OFF MARKET

Off Market Sep 2025 for $230K

$269,440

Est. refi paymentEst. refi $1,688/mo

•

1,820

sq ft

5198 Santa Rosa St, Milton, FL 32570

About this home

Step into the heart of the Milton Historic District, where timeless charm meets riverfront living. Nestled on an expansive corner lot, this property is just a 10-minute stroll from Jernigan’s Landing on the scenic Blackwater River—the backdrop for Milton’s most beloved events, including Bands on the Blackwater every Friday night, Fourth of July fireworks and duck race, and the magical Christmas boat parade. The Blackwater River, one of only two freshwater rivers in the nation with a naturally sandy bottom, is a haven for boating, kayaking, and fishing enthusiasts. On the property, you’ll find a spacious 12x24 concrete block workshop complete with its own 220V power supply, perfect for hobbyists, craftsmen, or extra storage. There’s also an attached, fenced dog kennel ready for your four-legged friends. A new HVAC system will be installed 7/2/25. Whether you’re looking for a peaceful retreat or a place to be part of a vibrant downtown community, this home offers the best of both worlds. Come make it your forever home and embrace all the charm and celebration that downtown Milton has to offer.

Single-familyProperty Type

1960Year Built

0.28 acresLot Size

$148Est. Price/Sq.Ft.

1 spaceParking

Listed by Seth Hamilton • NW Florida Real Estate

Bought with Mary Holzinger • Holzinger Realty Group LLC

Redfin checked: 2 minutes ago

•Source:PARMLS #666084

Redfin Estimate

$269,440

$39K since sold in September 2025$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 33.6% higher than the average sale price ($202K) of 6 comparable homes.

SOLD JUN 10, 2026
$190,000
A
3 beds2 baths1,664 sq ft
6807 Chaffin St, Milton, FL 32570
SOLD APR 14, 2026
$150,000
B
3 beds2 baths1,638 sq ft
5326 Ticonderoga St, Milton, FL 32570
SOLD AUG 3, 2026
$250,000
C
3 beds2 baths1,800 sq ft
6353 Starhill Dr, Milton, FL 32570
SOLD OCT 21, 2025
$225,000
D
3 beds2 baths1,836 sq ft
6463 Barnes St, Milton, FL 32570
SOLD JUL 14, 2026
$210,000
E
3 beds2 baths1,360 sq ft
6622 Hinote St, Milton, FL 32570
SOLD DEC 30, 2025
$185,000
F
3 beds2 baths1,500 sq ft
6509 Lakeshore Dr, Milton, FL 32570

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$70,889

Est. take-home

List your home with Redfin and save $2,694

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,968/mo

Redfin rental estimate

List your home for rent

Market trends in 32570, FL

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.7%

+0.0% MoM

Median sale price

$322K

$7K MoM

Avg. days on market

62d

4 days MoM

Recently sold homes

144

2 MoM

New listings for sale

FOR SALE BY OWNER
$220,000
3 beds2 baths1,182 sq ft
6823 Trailride N, Milton, FL 32570
3D WALKTHROUGH
$380,000
5 beds3 baths2,705 sq ft
5745 Burr St, Milton, FL 32570
$216,000
3 beds2 baths1,120 sq ft
5244 Bishop Rd, Milton, FL 32570
$299,000
4 beds2 baths1,957 sq ft
6655 Ridge Crest Dr, Milton, FL 32570
5451 Byrom St, Milton, FL 32570
$175,000
3 beds1 bath1,134 sq ft
5451 Byrom St, Milton, FL 32570
$159,900
2 beds1 bath768 sq ft
5365 Munson Hwy, Milton, FL 32570
$199,800
5 beds1.5 baths1,263 sq ft
5922 Independence Dr, Milton, FL 32570
$165,000
3 beds1 bath1,056 sq ft
5010 Canal St, Milton, FL 32570
$365,000
4 beds2 baths2,182 sq ft
7081 Harvest Way, Milton, FL 32570
3D WALKTHROUGH
$299,900
3 beds2 baths1,473 sq ft
5296 Lonesome Dove Ln, Milton, FL 32570
See all

Provided by Redfin

Sale history for 5198 Santa Rosa St

Year

Property tax

Land + Additions

Assessment*

2025

$2,404 (+1.2%)

2024

$2,376 (+5.0%)

