Dreaming of serene lake views, breathtaking sunrises and resort-style living? This beautifully furnished three-bedroom, two-bath home in Pepper Tree at Fiddler’s Creek offers it all, including a split-bedroom layout for privacy and a no-see-um screened lanai framing tranquil water vistas. Ideally near the award-winning Club & Spa and gatehouse, this residence combines peaceful outdoor living with refined interior finishes in one of Naples’ most prestigious communities. Quality built by Gulf Bay. The interior features diagonal tile flooring, volume ceilings, crown molding and modern ceiling fans throughout. The open kitchen is tastefully updated with white modern cabinetry, quartz countertops and backsplash, pantry, under-cabinet lighting, recessed lighting, a single-vessel undermount sink and stainless appliances, including a French-door refrigerator, range, microwave and Bosch dishwasher. A breakfast bar offers casual seating, while the adjacent dining area overlooks lush gardens through a large picture window and provides direct lanai access. Light and airy, the living room includes recessed lighting and glass sliders that open to the lanai, blending indoor and outdoor spaces. The primary suite is a tranquil retreat with lake views, double-door entry, white plantation shutters, lanai access, and custom walk-in closets with built-ins. The en-suite bath is beautifully updated and features a dual-sink quartz vanity, frameless glass walk-in shower with bench, soaking tub, privacy window and linen closet. The guest wing includes two bedrooms—one set up as a home office with built-in cabinetry and Murphy bed—plus an updated full bath with walk-in shower. The screened lanai is ideal for entertaining, offering tile flooring, an updated outdoor kitchen with stone backsplash, built-in barbecue and beverage refrigerator, counter space and wide lake views. Additional features include storm shutters, painted garage floor, newer tankless water heater, washer and dryer, and wood-look LVT flooring in all bedrooms. A new tile roof under one year old adds value and peace of mind. There’s even room to add a pool. Residents of Fiddler’s Creek enjoy a world-class lifestyle with a resort-style Club & Spa featuring indoor and poolside dining, full fitness center with classes and trainers, resort pools, spa, hot tub, sauna, steam room, bocce, tennis, pickleball and year-round events. Optional memberships are available for The Tarpon Club (beach/marina) and The Creek Golf Course with a new clubhouse and renovated course. Nearby are everyday conveniences such as Publix, salon, urgent care, and a new health café/store—plus easy access to Marco Island, downtown Naples, shopping, dining and executive airport.
Single-familyProperty Type
1998Year Built
8,276 sq ftLot Size
$389Est. Price/Sq.Ft.
2 car garageParking
Listed by Michelle Thomas• Premier Sotheby's Int'l Realty
Bought with Jonnie Westerop• Premiere Plus Realty Company
Dreaming of serene lake views, breathtaking sunrises and resort-style living? This beautifully furnished three-bedroom, two-bath home in Pepper Tree at Fiddler's Creek offers it all, including a split-bedroom layout for privacy and a no-see-um screened lanai framing tranquil water vistas. Ideally near the award-winning Club & Spa and gatehouse, this residence combines peaceful outdoor living with refined interior finishes in one of Naples' most prestigious communities. Quality built by Gulf Bay. The interior features diagonal tile flooring, volume ceilings, crown molding and modern ceiling fans throughout. The open kitchen is tastefully updated with white modern cabinetry, quartz countertops and backsplash, pantry, under-cabinet lighting, recessed lighting, a single-vessel undermount sink and stainless appliances, including a French-door refrigerator, range, microwave and Bosch dishwasher. A breakfast bar offers casual seating, while the adjacent dining area overlooks lush gardens through a large picture window and provides direct lanai access. Light and airy, the living room includes recessed lighting and glass sliders that open to the lanai, blending indoor and outdoor spaces. The primary suite is a tranquil retreat with lake views, double-door entry, white plantation shutters, lanai access, and custom walk-in closets with built-ins. The en-suite bath is beautifully updated and features a dual-sink quartz vanity, frameless glass walk-in shower with bench, soaking tub, privacy window and linen closet. The guest wing includes two bedrooms—one set up as a home office with built-in cabinetry and Murphy bed—plus an updated full bath with walk-in shower. The screened lanai is ideal for entertaining, offering tile flooring, an updated outdoor kitchen with stone backsplash, built-in barbecue and beverage refrigerator, counter space, and wide lake views. Additional features include storm shutters, painted garage floor, newer tankless water heater, washer and dryer, and wood-look LVT flooring in all bedrooms. A new tile roof under one year old adds value and peace of mind. There's even room to add a pool. Residents of Fiddler's Creek enjoy a world-class lifestyle with a resort-style Club & Spa featuring indoor and poolside dining, full fitness center with classes and trainers, resort pools, spa, hot tub, sauna, steam room, bocce, tennis, pickleball and year-round events. Optional memberships are available for The Tarpon Club (beach/marina) and The Creek Golf Course with a new clubhouse and renovated course. Nearby are everyday conveniences such as Publix, salon, urgent care, and a new health café/store—plus easy access to Marco Island, downtown Naples, shopping, dining and executive airport.
