Experience the Florida lifestyle in this beautifully maintained and updated 3-bedroom, 2-bath waterfront home offering over 2,000 square feet of living space in the sought-after Flor-a-Mar/Gulf Harbors community. Perfectly positioned on approximately 100 feet of deep saltwater canal frontage with direct access to the Gulf, this home is a boater's dream! Boat lift accommodates up to 12k lbs and 35ft. Inside, you'll find a bright and well laid out floor plan featuring soaring vaulted ceilings, a desirable split-bedroom layout, stone countertops, and spacious living areas designed for both everyday comfort and entertaining. The well-appointed kitchen flows seamlessly into the main living spaces while large windows showcase tranquil water views. Step outside to your private backyard oasis featuring a heated saltwater pool, expansive patio, outdoor kitchen, private dock, and plenty of space to relax or host family and friends. The fenced yard, mature landscaping, and waterfront setting create the perfect blend of privacy and coastal charm. Additional highlights include a side-entry two-car garage, metal roof, indoor utility room, and no minimum lease restrictions. Residents also have the opportunity to enjoy Gulf Harbors' private beach club and community amenities. Whether you're searching for a full-time residence, vacation getaway, or waterfront investment, this exceptional home delivers the best of Florida living with quick Gulf access, beautiful sunsets, and endless opportunities for boating, fishing, and waterfront recreation. Gulf Harbors is a DEED RESTRICTED neighborhood with optional memberships to the private community beach and civic centers with boat ramps, rentable buildings, social events, and more. Metal Roof (2025)
Single-familyProperty Type
1987Year Built
8,923 sq ftLot Size
$496Price/Sq.Ft.
2 car garageParking
Listed by Summer Bradberry• MIHARA & ASSOCIATES INC.
Flor-a-mar, located between the Gulf of Mexico and the Pithlachascotee River, is a waterfront and residential New Port Richey neighborhood with canal-lined streets and a laid-back coastal feel. The neighborhood’s character concentrates around the U.S. 19 and Flor-a-Mar Terrace corridor, where marinas, bait-and-tackle counters, and dockside bars set a salt-air rhythm. Low-slung Florida ranch homes and stilted canal houses frame boat lifts, seawalls, and pocket docks. Days tend to orbit around the water, from quick runs to open Gulf flats to sunset views over the mangroves. Nearby, Whiskey Joe’s Bar & Grill, Catches Waterfront Grille, and Gill Dawg Tiki Bar & Grill act as familiar gathering spots. The shoreline geography keeps the pace unhurried and the views wide.
Provided by Walk Score and Local Logic
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Built-in features
Ceiling fans
Stone counters
Vaulted ceilings
Walk-in closets
Window treatments
Security system
Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Kitchen
Dishwasher
Disposal
Microwave
Range
Refrigerator
Water filtration system
Stone counters
Walk-in closets
Laundry & utility
Inside laundry room
Washer
Dryer
Flooring
Tile
Heating & cooling
Central heating (electric)
Central air conditioning
Exterior features
Front porch
Awnings
Fire pit
Outdoor lighting
Outdoor grill
Outdoor kitchen
Outdoor shower
Private mailbox
Rain gutters
Sidewalk
Sprinkler (metered)
Landscaped lot
Canal access to Gulf water
100 feet canal frontage
Seawall (concrete)
Boat lift
Sailboat water access
Water view (canal)
Home design
Single family residence
One story
East-facing
Parking
Attached 2-car garage (28x21) with garage door opener, garage faces side
Driveway
Security
Security system
Construction
Block and stucco construction
Metal roof
Stem wall foundation
Built in (public records indicated building area and living area)
Utilities
Public water
Public sewer
BB/HS internet available
Cable available
HOA & community
Gulf Harbors Civic Association
Financial info
Homestead exempt
Other
Irrigation equipment
Negotiable furnished status
Electricity and solar
View estimated energy costs and solar savings for this home
A BOATER’S PARADISE! This amazing waterfront home offers multiple docks, a 13,000lb boat lift, STUNNING water views and is only a quick boat ride through the deep-water canal to the open water of the Gulf of Mexico. After a day of boating, rinse off under the outdoor shower and relax in the saltwater pool with your favorite cocktail. The layout of the home is an entertainer’s dream. While enjoying beautiful water views and amazing sunsets from almost anywhere the home, guests can gather in the large living room, enjoy conversation or games in the beautiful Florida room, or just chill on the deck with friends. The split plan is great for guests that are staying over with two bedrooms and a jack & jill bath located opposite the owner’s retreat. Newly updated kitchen, with soft close cabinets, granite counter tops, stainless steel appliances, breakfast bar and dinette surrounded with bay windows. This is the perfect place to begin your day. The home has new wood look tile and carpet, fresh paint inside and out and newly installed hurricane rated windows. As a resident of the Gulf Harbors community, you have access to the Gulf Harbors private, resident’s only community beach. LIVE THE DREAM! Call today for a private showing.