2023

$2,262 (+8.2%)

2022

$2,090 (+19.5%)

2021

$1,749 (+9.1%)

2020

$1,604 (+7.3%)

$7,003 + $95,236

$102,239

2019

$1,494 (−0.9%)

$5,602 + $88,178

$93,780

2018

$1,509 (+7.3%)

$5,602 + $88,178

$93,780

2017

$1,406 (+8.9%)

$6,503 + $78,520

$85,023

2016

$1,291 (+2.9%)

$6,503 + $78,520

$85,023

2015

$1,255 (+0.6%)

$6,503 + $69,231

$75,734

2014

$1,248

Tax history for 5198 Santa Rosa St

Year

Property tax

Land + Additions

Assessment*

2025

$2,404 (+1.2%)

2024

$2,376 (+5.0%)

2023

$2,262 (+8.2%)

2022

$2,090 (+19.5%)

2021

$1,749 (+9.1%)

2020

$1,604 (+7.3%)

$7,003 + $95,236

$102,239

2019

$1,494 (−0.9%)

$5,602 + $88,178

$93,780

2018

$1,509 (+7.3%)

$5,602 + $88,178

$93,780

2017

$1,406 (+8.9%)

$6,503 + $78,520

$85,023

2016

$1,291 (+2.9%)

$6,503 + $78,520

$85,023

2015

$1,255 (+0.6%)

$6,503 + $69,231

$75,734

2014

$1,248

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

1 ft.

Lot depth

1 ft.

Lot size

0.28 Acres

Year renovated

—

Sq. Ft.

1,820

Year built

1960

Style

Single Family Residential

County

Santa Rosa County

APN

03-1N-28-2530-01800-0010

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

RC-1

HISTORICAL DISTRICT OVERLAY

Residential Commercial District

The RC-1 Residential Commercial District is intended to be a mixed-use district that will promulgate redevelopment of the downtown, historic, and riverfront areas of the City. The district provides for a more intensely developed midtown and downtown area with a planned mixture of residential, commercial, and office uses. Various ancillary uses and amenity features appropriate for midtown and downtown areas are encouraged. Traditional Neighborhood development with an interconnected network of circulation systems that facilitate walking, bicycling, and driving.

Zone overlays

Permitted uses

Include but are not limited to:

Gas station
Convenience store
Day care facility
General retail
Restaurant
Housing-Single unit
Housing-Multiple units
Hotel / motel
Office
Shopping centers

Property details

Parking

Parking / Garage Information
# of Total Parking Spaces: 1
Covered Spaces: 1
Carport Spaces: 1
Has Carport
Parking Features: Carport

Interior

Virtual Tour

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 0
Room Bathroom Features: Not Updated

Dining Room Information
Dining Room Features: Breakfast Bar

Living Room Information
Living Room Level: First
Living Room Width: 13
Living Room Length: 18

Kitchen Information
Kitchen Level: First
Kitchen Width: 10
Kitchen Length: 12
Kitchen Area: 120
Kitchen Features: Not Updated

Interior Features
Flooring: Hardwood, Vinyl
Interior Features: Bookcases, Ceiling Fan(s), High Speed Internet

Exterior

Exterior Features
Fencing: Back Yard, Chain Link
Allows Horses: No
Roof: Shingle, Hip

Lot Information
Lot Size Acres: 0.277
Lot Size Dimensions: 101x115
Lot Size Area: 0.277
Lot Size Units: Acres
Lot Features: Corner Lot, Historic District

Land Information
Water Source: Public

Property Information
Property Condition: Resale
New Construction: No
Has Property Attached: No
Has Fireplace
Accessibility Features: Exterior Handicap Provision
Appliances: Tankless Water Heater/Gas, Dishwasher, Oven
Laundry Features: Inside, W/D Hookups
Road Surface Type: Paved
Road Responsibility: Public Maintained Road

Building Information
Building Area Total: 1,820
Building Area Units: Square Feet
Foundation Details: Off Grade
Levels: One
Construction Materials: Brick

Financial

Tax Information
Tax Legal Description: TOWN OF MILTON LOT 1 & N 15 FT OF LOT 3 BLK 18 AS DES IN OR 3008 PG 236 (NOW IN REM INTEREST)

Utilities

Utility Information
Electric: Circuit Breakers, Copper Wiring
Sewer: Public Sewer
Utilities: Cable Available

