
Financial Information
Buyer Financing: Conventional
Utilities
Heating & Cooling
Has Heating
Cooling: Central Air
Has Cooling
Heating: Central
Utility Information
Sewer: Septic Tank
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,572
Stories: 2.0
Lot Size: 0.86 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 2019
County: Clay County
APN: 12-05-24-006175-004-00
Home facts updated by county records on Jul 27, 2026
Around this home
Schools
Middleburg Elementary School
Public PreK-6 • Assigned • 0.7mi
8/10
Lake Asbury Junior High School
Public 7-8 • Assigned • 3.9mi
7/10
Middleburg High School
Public PreK-12 • Assigned • 1.0mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 108° expected this year, 19 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Middleburg, FL • 32068
Average low and high temperatures (°F)
64
40
72
47
78
53
83
59
88
67
91
71
93
74
91
74
87
71
81
62
77
53
69
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 6 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$602,000 – $729,000
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