Experience the best of coastal living in this exquisitely renovated 2-bedroom, 2-bath waterfront residence offering DIRECT GULF ACCESS within the highly sought-after Gulf Harbors community. Every detail of this exceptional home has been thoughtfully upgraded, creating a truly turnkey retreat where modern elegance meets the ultimate FLORIDA WATERFRONT LIFESTYLE Boating enthusiasts will appreciate the home's direct access to the Gulf of Mexico, allowing you to be on open water within minutes with no fixed bridges to navigate. Whether you're setting out for a day of fishing, island hopping, or simply enjoying spectacular Gulf sunsets, this location offers unparalleled convenience and enjoyment. Residents of Gulf Harbors enjoy access to one of the area's most treasured amenities, a private beach exclusive to members. Imagine spending your days soaking up the Florida sunshine, swimming in the Gulf waters, or gathering with neighbors to watch breathtaking sunset views. The community also embraces a relaxed coastal atmosphere where golf carts are welcome, making it easy and enjoyable to explore the neighborhood, visit friends, or head down to the private beach. Inside, the home showcases an impressive list of high-end updates designed for both style and peace of mind. The gourmet kitchen is appointed with premium Samsung appliances, while the home's infrastructure has been meticulously updated, including a complete electrical overhaul in 2024 featuring a new breaker panel, outlets, switches, lighting, and ceiling fans throughout. Additional enhancements include luxury Stainmaster vinyl flooring installed in 2025, fresh interior and exterior paint, custom Clark & Son cabinetry, and beautifully redesigned bathrooms featuring new tubs, showers, toilets, and sinks. A high-efficiency 3-ton HVAC system with professionally cleaned and repaired ductwork, along with a raised outdoor unit, ensures year-round comfort. Adding to the home's exceptional value is a Rheem Performance Platinum 50-gallon Smart Hybrid Heat Pump Water Heater with a 10-year warranty, R-Matte R-Max Plus insulation for enhanced energy efficiency, and a whole-home reverse osmosis water filtration system installed in 2020. With a newer roof, extensive updates throughout, private beach access, golf cart-friendly streets, and quick direct access to the Gulf, this remarkable residence offers more than just a home—it offers a lifestyle. Don't miss this rare opportunity to own a beautifully upgraded waterfront property in one of Florida's most desirable coastal communities.
Flor-a-mar, located between the Gulf of Mexico and the Pithlachascotee River, is a waterfront and residential New Port Richey neighborhood with canal-lined streets and a laid-back coastal feel. The neighborhood’s character concentrates around the U.S. 19 and Flor-a-Mar Terrace corridor, where marinas, bait-and-tackle counters, and dockside bars set a salt-air rhythm. Low-slung Florida ranch homes and stilted canal houses frame boat lifts, seawalls, and pocket docks. Days tend to orbit around the water, from quick runs to open Gulf flats to sunset views over the mangroves. Nearby, Whiskey Joe’s Bar & Grill, Catches Waterfront Grille, and Gill Dawg Tiki Bar & Grill act as familiar gathering spots. The shoreline geography keeps the pace unhurried and the views wide.
Provided by Walk Score and Local Logic
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Cathedral ceilings
French doors
Other interior features
Bedrooms
2 bedrooms
Bathrooms
2 full bathrooms
Kitchen
Dishwasher
Range
Refrigerator
Water filtration system
Electric water heater
Laundry & utility
Indoor laundry
Flooring
Vinyl flooring
Heating & cooling
Central heating (electric)
Central air conditioning
Exterior features
Rear porch
Seawall (concrete)
Canal saltwater frontage
Water access to canal and Gulf/Ocean to bay
Partial Gulf/Ocean view
Home design
Single-family residence
One story
South-facing
Parking
Attached garage (1 car)
Construction
Block and stucco construction
Shingle roof
Slab foundation
Built with approximately 2,072 total building area (public records)
Utilities
Public water
Public sewer
Cable available
BB/HS internet available
Electricity available
HOA & community
No association indicated
Other
Homestead exempt
Zoned R4
Electricity and solar
View estimated energy costs and solar savings for this home
The “good bones” of this 2BR/2BA waterfront block home in Gulf Harbors is waiting for someone to make it their own. With 66’ of waterfront on the South Main Channel, your boat can be out in the wide open Gulf of Mexico or Anclote Key in a matter of minutes--without any bridges. Open floor plan: living room, dining room, kitchen and a Florida room with bar area that spans the entire rear of the home. Prediction: That’s where you’ll spend most of your time--bird and dolphin watching while sipping your morning coffee (or something stronger!). Walls are primed and ready for whatever paint colors you have in mind. Newer dock and a 1-car garage with ample storage. Gulf Harbors is a quiet waterfront enclave of much higher-priced homes. As a resident, you can join the Gulf Harbors Civic Association & Beach Club for a nominal yearly fee and have access to two boat ramps and one of only two private beaches in the entire State of Florida, complete with BBQ grills, tiki huts, picnic tables, etc. This Shell Stream home is pretty much a blank slate for you to create your own waterfront paradise or investment rental property--at an affordable price. A fixer-upper with some things already fixed up for you…a home you can enjoy NOW while making it your own.
