GOLF & BEACH LOVER'S PARADISE!!!! A MUST SEE!! Pristine Mediterranean Style Home (4 bedroom/3 bath, 2,240 sqft) situated on a beautifully landscaped lot in Emerald Bay, a marvolous gated golf course community on the Choctawhatchee Bay in Destin, Florida. Easy Access to the incredible Golf course w/Amazing fairways & greens! The airy inviting atmosphere of this spectacular home makes for a perfect blend of elegance and relaxation, ideal for entertaining and unwinding in style. From the time you walk into this magnificent, well-designed home you are greeted with lovely archways, high cove ceilings and numerous windows inviting lots of natural light and extraordinary Travertine flooring flooring throughout the main living areas. The Grande living, kitchen and dining areas open out onto a large, partially covered patio providing awesome views of the gently rolling #3 fairway. Sitting on the patio, you will see that this home is strategically located between (2) fairways in such a manner that deters the likelihood of stray golf balls hitting the home. The well-appointed kitchen is complete with stainless steel appliances (refrigerator, gas range top, microwave, double oven, water-filter, and wine cooler), granite countertops, lovely tile backsplash and an abundance of custom cabinetry with crown molding, wide baseboards, and lovely finishes as well as a sizeable pantry. Just off the living room, you will find a fabulous primary bedroom. It boasts a spacious, tranquil retreat with tray ceiling and a luxurious ensuite oasis featuring gorgeous granite countertops with dual vanities. There is a make-up sitting area in between the vanities. Take a nice relaxing soak in your oval-shaped garden tub with tile surround. Or use the separate walk-in tile shower with bench. The ensuite has a sizeable walk-in closet and there is a separate walk-in closet of similar size within the primary bedroom, as well. Both are complete with custom wood shelving. The guest bedroom is located off the foyer next to the kitchen. The two remaining bedrooms are on the opposite side of the house down the hallway. One bedroom has a lovely ensuite full bath with tile tub/shower combination, a vanity and custom cabinet with granite counter. The remaining bedroom is down the hall. There is another guest bathroom in the foyer/hallway area with tile tub/shower combination and pedestal sink. Other mentions: Bedrooms are all carpeted. There is a huge laundry room just off the kitchen/foyer area. Step out into the oversized garage complete with overhead shelving that will convey. Roof, HVAC and Hot water heater are all 2014. Exterior is stucco with cement tile roof. Lawn is very well maintained with irrigation and lovely landscaping provides for great curb appeal! On the back covered patio there is a hookup for gas-grill. The home was built by Tidwell Construction, a well-known builder of great reputation based in Niceville FL. This amazing home nestled in the heart of Emerald Bay Community next to the amenities makes this a very desirable home. Emerald Bay residents access a host of amenities which include Golf Course, Tennis, Community Pool, Clubhouse w/Restaurant and Pro Shop, and Night Security! Emerald Bay is a championship golf course community on the Choctawhatchee Bay in Destin, Florida with a community swimming pool, guest house and two Rubico tennis courts. The Emerald Bay Clubhouse includes a full-service pro shop and "The Grille" offers a full bar and indoor/outdoor dining. The restaurant's outdoor covered porch and fireplace overlooking the 18th green is a perfect place to meet friends and enjoy a Bay Side lifestyle. Located within close proximity to the Mid Bay Bridge are lots of shopping opportunities at the Destin Commons and movies. Other places such as Whole Foods, Silver Sand Outlet Mall, Lowes, Publix for all your shopping needs are all conveniently located to this amazing community, Emerald Bay is a most desirable Bay Side neighborhood that is a short distance from the beach. Water enthusiasts are close to the Gulf of Mexico and Choctawhatchee Bay! Take in Destin's Famous Crab-Island. You will experience Florida Living at its best in one of Destin's most sought-after areas, all with low HOA fees $216.08 per quarter compared to other neighborhoods along the emerald coast! For an wonderful life come live, work and play in Emerald Bay! Washer and Dryer do not convey. COBRA Zone..Eligible for Conventional Financing or Cash only. Buyer to Verify all Dimensions and Information! There are some amenity photos featured in MLS photography.
