Welcome to refined Florida living in this beautifully crafted custom home located in the desirable Ocala Waterway Estates. From the moment you arrive, you’ll notice the difference—this is not your typical cookie-cutter property. With timeless curb appeal, manicured landscaping, and a grand presence, this home offers character, space, and quality that new construction simply can’t replicate. Offering approximately 3,366 square feet of thoughtfully designed living space, this residence features 4 bedrooms and 4 full bathrooms, providing flexibility for a variety of living arrangements, guests, or multi-generational use. Step through the stately double-door entry into a light-filled, open floor plan with soaring ceilings and elegant finishes. The spacious great room is the heart of the home, complete with a gas fireplace and expansive views of the private screened-in pool and spa—perfect for entertaining or relaxing evenings. The chef’s kitchen is designed for both function and style, featuring custom cabinetry, stainless steel appliances, a large breakfast bar, and seamless flow into the breakfast nook and living area. The primary suite offers a true retreat with a tray ceiling, propane fireplace, and a spa-inspired bathroom featuring dual vanities, a jetted soaking tub, separate walk-in shower, and a generous walk-in closet. Three additional bedrooms and three full bathrooms provide ample space and privacy throughout the home. This property is packed with features rarely found in newer homes, including dual A/C units for zoned climate control, a newer roof (approximately 3 years old), extensive interior and exterior storage, a detached 14x21 workshop with power and air—ideal for hobbies, projects, or creative space, a 45x12 reinforced RV pad with dual 50-amp hookups, and a 3-car garage. The backyard extends beyond the existing fence line, offering additional usable space, along with underground drainage for added functionality. Conveniently located near schools, shopping, dining, I-75, and the Florida Greenway, this home offers both accessibility and privacy without the restrictions of an HOA. If you’ve been searching for a home with space, character, and true versatility, this is a rare opportunity to own something that stands apart from the rest.
Four bedroom or three bedroom with office, four full baths. Beautiful home with lovely landscaping and a private backyard with pool and screened enclosure. Meticulously maintained. Open floor plan - split bedrooms, tile, granite counter tops in kitchen and baths. Three car garage, stainless appliances. Shed in backyard. Pool is solar heated.
Year
Property tax
Land + Additions
Assessment*
2025
$4,493 (+6.3%)
2024
$4,227 (+2.4%)
2023
$4,130 (+2.6%)
2022
$4,024
2021
$4,027 (+0.7%)
2020
$3,997 (+1.4%)
2019
$3,942 (+5.5%)
2018
$3,736 (+6.1%)
2017
$3,522 (+1.4%)
2016
$3,472 (+7.0%)
2015
$3,244 (+6.1%)
2014
$3,058
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.46 Acres
Year renovated
—
Finished Sq. Ft.
3,366
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,366
Year built
2006
Style
Single Family Residential
County
Marion County
APN
3578-011-016
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 24, 2026.
R-1
Single Family Dwelling
The Single Family Dwelling Classification is intended to provide areas for medium density residential development.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Group
Housing-Single unit
Housing-Other
Museum / gallery
Golf related
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 108° expected this year, 21 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Ocala, FL • 34476
Average low and high temperatures (°F)
67
42
74
49
80
55
85
61
90
69
91
72
91
74
91
75
89
73
82
64
78
55
72
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
7.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4190 SW 103rd Street Rd
$556,490
$23K under list price of $580K
Nearby comparable homes
The Redfin Estimate uses 4 recent nearby sales, priced between $340K to $370K.