OFF MARKET

Off Market Jul 2024 for $570K

$624,833

Est. refi paymentEst. refi $3,965/mo

•

2,852

sq ft

4380 Banks Rd, Middleburg, FL 32068

About this home

Price Improvement Seller offering $10,000.00 towards Closing Cost Prepaids Interest buy downs. Beautiful 3/2 waterfront home w/ large bulkhead and spectacular views of Black Creek. New Roof Feb 2020 Vinyl Plank flooring throughout, Your watercraft will easily fit into the 36x17 Boathouse, with 25K lift... Gorgeous open floor plan with plenty of windows inviting lots of natural light. The layout of this home is perfect for entertaining. plenty of outdoor living space 1st level allows parking for up to 3 vehicles with a height of 7'6' clearance, Laundry / storage / workstation for all of the Toys and Tools. RV Parking w/ additional covered storage. Prior Seller was Original owner/builder built home with-in FEMA specifications when built and there was no water damage in living area after IRMA. Deer and Turkeys are regularly in the yard,

Single-familyProperty Type

2000Year Built

$219Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Deborah Hatcher HATCHER • WATSON REALTY CORP

Bought with GAIL LONG • BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Redfin checked: a minute ago

•Source:realMLS #1260287

Redfin Estimate

$624,833

$55K since sold in July 2024$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 46.4% higher than the average sale price ($427K) of 6 comparable homes.

SOLD JUL 31, 2026
$419,633
A
3 beds2 baths1,801 sq ft
4395 Cotton Gin Ct, Middleburg, FL 32068
SOLD JUN 18, 2026
$460,000
B
3 beds2 baths1,922 sq ft
2478 Halperns Way, Middleburg, FL 32068
SOLD MAR 13, 2026
$455,000
C
3 beds2 baths1,796 sq ft
2080 Falcon Run Ln S, Middleburg, FL 32068
SOLD JUN 15, 2026
$500,000
D
3 beds2.5 baths2,381 sq ft
2175 Ginhouse Dr, Middleburg, FL 32068
SOLD OCT 24, 2025
$389,000
E
3 beds2 baths1,772 sq ft
4146 American Way, Middleburg, FL 32068
SOLD MAR 5, 2026
$338,000
F
3 beds2 baths1,215 sq ft
26 Bullrush Ct, Middleburg, FL 32068

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Earn from this home

Sell

$147,883

Est. take-home

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Refinance

Est. cash available

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Rent

$2,696/mo

Redfin rental estimate

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Market trends in 32068, FL

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.2%

+0.0% MoM

Median sale price

$340K

$5K MoM

Avg. days on market

58d

1 days MoM

Recently sold homes

278

6 MoM

New listings for sale

OPEN SAT, 1PM TO 4PM
$355,000
4 beds3 baths1,879 sq ft
1830 Cogdill Trce, Middleburg, FL 32068
NEW 9 HRS AGO
$229,990
3 beds2 baths1,056 sq ft
4909 Bamboo St, Middleburg, FL 32068
NEW 13 HRS AGO
$1,075,000
4 beds3 baths2,575 sq ft
1717 Landward Ln, Middleburg, FL 32068
OPEN SEP 3, 5PM TO 7PM
$274,900
4 beds2 baths1,560 sq ft
4975 Bent Twig Rd, Middleburg, FL 32068
NEW 21 HRS AGO
$449,000
3 beds2 baths1,695 sq ft
1184 Surrey Gln, Middleburg, FL 32068
COMING SOON
$205,000
2 beds2.5 baths1,264 sq ft
1805 Lago Del Sur Dr, Middleburg, FL 32068
OPEN SAT, 11AM TO 1PM
$510,000
5 beds3 baths3,508 sq ft
1234 Wetland Ridge Cir, Middleburg, FL 32068
$285,000
3 beds2 baths1,728 sq ft
3534 Havenwood Rd, Middleburg, FL 32068
$120,000
1 bed1 bath848 sq ft
2910 Ravines Rd #1125, Middleburg, FL 32068
$215,000
3 beds2 baths1,404 sq ft
4146 Osceola Trl, Middleburg, FL 32068
See all