Single-familyProperty Type
2014Year Built
7,405 sq ftLot Size
$321Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Beverly J. Buck• Coldwell Banker Realty
Bought with Kandace Tomes-Holland• Scenic Sotheby's International Realty
Florida Living at it's Best, in this Golf Course Community with Neighborhood Club House and Pool. Home can be a Short Term Vacation Rental. This 4 Bedroom 3 Bath Patio Home is a Spacious and Open Floorplan, all on one Level and located on the Third Hole of Emerald Bay's gently rolling greens. The large covered patio has spectacular views! This home comes with your very own Golf Cart, ready for year round golfing. Home features are high ceilings, crown molding, travertine flooring, granite counter tops and stainless appliances. Should your heart desire, there is room in the backyard for a pool, just beyond the covered patio. Home shows like New!
NAMLS #900546
Dec 6, 2022
Listing Removed
—
Sep 17, 2022
Price Changed
$855,000
$382/sq ft
Jun 7, 2022
Listed
$915,000
$408/sq ft
Public Records
Oct 1, 2013
Sold
$89,000
$40/sq ft
Public Records
Sep 21, 2011
Sold
$80,000
$36/sq ft
Public Records
Dec 3, 2004
Sold
$195,000
$87/sq ft
Public Records
Mar 17, 1998
Sold
$52,000
$23/sq ft
Public Records
May 2, 1995
Sold
$44,000
$20/sq ft
Public Records
May 6, 1993
Sold
$543,200
$243/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,960 (−1.1%)
$161,000 + $498,624
$659,624
2024
$6,025 (+13.9%)
$161,000 + $498,624
$659,624
2023
$5,291 (+3.4%)
2022
$5,117 (+17.6%)
2021
$4,352 (+8.8%)
2020
$3,998 (+3.8%)
$89,166 + $311,370
$400,536
2019
$3,850 (+7.0%)
$85,736 + $301,967
$387,703
2018
$3,599 (+9.6%)
$82,438 + $278,504
$360,942
2017
$3,284 (+1.7%)
$80,037 + $251,256
$331,293
2016
$3,229 (+2.7%)
$76,959 + $245,756
$322,715
2015
$3,145
$71,924 + $237,503
$309,427
Tax history for 895 Indigo Loop
Year
Property tax
Land + Additions
Assessment*
2025
$5,960 (−1.1%)
$161,000 + $498,624
$659,624
2024
$6,025 (+13.9%)
$161,000 + $498,624
$659,624
2023
$5,291 (+3.4%)
2022
$5,117 (+17.6%)
2021
$4,352 (+8.8%)
2020
$3,998 (+3.8%)
$89,166 + $311,370
$400,536
2019
$3,850 (+7.0%)
$85,736 + $301,967
$387,703
2018
$3,599 (+9.6%)
$82,438 + $278,504
$360,942
2017
$3,284 (+1.7%)
$80,037 + $251,256
$331,293
2016
$3,229 (+2.7%)
$76,959 + $245,756
$322,715
2015
$3,145
$71,924 + $237,503
$309,427
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
1
Lot width
6 ft.
Lot depth
13 ft.
Lot size
7,480 Sq. Ft.
Year renovated
2014
Sq. Ft.
2,240
Year built
2014
Style
Single Family Residential
County
Walton County
APN
302S214291000G0070
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
CC
Coastal Center District
This district is primarily residential, allowing medium residential densities and supporting uses. All development is required to be connected to a public water and sewer system.
Directions: Hwy 98 traveling East of Destin Commons Shopping Center, Emerald Bay Subdivision will be on your left. go through the Guard Gate and take the Second Right on Indigo, across from the Club House. Home is second on the Right.
Project Facilities
Community Room, Gated Community, Golf, Pool, No Short Term Rental, Tennis, Waterfront
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,240
Stories: 1.0
Lot Size: 7,480 square feet
Style: Single Family Residential
Year Built: 2014
Year Renovated: 2014
County: Walton County
APN: 302S214291000G0070
Home facts updated by county records on Sep 8, 2026
Other
Listing Price Information
List Price: 659900.00
List Price/SqFt: 294.60
Property Information
Apx SqFt(Htd/Cooled): 2240.00
Design: Mediterranean
Sub-Type: Detached Single Family
Listing Information
Immediate Occupancy: Immediate Occupancy
Around this home
Schools
Van R. Butler Elementary School
Public K-5 • Assigned • 8.3mi
9/10
Emerald Coast Middle School
Public 6-8 • Assigned • 17.0mi
8/10
South Walton High School
Public 9-12 • Assigned • 12.9mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
2/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 103° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Miramar Beach, FL • 32550
Average low and high temperatures (°F)
59
44
66
52
70
58
76
64
81
71
88
77
90
80
87
77
87
73
80
66
73
60
64
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 5.4 hours in December, placing it above the
U.S. average for solar exposure.
9.3 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$683,000 – $827,000
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