Heating & Cooling
Has Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s)
Heating: Central, Fireplace(s)

Location

HOA Information
Association YN: No
Association Fee Frequency: Annually

Location Details
Directions: Heading east on Hwy 90 (Caroline St) toward the Blackwater River, turn left onto Santa Rosa St. Property is up one block on the right.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,820
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Santa Rosa County
APN: 03-1N-28-2530-01800-0010

Home facts updated by county records on Jul 13, 2026

Around this home

Schools

W. H. Rhodes Elementary School

Public PreK-5 • Assigned • 1.1mi

4/10

Martin Luther King Middle School

Public 6-8 • Assigned • 1.9mi

4/10

Milton High School

Public 9-12 • Assigned • 0.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 10-14% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 22 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Milton, FL • 32570

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$256,000 – $310,000

Reach more buyers when you sell with Redfin. Save up to $2,694 in fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

$148,000

Land— sq ft

0 Meadowlark Ln, Milton, FL 32570

$335,000

4 beds2 baths1,810 sq ft

4517 Piedmont Way, Milton, FL 32583

$320,000

4 beds2 baths1,919 sq ft

4187 Roosevelt Way, Milton, FL 32583

$299,000

4 beds2 baths1,957 sq ft

6655 Ridge Crest Dr, Milton, FL 32570

NEW CONSTRUCTION

$319,307

3 beds2 baths1,425 sq ft

5282 Hidden Pines Cir

NEW CONSTRUCTION

$314,890

3 beds2 baths1,452 sq ft

5930 Clark Rd, Milton, FL 32570

New listings for sale in 32570

FOR SALE BY OWNER

$220,000

3 beds2 baths1,182 sq ft

6823 Trailride N, Milton, FL 32570

3D WALKTHROUGH

$380,000

5 beds3 baths2,705 sq ft

5745 Burr St, Milton, FL 32570

$216,000

3 beds2 baths1,120 sq ft

5244 Bishop Rd, Milton, FL 32570

$299,000

4 beds2 baths1,957 sq ft

6655 Ridge Crest Dr, Milton, FL 32570

$175,000

3 beds1 bath1,134 sq ft

5451 Byrom St, Milton, FL 32570

$159,900

2 beds1 bath768 sq ft

5365 Munson Hwy, Milton, FL 32570

$199,800

5 beds1.5 baths1,263 sq ft

5922 Independence Dr, Milton, FL 32570

$165,000

3 beds1 bath1,056 sq ft

5010 Canal St, Milton, FL 32570

$365,000

4 beds2 baths2,182 sq ft

7081 Harvest Way, Milton, FL 32570

Home values near 5198 Santa Rosa St

Data from public records.

Address	Redfin Estimate
5190 Santa Rosa Street, Milton, FL 4 Beds \| 2 Baths \| 1878 Sq. Ft.	$193,800
5183 Santa Rosa Street, Milton, FL 3 Beds \| 2 Baths \| 2491 Sq. Ft.	$305,623

Address	Redfin Estimate
5197 Santa Rosa Street, Milton, FL 3 Beds \| 1 Baths \| 2375 Sq. Ft.	$291,648
5214 Elmira Street, Milton, FL 4 Beds \| 3 Baths \| 2382 Sq. Ft.	$295,408

Address	Redfin Estimate
5189 Santa Rosa Street, Milton, FL 4 Beds \| 2 Baths \| 1140 Sq. Ft.	$132,250
6793 Margaret Street, Milton, FL 6 Beds \| 1 Baths \| 1111 Sq. Ft.	$161,070

Property information provided by PARMLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Milton	Agents near me	Sarasota, FL homes for sale	Milton Housing Market
Houses for sale near me	Orlando, FL homes for sale	Fort Lauderdale, FL homes for sale
Land for sale near me	Tampa, FL homes for sale	Boca Raton, FL homes for sale
Open Houses near me	Miami, FL homes for sale	Milton Property Records
Condos for sale near me	Jacksonville, FL homes for sale	FL New Listings

32570 homes for sale
32571 homes for sale
32583 homes for sale

Gulf Breeze homes for sale
Navarre homes for sale
Pensacola homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 32570, FL

Sale history for 5198 Santa Rosa St

Tax history for 5198 Santa Rosa St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32570

Home values near 5198 Santa Rosa St

More real estate resources