Coastal charm and modern comfort blend seamlessly in this beautifully updated home, set on a private lot with a circular driveway and adjacent protected wetlands that will never be built on. Inside, vaulted ceilings and a shiplap wood-burning fireplace create a warm, inviting living space. The spacious kitchen is a showstopper with new backsplash, upgraded upper cabinets, trey ceiling, and ample cabinetry. It opens to a cozy living area and a dedicated dining space perfect for entertaining. The laundry room mirrors the kitchen’s cabinetry with an added broom closet and mini appliance garage, and the washer and dryer stay. A half bath is conveniently located just off this space. The primary suite features a trey ceiling, custom built-in closets, soaking tub, tiled glass shower, granite-top double vanity, and private water closet. Additional bedrooms are spacious: one set up as an office with a long walk-in closet and two others with a walk-in closet systems, and all offer flexible functionality. The guest bath includes a granite-topped vanity and tub/shower combo. The whole house has been outfitted with wide plank LVP flooring for a cohesive and functional feel. Outside, enjoy a large covered patio with an outdoor kitchen including a wood-burning pizza oven, gas and charcoal grills, sink, and mini fridge that all convey with the property. The smoker does not. A cozy nautical-themed firepit and nautical-themed accents completes the space. The oversized gunite saltwater pool with heater and cooler has been is serviced by Pinch-a-Penny, and the septic system was replaced after pool construction. White Cedar garden boxes with fruits and veggies, blueberry bushes, and herbs stay, along with an alarm system and well-planned gutter drainage. Garage features include overhead racks, wall cabinets, epoxy floors and a 4.5-year-old water heater. This turn-key property is full of thoughtful upgrades—ready for its next chapter.
Single-familyProperty Type
2020Year Built
0.45 acresLot Size
$238Est. Price/Sq.Ft.
2 car garageParking
Listed by Tonya Zimmern• Levin Rinke Realty
Bought with Jennifer Keenan• KELLER WILLIAMS REALTY GULF COAST
Coastal charm and modern comfort blend seamlessly in this beautifully updated home, set on a private lot with a circular driveway and adjacent protected wetlands that will never be built on. Inside, vaulted ceilings and a shiplap wood-burning fireplace create a warm, inviting living space. The spacious kitchen is a showstopper with new backsplash, upgraded upper cabinets, trey ceiling, and ample cabinetry. It opens to a cozy living area and a dedicated dining space perfect for entertaining. The laundry room mirrors the kitchen's cabinetry with an added broom closet and mini appliance garage, and the washer and dryer stay. A half bath is conveniently located just off this space. The primary suite features a trey ceiling, custom built-in closets, soaking tub, tiled glass shower, granite-top double vanity, and private water closet. Additional bedrooms are spacious: one set up as an office with a long walk-in closet and two others with a walk-in closet systems, and all offer flexible functionality. The guest bath includes a granite-topped vanity and tub/shower combo. The whole house has been outfitted with wide plank LVP flooring for a cohesive and functional feel. Outside, enjoy a large covered patio with an outdoor kitchen including a wood-burning pizza oven, gas and charcoal grills, sink, and mini fridge that all convey with the property. The smoker does not. A cozy nautical-themed firepit and nautical-themed accents completes the space. The oversized gunite saltwater pool with heater and cooler has been is serviced by Pinch-a-Penny, and the septic system was replaced after pool construction. White Cedar garden boxes with fruits and veggies, blueberry bushes, and herbs stay, along with an alarm system and well-planned gutter drainage. Garage features include overhead racks, wall cabinets, epoxy floors and a 4.5-year-old water heater. This turn-key property is full of thoughtful upgrades ready for its next chapter.
NAMLS #823719
Nov 21, 2019
Sold
$79,000
$27/sq ft
May 25, 2019
Listed
$83,000
$28/sq ft
+8
High & dry lot in much sought after Hidden Creek of Holley by the Sea. See wetlands delineation & survey attached.
Public Records
Sep 1, 1986
Sold
$17,000
$6/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,715 (+3.2%)
2024
$4,568 (−3.6%)
2023
$4,738 (+2.4%)
2022
$4,624 (+5.4%)
2021
$4,389 (+471.1%)
$45,000 + $339,538
$384,538
2020
$769 (+32.7%)
$45,000
2019
$579 (+1.2%)
$45,000
2018
$573 (+1.9%)
$45,000
2017
$562 (+21.1%)
$45,000
2016
$464 (−2.7%)
$45,000
2015
$477 (+0.2%)
$35,000
2014
$476
Tax history for 2428 Valley Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,715 (+3.2%)
2024
$4,568 (−3.6%)
2023
$4,738 (+2.4%)
2022
$4,624 (+5.4%)
2021
$4,389 (+471.1%)
$45,000 + $339,538
$384,538
2020
$769 (+32.7%)
$45,000
2019
$579 (+1.2%)
$45,000
2018
$573 (+1.9%)
$45,000
2017
$562 (+21.1%)
$45,000
2016
$464 (−2.7%)
$45,000
2015
$477 (+0.2%)
$35,000
2014
$476
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.45 Acres
Year renovated
—
Sq. Ft.
