OFF MARKET

Off Market Dec 2024 for $1.2M

$1,190,217

•

2,400

sq ft

55 Ruth St, Miramar Beach, FL 32550

About this home

This exquisite Florida beach home is perfectly situated less than 1/2 Mile to the gated beach access. Enjoy endless summers outside on the private fenced courtyard featuring lush landscaping and a custom screened lanai. Inside, the open concept den and kitchen is suited for large gatherings with impressive soaring ceilings. The Villas of Frangista is a gated neighborhood with a community pool and clubhouse. A spacious two-car garage is perfect for your beach toys with built in cabinetry or could be converted easily for additional living space to maximize rental income. The second floor holds 3 bedrooms two full bathrooms, and laundry. This home has been meticulously maintained and has had only one owner and has never been rented.

Single-familyProperty Type

2019Year Built

4,791 sq ftLot Size

$496Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Sandy Garrett • Keller Williams Realty Destin

Bought with Lehanna Amos • Corcoran Reverie SRB

Redfin checked: a minute ago

•Source:ECAR #961115

Redfin Estimate

$1,190,217

$9,783 since sold in December 2024$22K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.7% higher than the average sale price ($1.09M) of 6 comparable homes.

SOLD JUN 5, 2026
$1,005,000
A
4 beds3.5 baths2,256 sq ft
77 Saint Francis Dr, Miramar Beach, FL 32550
SOLD AUG 10, 2026
$960,000
B
4 beds4 baths2,360 sq ft
177 Lakeland Dr, Miramar Beach, FL 32550
SOLD MAY 22, 2026
$915,000
C
4 beds4 baths2,592 sq ft
70 Ruth St, Miramar Beach, FL 32550
SOLD NOV 25, 2025
$1,400,000
D
4 beds3.5 baths2,650 sq ft
91 Charlotte Ave, Miramar Beach, FL 32550
SOLD JUL 27, 2026
$1,300,000
E
4 beds3.5 baths2,111 sq ft
36 S St. Francis Dr, Miramar Beach, FL 32550
SOLD NOV 20, 2025
$988,000
F
4 beds3.5 baths2,668 sq ft
19 Charlotte Ave, Miramar Beach, FL 32550

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Earn from this home

Sell

$188,814

Est. take-home

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Rent

$4,728/mo

Redfin rental estimate

List your home for rent

Market trends in 32550, FL

Last updated July 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.0%

0.1% MoM

Median sale price

$739K

$11K MoM

Avg. days on market

100d

13 days MoM

Recently sold homes

211

12 MoM

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See all

Provided by Redfin

Sale history for 55 Ruth St

Date

Event

Price

ECAR #961115

Dec 10, 2024

Sold

$1,200,000

$500/sq ft

Oct 14, 2024

Listed

$1,200,000

$500/sq ft

ECAR #826519

Jun 10, 2020

Sold

$579,000

$241/sq ft

Jun 10, 2020

Sold

$579,000

$241/sq ft

May 21, 2020

Pending

—

May 4, 2020

Price Changed

$579,000

$241/sq ft

May 4, 2020

Relisted

—

May 4, 2019

Listed

$579,000

$241/sq ft

+23

Brand New Beach Villa with Beach Access! Two car garage! It features vaulted ceilings, tons of natural light, and a large granite island. Whether you are cooking, eating, or watching television., you will never feel isolated from the rest of the room. Ideal for entertaining. Great lot near the pool. No flood zone. VA loan. High quality finishes with scratchless, waterproof LVP flooring. Low insurance costs. Low HOA dues. Builders Warranty.

Tax history for 55 Ruth St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

5 ft.

Lot depth

10 ft.

Lot size

5,009 Sq. Ft.

Year renovated

2019

Sq. Ft.

2,400

Year built

2019

Style

Single Family Residential

County

Walton County

APN

322S214205000F0090

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Property details

Parking

Parking Information
No
Has Garage
Parking Features: Garage, Garage Attached
Garage Spaces: 2.00
Carport Spaces: 0.00
Covered Spaces: 0.00
Driveway Spaces: 4.00
Street Spaces: 0.00

Interior

Bedroom Information
Bedrooms: 4
Bedroom: First
Master Bedroom: Second

Bathroom Information
Full Baths: 3
Half Baths: 0
Total Baths: 3.00
Master Bedroom/Master Bath: MBath Double Vanity, MBath Separate Shwr, MBath Shower Only, MBath Tile, MBed Walk-in Closet

Room Information
Rooms: Bedroom, Dining Area, Family Room, Kitchen, Master Bathroom, Master Bedroom
Kitchen: First

Room 1
Master Bedroom
Area: 320.00
Dimensions: 20 x 16
Length: 20.00
Width: 16.00
Level: 2

Room 2
Kitchen
Area: 200.00
Dimensions: 20 x 10
Length: 20.00
Width: 10.00
Level: 1

