They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living. The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet. Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year. Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating. The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment. This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?
Single-familyProperty Type
1981Year Built
5,950 sq ftLot Size
$355Price/Sq.Ft.
2 car garageParking
Listed by Jakea Cates• KELLER WILLIAMS REALTY- PALM HARBOR
Contact: 727-772-0772
Bought with Jakea Cates• KELLER WILLIAMS REALTY- PALM HARBOR
Est. $2,096 per month, based on comparable rentals
Sale and tax history for 4038 Rudder Way
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #TB8497038
Jul 10, 2026
Sold
$598,995
$355/sq ft
May 16, 2026
Pending
—
Apr 13, 2026
Listed
$598,995
$355/sq ft
Stellar MLS as Distributed by MLS Grid #W7879189
Dec 22, 2025
Listing Removed
—
Sep 23, 2025
Listed
*
Stellar MLS as Distributed by MLS Grid #W7854311
Jul 21, 2023
Sold
$425,000
$252/sq ft
Jun 1, 2023
Pending
—
Jun 1, 2023
Listed
$449,000
$266/sq ft
Well maintained home in highly desirable Gulf Harbors/Flormar Terrace. Watch beautiful sunsets in the evening or just enjoy the peaceful afternoons on the screened back porch, this home sits on a small bayou so there are no rear neighbors. Also great for entertaining all year round with the screened and heated pool. Inside great room with a split floor plan. Primary bedroom overlooks the water. 2 closets (one walk-in) so there is plenty of room for storage. Primary bath has a double vanity. Nice large kitchen with plenty of counter space and breakfast bar. Optional homeowners fee grants access to two boat ramps that lead to the gulf and a private beach. Home is priced to sell.
Stellar MLS as Distributed by MLS Grid #W7210176
Jul 11, 2006
Listed
*
Stellar MLS as Distributed by MLS Grid #U7173957
Apr 25, 2006
Sold
$275,000
$163/sq ft
Feb 11, 2006
Listed
$295,000
$175/sq ft
Stellar MLS as Distributed by MLS Grid #U7153785
Nov 11, 2005
Listed
*
Stellar MLS as Distributed by MLS Grid #W7123520
May 24, 2005
Listed
*
Public Records
Jun 21, 1999
Sold
$125,000
$74/sq ft
Public Records
May 5, 1997
Sold
$90,900
$54/sq ft
Public Records
Jun 1, 1984
Sold
$75,000
$44/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,685 (+2.6%)
2024
$2,618 (+71.8%)
2023
$1,524 (+19.9%)
2022
$1,270 (+2.8%)
2021
$1,235 (+2.2%)
2020
$1,209 (+2.6%)
2019
$1,178 (+2.6%)
2018
$1,148 (+1.0%)
2017
$1,137 (+5.4%)
2016
$1,079 (+3.8%)
2014
$1,040 (+1.1%)
2013
$1,028 (+4.5%)
2012
$984
Public record
Public record
Zoning
Beds
4
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
5,950 Sq. Ft.
Year renovated
1981
Sq. Ft.
1,686
Year built
1981
Style
Single Family Residential
County
Pasco County
APN
18-26-16-0570-00200-0760
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 27, 2026.
R4
High Density Residential District
The purpose of the R-4 High Density Residential District is to encourage the orderly development and preservation of higher density residential environments and to provide areas in which economies of high density residential development may be achieved without sacrificing the individualized nature of the single-family residence.
Permitted uses
Include but are not limited to:
Garden center
Housing-Single unit
Educational/school
Property details
Parking
Parking Information
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 2
Laundry Room Information
Laundry Features: Inside, Laundry Room
Other Rooms Information
# of Rooms: 7
Heating & Cooling
Heating Information: Central
Cooling Information: Central Air, Attic Fan
Interior Features
Interior Features: Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat
Directions: Go north on US 19 towards New Port Richey, Turn left on Floramar Terrace, Turn Left on Shell Stream, Turn Left on Rudder Way, the house will be on your left
Community Information
Pets Allowed: Yes
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,686
Stories: 1.0
Lot Size: 5,950 square feet
Style: Single Family Residential
Year Built: 1981
Year Renovated: 1981
County: Pasco County
APN: 18-26-16-0570-00200-0760
Home facts updated by county records on Jul 27, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 727-772-0772
Previous Status: Pending
Backups Requested YN: 0
Listing Date Information
Days to Contract: 33
Status Contractual Search Date: 2026-07-10
Listing Price Information
Calculated List Price By Calculated Sq Ft: 355.28
Green Information
Green Verification Count: 0
Direction Faces: North
Home Information
Living Area: 1686
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 156.63
Building Area Total: 2126
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Stories Total: 1
Levels: One
Around this home
3/100 Car-Dependent25/100 Somewhat bikeable
Schools
Places
Transit
Gulf Middle School
Public 6-8 • Assigned • 2.6mi
2/10
Gulf High School
Public 9-12 • Assigned • 1.9mi
3/10
Provided by GreatSchools
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 109° expected this year, 26 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
New Port Richey, FL • 34652
Average low and high temperatures (°F)
65
49
70
54
76
60
81
66
87
73
89
76
90
77
89
78
88
75
82
68
77
61
71
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
76/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.3 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$514,000 – $622,000
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