Escape to your own private 5-acre retreat! A long, secluded driveway leads to this charming cottage-style 4-bedroom, 2-bath home surrounded by the natural beauty of North Florida. Enjoy the peace and privacy you've been dreaming of with no HOA and no flood insurance required. The thoughtfully designed floor plan features a spacious primary suite and two additional bedrooms on the main level, while upstairs offers a fourth bedroom and an oversized flex room—perfect as a 5th bedroom, home office, playroom, or home gym. The primary suite includes a walk-in closet, double vanity, garden tub, and separate shower. A brand-new roof, two-car carport, and storage shed add to the home's appeal, while the peaceful setting feels worlds away from it all. Yet you're less than 2 miles from I-10 and only 15 minutes from the shops, restaurants, and historic charm of downtown Monticello. If you've been searching for privacy, space, and the freedom to enjoy country living without sacrificing convenience, this is the one.
Nestled on a serene 5-acre retreat, this charming storybook cottage feels like a hidden gem, yet it’s just 15 minutes from downtown Monticello’s quaint shops and restaurants. Tucked back from the road for ultimate privacy, this well-maintained home is surrounded by natural beauty, including native plants, wild azaleas, and lush greenery. Step onto the inviting front porch and into a warm, welcoming interior featuring three bedrooms and two baths downstairs. Upstairs, you’ll find two spacious rooms—one perfect as a bonus space and the other as an additional bedroom. Enjoy peaceful mornings and golden sunsets on the front and back decks, where nature is your closest neighbor. A two-car carport and storage shed offer plenty of room for tools and outdoor gear. This magical retreat is the perfect blend of privacy, charm, and convenience. Come experience the fairytale lifestyle just minutes from town! * * Property is being sold AS-IS and Seller will provide new roof at Closing with an Acceptable Offer. * *
CATRS #388336
Aug 29, 2025
Listing Removed
—
Jul 7, 2025
Listed
$349,500
$162/sq ft
CATRS #383824
Jul 7, 2025
Listing Removed
—
May 22, 2025
Price Changed
$374,999
$173/sq ft
Apr 17, 2025
Relisted
—
Apr 16, 2025
Contingent
—
Mar 30, 2025
Listed
$399,000
$185/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,879 (+157.6%)
$40,250 + $149,190
$189,440
2024
$1,118 (+2.7%)
2023
$1,089 (+14.8%)
2022
$948 (−5.9%)
2021
$1,007 (+1.1%)
2020
$997 (+6.6%)
2019
$935 (+1.1%)
2018
$925 (+1.5%)
2017
$912 (−0.9%)
$27,500 + $53,777
$81,277
2016
$920 (−22.4%)
$27,500 + $54,919
$82,419
2014
$1,186
$29,000 + $55,491
$84,491
Public record
Beds
3
Baths
2
Stories
2
Lot width
217 ft.
Lot depth
—
Lot size
5 Acres
Year renovated
2005
Finished Sq. Ft.
1,456
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,456
Year built
2005
Style
Single Family Residential
County
Jefferson County
APN
22-1N-3E-0000-007V-0000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
4/10 Air Factor
7 unhealthy days expected this year, 7 days in 30 years
Provided by First Street
Historical weather
Monticello, FL • 32344
Average low and high temperatures (°F)
61
37
69
47
77
51
84
57
86
65
90
71
94
74
91
73
88
68
82
59
76
52
66
44
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4081 Gamble Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $290,000 and $525,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $290K to $525K.