Stellar MLS as Distributed by MLS Grid #O5219478
Jul 2, 2014
Sold
$126,744
$114/sq ft
Jun 14, 2014
Pending
—
Jun 10, 2014
Listing Removed
—
Apr 25, 2014
Pending
—
Apr 3, 2014
Listed
$130,000
$117/sq ft
BANK OWNED PROPERTY SOLD "AS IS" WITHOUT REPAIR OR WARRANTY. LISTING AGENT HAS NO KNOWLEDGE OF PROPERTY HISTORY, NO DISCLOSURES OR ASSOCIATION DOCS SUPPLIED. BUYER/BUYER'S AGENT IS RESPONSIBLE FOR VERIFYING HOA INFO & FEES, IF ANY, COMMUNITY RULES, SQ FT, LOT SIZE, ROOM DIMENSIONS AND TAXES. THIS PROPERTY IS UNDER AUCTION TERMS. AT CLOSING, IT IS SUBJECT TO A WEB TECH FEE AND MAY ALSO BE SUBJECT TO A BUYER'S PREMIUM PURSUANT TO THE TERMS & CONDITIONS. SELLER WILL NOT ALLOW WATER TO BE ACTIVATED/TURNED ON FOR ANY REASON. BUYER IS RESPONSIBLE FOR ACTIVATING/TURNING ON OTHER UTILITIES.
Public Records
Jun 19, 1996
Sold
$95,000
$85/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,592 (+1.7%)
2024
$5,501 (+54.4%)
2023
$3,563 (+15.3%)
2022
$3,091 (+2.0%)
2021
$3,031 (−23.3%)
2020
$3,954 (+4.2%)
$100,980 + $133,736
$234,716
2019
$3,795 (+3.9%)
$94,529 + $128,252
$222,781
2018
$3,651 (+8.0%)
2017
$3,382 (+5.9%)
$88,919 + $104,148
$193,067
2016
$3,193 (+22.5%)
$87,348 + $94,151
$181,499
2014
$2,607 (−0.4%)
$87,348 + $85,951
$173,299
2013
$2,616 (+8.0%)
2012
$2,422
Public record
Public record
Zoning
Permits
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
5,610 Sq. Ft.
Year renovated
1972
Finished Sq. Ft.
1,112
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,112
Year built
1972
Style
Single Family Residential
County
Pasco County
APN
18-26-16-0310-00100-0180
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
R4
High Density Residential District
The purpose of the R-4 High Density Residential District is to encourage the orderly development and preservation of higher density residential environments and to provide areas in which economies of high density residential development may be achieved without sacrificing the individualized nature of the single-family residence.
Permitted uses
Include but are not limited to:
Garden center
Housing-Single unit
Educational/school
Nov 14, 2024 • Final
Residential electrical
Rewire the entire house to the breaker box.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 109° expected this year, 27 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
New Port Richey, FL • 34652
Average low and high temperatures (°F)
65
49
70
54
76
60
81
66
87
73
89
76
90
77
89
78
88
75
82
68
77
61
71
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
83/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.6 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4865 Shell Stream Blvd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $265,000 and $585,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $265K to $585K.