Waterfront living awaits in the highly sought-after Gulf Harbors community! This beautifully renovated 3-bedroom, 3-bath, 1-car garage home captures breathtaking canal views from the moment you step inside. For boating enthusiasts, the floating dock with a 10,000-lb boat lift provides the perfect launch point, with direct Gulf access just minutes away. The stunning waterfront kitchen is designed to impress, featuring sweeping water views, elegant Quartz countertops, soft-close shaker cabinetry, and brand-new stainless steel appliances. Both bathrooms have been beautifully remodeled with timeless finishes. The spacious enclosed lanai seamlessly extends the living space, creating the perfect setting to entertain, unwind, or simply soak in the peaceful waterfront scenery year-round. Enjoy the Gulf Harbors lifestyle with optional HOA membership for just $125 annually, plus exclusive access to the private Gulf Harbors Beach for only $200 a year. Residents enjoy cabanas, picnic areas, grills, restrooms, showers, and unforgettable Gulf sunsets. This golf cart-friendly community is just minutes from vibrant Downtown New Port Richey, offering waterfront dining, craft breweries, boutique shopping, festivals, and the scenic beauty of Sims Park. Move-in ready, beautifully updated and offering the ultimate Florida boating lifestyle—this is waterfront living at its finest.
Single-familyProperty Type
1968Year Built
5,000 sq ftLot Size
$338Price/Sq.Ft.
$10/moHOA Dues
1 car garageParking
Listed by Jane Mak Makhlouf• JM REAL ESTATE SOLUTIONS
Flor-a-mar, located between the Gulf of Mexico and the Pithlachascotee River, is a waterfront and residential New Port Richey neighborhood with canal-lined streets and a laid-back coastal feel. The neighborhood’s character concentrates around the U.S. 19 and Flor-a-Mar Terrace corridor, where marinas, bait-and-tackle counters, and dockside bars set a salt-air rhythm. Low-slung Florida ranch homes and stilted canal houses frame boat lifts, seawalls, and pocket docks. Days tend to orbit around the water, from quick runs to open Gulf flats to sunset views over the mangroves. Nearby, Whiskey Joe’s Bar & Grill, Catches Waterfront Grille, and Gill Dawg Tiki Bar & Grill act as familiar gathering spots. The shoreline geography keeps the pace unhurried and the views wide.
Provided by Walk Score and Local Logic
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Ceiling fans
Eat-in kitchen
Living room/dining room combo
Open floor plan
Walk-in closets
Storm windows
Bedrooms
3 bedrooms
Bathrooms
3 full bathrooms
Kitchen
Dishwasher
Disposal
Microwave
Range
Refrigerator
Electric water heater
Laundry & utility
Washer hookup
Electric dryer hookup
Laundry located inside
Flooring
Ceramic tile
Laminate
Wood
Wood-style flooring
Heating & cooling
Central heating
Central air conditioning
Exterior features
Canal saltwater frontage
On-waterfront location with canal views
Water access to gulf/ocean via bay
Boat lift
Concrete seawall
Asphalt road access
Publicly maintained road
Home design
Single family residence
One-story home
North-facing
Parking
Attached garage
1-car garage (19 x 13)
Construction
Block and stucco construction
Tile roof
Slab foundation
Built with durable exterior materials
Utilities
Public water
Public sewer
Electricity connected
Cable connected
Water connected
HOA & community
Gulf Harbors Civic Association (optional membership)
HOA fee approximately $125 annually (about $10.42/month)
Pets allowed
Other
Property zoned R4
Property type: Residential — Single family
Total lot about 0.11 acres
Living area approximately 1,847 square feet
Electricity and solar
View estimated energy costs and solar savings for this home
The purpose of the R-4 High Density Residential District is to encourage the orderly development and preservation of higher density residential environments and to provide areas in which economies of high density residential development may be achieved without sacrificing the individualized nature of the single-family residence.
Permitted uses
Include but are not limited to:
Garden center
Housing-Single unit
Educational/school
Jun 19, 2025 • Final
Residential alteration
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 109° expected this year, 29 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
New Port Richey, FL • 34652
Average low and high temperatures (°F)
65
49
70
54
76
60
81
66
87
73
89
76
90
77
89
78
88
75
82
68
77
61
71
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
84/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4549 Topsail Trl
$596,781
$28K under list price of $625K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $300K to $588K.