Room 3
Bedroom
Area: 156.00
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Level: 1

Room 4
Dining Area
Area: 220.00
Dimensions: 20 x 11
Length: 20.00
Width: 11.00
Level: 1

Room 5
Family Room
Area: 495.00
Dimensions: 27.5 x 18
Length: 27.50
Width: 18.00
Level: 1

Room 6
Master Bathroom
Area: 77.00
Dimensions: 14 x 5.5
Length: 14.00
Width: 5.50
Level: 2

Interior Features
Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Interior: Breakfast Bar, Ceiling Vaulted, Floor Vinyl, Furnished - None, Kitchen Island, Lighting Recessed, Pantry, Plantation Shutters, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted

Exterior

Exterior Features
Has Pool
Pool Type: Community
Exterior: Fenced Back Yard, Fenced Privacy, Patio Covered, Porch, Porch Screened, Rain Gutter, Sprinkler System

Lot Information
Acreage: 0.11
Lot Dimensions: 50 x 100
Lot Features: Covenants, Level, Within 1/2 Mile to Water
Lot/Parcel Access: Controlled Access, Private Road
Zoning: Residential Single Family

Building Information
Construction Status: Construction Complete
Construction/Siding: Roof Metal, Roof Pitched, Slab, Trim Wood

Financial

Tax Information
Last Tax Year: 2023
Last Taxes: 4632.52

Financial Information
Mortgage Type: Conventional
Financing: Conventional, FHA, VA
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.
Buyer
Buyer

Utilities

Utility Information
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat - Two or More, Heat Cntrl Electric, Heat Pump Air To Air, Ridge Vent, Water Heater - Elect

Location

Assessment Information
Assessment Fees: Yes
Assessment Amount: 450.00
Assessment Paid: Quarterly
Annual Assessment Amount: $1,800

Homeowners Association Information
Fees Include: Accounting, Land Recreation, Legal, Management, Master Association, Recreational Faclty, Security
New Buyer Fee
$

School Information
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton

Location Information
Sub Area: 1502 - Southwest Walton South
Area: 15 - Miramar/Sandestin Resort
Street #: 55
Street Name: Ruth
Street Suffix: Street
City: Miramar Beach
County: Walton
State: FL
Zip Code: 32550
Project Name/Subdivision: FRANGISTA BEACH 2ND ADDN
Absolute Longitude: 86.377744
Longitude: -86.377744
Latitude: 30.381281
Directions: From Highway 98 Take Holiday Road South Turn Left (East) on Scenic Gulf Drive Turn Left (North) on Miami Street Follow to Gate and enter code Go through Gate take the second left on Ruth Street Follow Ruth Street to the second to the last home on the left

Project Facilities
Beach, Community Room, Deed Access, Gated Community, Pets Allowed, Pool, Short Term Rental - Allowed, TV Cable

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,400
Stories: 2.0
Lot Size: 5,009 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: Walton County
APN: 322S214205000F0090

Home facts updated by county records on Aug 26, 2026

Other

Listing Price Information
List Price: 1200000.00
List Price/SqFt: 500.00

Property Information
Apx SqFt(Htd/Cooled): 2400.00
Design: Beach House
Is Homestead
Sub-Type: Detached Single Family

Listing Information
Immediate Occupancy: Immediate Occupancy

Around this home

Schools

Van R. Butler Elementary School

Public K-5 • Assigned • 7.1mi

9/10

Emerald Coast Middle School

Public 6-8 • Assigned • 15.8mi

8/10

South Walton High School

Public 9-12 • Assigned • 11.7mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

10/10 Heat Factor

7 days above 103° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Miramar Beach, FL • 32550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.4 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.13M – $1.37M

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Home values near 55 Ruth St

Data from public records.

Address	Redfin Estimate
48 Ruth Street, Miramar Beach, FL 4 Beds \| 4 Baths \| 3325 Sq. Ft.	—
37 Ruth Street, Miramar Beach, FL 4 Beds \| 4 Baths \| 2526 Sq. Ft.	$1,172,290

Address	Redfin Estimate
70 Ruth Street, Miramar Beach, FL 4 Beds \| 4 Baths \| 2592 Sq. Ft.	$1,064,153
29 Ruth Street, Miramar Beach, FL 5 Beds \| 4 Baths \| 2688 Sq. Ft.	$1,276,137

Address	Redfin Estimate
40 Ruth Street, Miramar Beach, FL 4 Beds \| 4 Baths \| 2259 Sq. Ft.	$1,077,839
32 Ruth Street, Miramar Beach, FL 4 Beds \| 3.5 Baths \| 2735 Sq. Ft.	$1,252,020

Property information provided by ECAR when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32550, FL

Sale history for 55 Ruth St

Tax history for 55 Ruth St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32550

Home values near 55 Ruth St

More real estate resources