NAPLESMLS #225044505
Nov 19, 2025
Sold
$615,000
$337/sq ft
Oct 23, 2025
Pending
—
Jul 28, 2025
Price Changed
$674,000
$369/sq ft
May 31, 2025
Price Changed
$699,000
$383/sq ft
May 7, 2025
Listed
$745,000
$408/sq ft
MIML #2215062
May 24, 2021
Sold
$400,000
$219/sq ft
May 24, 2021
Listed
$400,000
$219/sq ft
MIML #2131839
Feb 26, 2014
Sold
$282,000
$155/sq ft
Aug 27, 2013
Listed
$279,500
$153/sq ft
NAPLESMLS #213500886
Feb 26, 2014
Sold
$272,000
$149/sq ft
Feb 26, 2014
Price Changed
$279,500
$153/sq ft
Aug 27, 2013
Listed
$272,000
$149/sq ft
MIML #2110839
Sep 23, 2011
Sold
$187,000
$102/sq ft
Mar 25, 2011
Listed
$200,000
$110/sq ft
NAPLESMLS #211010136
Mar 25, 2011
Listed
$200,000
$110/sq ft
MIML #253558
Mar 21, 2006
Sold
$610,000
$334/sq ft
Oct 12, 2005
Listed
$639,000
$350/sq ft
MIML #243294
Nov 24, 2004
Listed
$484,900
$266/sq ft
Public Records
Aug 18, 2004
Sold
$340,000
$186/sq ft
MIML #231600
Jun 24, 2003
Listed
$380,000
$208/sq ft
MIML #204913
Feb 15, 2002
Sold
$315,000
$173/sq ft
Nov 26, 2001
Listed
$359,000
$197/sq ft
Public Records
Jan 26, 1998
Sold
$217,000
$119/sq ft
Public Records
Oct 3, 1997
Sold
$2,544,900
$1,394/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,964 (+7.3%)
2024
$7,424 (−3.1%)
2023
$7,662 (+22.6%)
2022
$6,250 (+33.9%)
2021
$4,668 (+12.2%)
$144,075 + $263,724
$407,799
2020
$4,161 (−15.9%)
$43,459 + $209,795
$253,254
2019
$4,946 (−4.3%)
$75,702 + $205,136
$280,838
2018
$5,168 (−9.1%)
$60,281 + $212,790
$273,071
2016
$5,688 (+8.9%)
$81,310 + $225,151
$306,461
2015
$5,223 (+165.5%)
$42,057 + $212,926
$254,983
2014
$1,967
Tax history for 8540 Pepper Tree Way
Year
Property tax
Land + Additions
Assessment*
2025
$7,964 (+7.3%)
2024
$7,424 (−3.1%)
2023
$7,662 (+22.6%)
2022
$6,250 (+33.9%)
2021
$4,668 (+12.2%)
$144,075 + $263,724
$407,799
2020
$4,161 (−15.9%)
$43,459 + $209,795
$253,254
2019
$4,946 (−4.3%)
$75,702 + $205,136
$280,838
2018
$5,168 (−9.1%)
$60,281 + $212,790
$273,071
2016
$5,688 (+8.9%)
$81,310 + $225,151
$306,461
2015
$5,223 (+165.5%)
$42,057 + $212,926
$254,983
2014
$1,967
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
1
Lot width
—
Lot depth
—
Lot size
8,276 Sq. Ft.