Provided by Redfin

Sale history for 4380 Banks Rd

Date

Event

Price

realMLS #1260287

Jul 9, 2024

Sold

$570,000

$200/sq ft

Jul 1, 2024

Pending

—

Jun 30, 2024

Listing Removed

—

May 27, 2024

Contingent

—

May 22, 2024

Price Changed

$589,700

$207/sq ft

May 15, 2024

Price Changed

$589,800

$207/sq ft

Apr 1, 2024

Relisted

—

Mar 29, 2024

Listing Removed

—

Feb 29, 2024

Price Changed

$589,900

$207/sq ft

Jan 12, 2024

Price Changed

$599,900

$210/sq ft

Dec 10, 2023

Listed

$619,900

$217/sq ft

realMLS #986798

Aug 6, 2019

Sold

$400,000

$140/sq ft

Jun 21, 2019

Pending

—

May 23, 2019

Contingent

—

May 21, 2019

Relisted

—

May 20, 2019

Pending

—

Apr 18, 2019

Price Changed

$400,000

$140/sq ft

Mar 28, 2019

Listed

$415,000

$146/sq ft

+48

Beautiful 3/2 waterfront home with large bulkhead and spectacular views of Black Creek. Your boat or Pontoon will easily fit in the 36' x 17' boathouse. Gorgeous open floor plan with plenty of windows inviting lots of natural light into this rustic home filled with character and charm. Imagine relaxing on the wrap-around porch overlooking your own piece of tranquil paradise with your morning coffee. The layout of this home is perfect for entertaining, and there is plenty of outdoor living space. First level there is a 3-car covered carport with 7'6'' clearance, plus a fantastic workshop, in addition to covered RV parking. Home was built to exceed appropriate FEMA specifications when built and there was no water damage to living areas in this home during IRMA. This home is a winner and won't be on the market long. Heat pump was installed less than a year ago.

realMLS #776331

Nov 10, 2015

Listing Removed

—

Jun 7, 2015

Listed

$349,900

$123/sq ft

Public Records

Oct 19, 1999

Sold

$69,857

$24/sq ft

Public Records

Jul 1, 1987

Sold

$33,500

$12/sq ft

Tax history for 4380 Banks Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

100 ft.

Lot depth

550 ft.

Lot size

1.26 Acres

Year renovated

2000

Sq. Ft.

2,852

Year built

2000

Style

Single Family Residential

County

Clay County

APN

10-05-24-005966-002-12

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 27, 2026.

Agricultural/Residential District

All land designated as Zone AR is subject to the requirements of this Section as well as the appropriate density and intensity in Sec. 20.3-10. Such uses have been established to provide a transition between agricultural and the more urban residential areas; and to create a rural residential environmental wherein natural constraints applicable to development can be recognized and protected in a manner compatible with the needs of the resident.

Permitted uses

Include but are not limited to:

Agriculture
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Mobile home park

May 15, 2026 • Final

Clay county - gas permit (residential) - above/underground storage tanks

Bury a fuel tank on the right side of the house and install an underground gas line to a generator.

Gas

Generator

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Parking Information
Parking Features: Other, RV Access/Parking
Carport Spaces: 3
Has Carport

Interior

Interior Features
# of Rooms: 1
Interior Features: Breakfast Bar, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features: Electric Dryer Hookup, In Carport, In Garage, Washer Hookup
Fireplace Features: Wood Burning
Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
Has Fireplace
# of Fireplaces (Total): 1
Flooring: Carpet, Tile, Wood

Bedroom Information
# of Bedrooms: 3

Bathroom Information
# of Full Bathrooms: 2

Exterior

Pool Features
Private YN: No
Pool Features: None

Exterior Features
Exterior Features: Boat Lift, Dock
Patio And Porch Features: Deck
Fencing: Wire
Roof: Shingle

Building Information
Construction Materials: Frame, Vinyl Siding

Property Information
Waterfront Features: Creek, Navigable Water
Property Sub Type: Single Family Residence
Other Structures: Boat House, Shed(s), Workshop
Current Use: Residential

Lot Information
Lot Features: Wooded
Road Surface Type: Asphalt, Gravel
Waterfront

Financial

Financial Information
Buyer Financing: Conventional

Utilities

Heating & Cooling
Has Heating
Cooling: Central Air, Electric
Has Cooling
Heating: Central, Electric, Heat Pump

Utility Information
Sewer: Septic Tank
Utilities: Cable Available, Electricity Connected

Location

School Information
Middle Or Junior School: Wilkinson
Elementary School: Middleburg
High School: Middleburg

Community Information
No

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,852
Stories: 3.0
Lot Size: 1.26 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2000
County: Clay County
APN: 10-05-24-005966-002-12

Home facts updated by county records on Jul 27, 2026

Around this home

Schools

Middleburg Elementary School

Public PreK-6 • Assigned • 1.7mi

8/10

Wilkinson Junior High School

Public 7-8 • Assigned • 3.4mi

7/10

Middleburg High School

Public PreK-12 • Assigned • 2.3mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 108° expected this year, 19 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Middleburg, FL • 32068

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 6 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$594,000 – $719,000

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Home values near 4380 Banks Rd

Data from public records.

Address	Redfin Estimate
4388 Banks Rd, Middleburg, FL 3 Beds \| 2 Baths \| 1688 Sq. Ft.	$513,725
4384 Banks Rd, Middleburg, FL 4 Beds \| 3 Baths \| 2276 Sq. Ft.	$496,059

Address	Redfin Estimate
4377 Banks Rd, Middleburg, FL 4 Beds \| 2.5 Baths \| 1960 Sq. Ft.	$307,939
4369 Banks Rd, Middleburg, FL 3 Beds \| 2 Baths \| 1983 Sq. Ft.	$391,805

Address	Redfin Estimate
4399 Banks Rd, Middleburg, FL 3 Beds \| 2 Baths \| 1198 Sq. Ft.	$263,337
4396 Banks Rd, Middleburg, FL 3 Beds \| 2 Baths \| 2211 Sq. Ft.	$504,873

Property information provided by realMLS when last listed in 2023. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32068, FL

Sale history for 4380 Banks Rd

Tax history for 4380 Banks Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32068

Home values near 4380 Banks Rd

More real estate resources