2,962
Year built
2020
Style
Single Family Residential
County
Santa Rosa County
APN
18-2S-26-1920-14600-0360
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
R1
Single Family Residential District
To provide suitable areas for low density residential development where appropriate urban services are provided or where the extension of such services and facilities will be physically and economically facilitated. This district will be characterized by single family detached structures and such other structures as are accessory thereto. The density shall not exceed 4 du per acre for platted lots and 10,890 sq ft for metes and bounds lots.
Permitted uses
Include but are not limited to:
Garden center
Housing-Group
Housing-Single unit
Mar 20, 2026 • Final
Residential
Replace the existing heating and air conditioning system.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking / Garage Information
# of Total Parking Spaces: 2
# of Garage Spaces: 2
Covered Spaces: 2
Has Garage
Has Attached Garage
Has Open Parking
Parking Features: 2 Car Garage, Circular Driveway
Interior
Virtual Tour
Bedroom 1 Information
Bedroom Level: First
Bedroom Width: 12.17
Bedroom Length: 12
Bedroom Area: 146
Bedroom 2 Information
Bedroom Level: First
Bedroom Width: 13
Bedroom Length: 11.75
Bedroom Area: 152.75
Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 1
Bathroom Level: First
Bathroom Width: 6.83
Bathroom Length: 3.58
Bathroom Area: 24.49
Room Bathroom Features: Not Updated
Bathroom 2 Information
Bathroom Level: First
Bathroom Width: 5.5
Bathroom Length: 10.67
Bathroom Area: 58.67
Dining Room Information
Dining Room Level: First
Dining Room Width: 12.25
Dining Room Length: 13.67
Dining Room Area: 167.42
Dining Room Features: Breakfast Bar, Eat-in Kitchen, Formal Dining Room
Living Room Information
Living Room Level: First
Living Room Width: 18.83
Living Room Length: 25
Living Room Area: 470.83
Office Room Information
Office Level: First
Office Width: 12.08
Office Length: 13.75
Office Area: 166.15
Kitchen Information
Kitchen Level: First
Kitchen Width: 17.42
Kitchen Length: 19
Kitchen Area: 330.92
Kitchen Features: Updated, Granite Counters, Kitchen Island, Pantry
Kitchen Update Timeline: 1 TO 5 YRS
Kitchen Update Remarks: Upgraded cabinets from builders grade, floor to ceiling cabinetry in pantry, underlighting on cabinets
Interior Features
Interior Features: Baseboards, Ceiling Fan(s), Crown Molding, High Ceilings, High Speed Internet, Recessed Lighting, Track Lighting
Pool Features: Gunite, In Ground, Salt Water, Heated
Lot Information
Lot Size Acres: 0.451
Lot Size Area: 0.451
Lot Size Units: Acres
Lot Features: Central Access, Near Golf Course, Interior Lot
IrrigationSource: Well
Land Information
Water Source: Public
Property Information
Property Condition: Resale
New Construction: No
Has Property Attached: No
Green Energy Efficient: Ridge Vent
Has Fireplace
Appliances: Gas Water Heater, Built In Microwave, Dishwasher, Refrigerator
Laundry Features: Inside, W/D Hookups
Road Surface Type: Paved
Road Responsibility: Private Maintained Road
Building Information
Building Area Total: 2,962
Building Area Units: Square Feet
Foundation Details: Slab
Levels: One
Construction Materials: Block
Financial
Tax Information
Tax Legal Description: HOLLEY BY THE SEA LOT 36 BLK 146 AS DES IN OR 3993 PG 1504
Utilities
Utility Information
Electric: Circuit Breakers, Copper Wiring
Sewer: Septic Tank
Utilities: Cable Available
Heating & Cooling
Has Cooling
Has Heating
Cooling: Central Air, Ceiling Fan(s)
Heating: Heat Pump, Fireplace(s)
Location
HOA Information
Association YN: Yes
Association Fee: $565.50
Association Fee Frequency: Annually
Association Fee Includes: Association, Recreation Facility
Location Details
Directions: From downtown pensacola, head East over the 3 mile bridge. Follow Hwy 98 into Gulf Breeze until it turns into Gulf Breeze Pkwy. Follow to turn left onto Sunrise Dr in Holley by the Sea, turn right on Valley Rd, follow around the curve and home is on the right.
Community Information
Community Features: Pool, Community Room, Dock, Fitness Center, Golf, Picnic Area, Pier, Waterfront Deed Access
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,962
Stories: 1.0
Lot Size: 0.45 acres
Style: Single Family Residential
Year Built: 2020
Year Renovated: —
County: Santa Rosa County
APN: 18-2S-26-1920-14600-0360
Home facts updated by county records on Jul 13, 2026
Around this home
Schools
East Bay K-8
Public PreK-8 • Assigned • 1.3mi
7/10
Navarre High School
Public 9-12 • Assigned • 4.3mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 23 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Navarre, FL • 32566
Average low and high temperatures (°F)
60
41
68
50
73
55
79
62
83
69
89
75
92
78
91
76
87
72
81
62
74
56
65
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 5.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.1 hrs
5.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$669,000 – $810,000
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