Year renovated
1998
Sq. Ft.
1,825
Year built
1998
Style
Single Family Residential
County
Collier County
APN
32431502420
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
PUD
Planned Unit Development District
The purpose and intent of establishing the planned unit development district (PUD) is to provide procedures and standards to encourage mixed use planned developments that may be situated at appropriate locations, or planned developments that may or may not be mixed use in the urban fringe areas, all in accordance with the planning and development objectives of the county under the LDC and the GMP. It is further the purpose and intent of these PUD regulations to encourage ingenuity, innovation and imagination in the planning, design, and development or redevelopment of relatively large tracts of land under unified ownership or control.
Property details
Parking
Parking Information
Parking: 2+ Spaces, Driveway Paved, Paved Parking
# of Garage Spaces: 2
Garage Description: Attached
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 3
Bedroom Description: First Floor Bedroom, Master Bedroom Ground, Split Bedrooms
Bathroom Information
# of Bathrooms (Full): 2
Master Bath Description: Dual Sinks, Separate Tub And Shower
Exterior Features: Built In Grill, Outdoor Kitchen, Patio, Sprinkler (Auto)
Roof: Tile
Windows: Arched, Single Hung, Transom
Storm Protection: Shutters Manual
Exterior Finish: Stucco
Security: Gated, Guard At Gate, Patrolled
Property Information
Property Type: Residential
Construction: Concrete Block
Year Built: 1998
Development: FIDDLERS CREEK
Development Name: FIDDLER'S CREEK
Building Design: Single Family
1 Story/Ranch
Rear Exposure: NE
Lot Information
Lot Unit: 15
Lot Description: Regular
Lot Frontage: 64
Lot Right: 146
Lot Left: 140
Lot Back: 54
Total Area: 2474
Section: 22
Road: Paved Road
Property Appraiser Office
Restrictions: No Commercial, No RV
Land Information
Acres: 0.1900
Has Waterfront
Waterfront Description: Lake
Range: 26
View: Lake, Landscaped Area
Irrigation: Central
Marina/Dock Information
Canal Width: None
Financial
Tax Information
Taxes: $7,126.62
Tax Year: 2024
Community Development District
County Only
Utilities
Utility Information
Water: Central
Sewer: Central
Heat: Central Electric
Cooling: Ceiling Fans, Central Electric
Cable Available
Location
Multi-Unit Information
# of Floors: 1
Homeowners Association Information
Mandatory Club Fee: $1,090
Mandatory HOA
HOA Fee: $796
HOA Fee Frequency: Quarterly
Mandatory Club Fee Frequency: Quarterly
Maintenance: Cable, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve, Security, Street Lights, Street Maintenance
Management: Professional
Amenities: Beach Club Available, Bike And Jog Path, Bocce Court, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Fitness Center Attended, Full Service Spa, Golf Course, Internet Access, Marina, Pickleball, Play Area, Restaurant, Sidewalk, Streetlight, Tennis Court, Underground Utility
Community Type: Gated, Golf Course, Tennis
Golf Equity, Golf Non Equity
One Time Mandatory Club Fee: $30,000
Total Annual Recurring Fees: $8,796
Total One Time Fees: $35,150
Location Details
Subdivision Number: 292600
Sub Condo Name: PEPPER TREE
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,825
Stories: 1.0
Lot Size: 8,276 square feet
Style: Single Family Residential
Year Built: 1998
Year Renovated: 1998
County: Collier County
APN: 32431502420
Home facts updated by county records on Aug 12, 2026
Other
Listing Information
Possession: At Closing
Around this home
Schools
Manatee Elementary School
Public PreK-5 • Assigned • 1.9mi
8/10
Manatee Middle School
Public 6-8 • Assigned • 2.0mi
7/10
Lely High School
Public 9-12 • Assigned • 5.0mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 107° expected this year, 28 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Naples, FL • 34114
Average low and high temperatures (°F)
74
54
78
58
82
61
86
66
90
72
91
74
92
76
92
76
90
75
86
72
82
63
79
59
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 6.9 hours in December, placing it above the
U.S. average for solar exposure.
9.6 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$675,000 – $817,000
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