Stellar MLS as Distributed by MLS Grid #O5474406
Feb 16, 2017
Sold
$375,000
$186/sq ft
Jan 4, 2017
Pending
—
Nov 3, 2016
Listed
$389,900
$193/sq ft
Easy to show! Extraordinary water front home opportunity. Live the Gulf Coast lifestyle with direct ocean access through one of the deepest canals in Gulf Harbors. Experience dolphins & manatees swimming by your back yard. Price to sell quickly and is in move in condition. Don't miss out on this expansive and extremely well maintained 3 bedroom 2 bathroom waterfront stilt construction home. Located in the beautiful Gulf Harbors waterfront community. Optional access to private beach and clubhouse. The owner recently completed many upgrades including new granite counter tops, lighting, paint & updated cabinets in the kitchen as well as appliances. All bathrooms have been remodeled with granite counter tops, lighting and paint. The bedrooms are spacious with great views of the water including the large master suite. Large enclosed Florida room offers a great entertaining space overlooking the water. A new roof, floating dock, and 10,000 lb heavy duty boat-lift have all been added to this beautiful property. Terrific opportunity to purchase a waterfront home with NO HOA in the quaint town of New Port Richeywith lots of restaurants, shopping and much more! Just a small boat ride away from Anclote Key and other great gulf destinations. Easy to show.
Stellar MLS as Distributed by MLS Grid #O5412010
Apr 12, 2016
Listing Removed
—
Feb 2, 2016
Price Changed
*
Jan 25, 2016
Relisted
—
Jan 25, 2016
Listing Removed
—
Jan 4, 2016
Listed
*
Public Records
Mar 28, 2002
Sold
$250,000
$124/sq ft
Public Records
Dec 23, 1996
Sold
$50,000
$25/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$10,450 (+2.2%)
2024
$10,220 (+3.7%)
2023
$9,852 (+12.1%)
2022
$8,788 (+35.7%)
2021
$6,477 (+1.6%)
2020
$6,377 (−2.4%)
$180,723 + $246,586
$427,309
2019
$6,531 (+8.6%)
$180,723 + $252,299
$433,022
2018
$6,014 (+5.9%)
$180,723 + $178,725
$359,448
2017
$5,680 (+5.8%)
$180,723 + $151,631
$332,354
2016
$5,368 (+9.0%)
$180,723 + $130,659
$311,382
2014
$4,926 (+11.3%)
$180,723 + $118,145
$298,868
2013
$4,425 (+6.7%)
2012
$4,148
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
8,923 Sq. Ft.
Year renovated
1987
Finished Sq. Ft.
2,018
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,018
Year built
1987
Style
Single Family Residential
County
Pasco County
APN
12-26-15-0760-01800-0240
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 20, 2026.
R4
High Density Residential District
The purpose of the R-4 High Density Residential District is to encourage the orderly development and preservation of higher density residential environments and to provide areas in which economies of high density residential development may be achieved without sacrificing the individualized nature of the single-family residence.
Permitted uses
Include but are not limited to:
Garden center
Housing-Single unit
Educational/school
Mar 26, 2025 • Final
Residential addition
Addition
Remodel
Mar 26, 2025 • Final
Residential addition
Addition
Bathroom
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 109° expected this year, 28 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
New Port Richey, FL • 34652
Average low and high temperatures (°F)
65
49
70
54
76
60
81
66
87
73
89
76
90
77
89
78
88
75
82
68
77
61
71
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
7.5 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 5004 Ensign Loop
$970,778
$29K under list price of $1.00M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $599K to $930K.