Updated, inviting, and ready to enjoy! This end-unit villa in Americana at On Top of the World offers 1,434 sq. ft. , 2 bedrooms, 2 baths, a two-car garage, 2019 roof, totally remodeled kitchen, and newer LVP flooring, all situated on a quiet street. Step inside and you'll immediately notice the thoughtful updates throughout, including no popcorn ceilings, updated baseboards, recessed lighting in the living room and kitchen, updated ceiling fans with lights, black hardware, and a Wi-Fi thermostat. The totally remodeled kitchen is a standout, redesigned with a wider opening for a more open feel, granite countertops, higher cabinetry, backsplash, stainless steel appliances, a glass-front accent cabinet, and an added pantry with pull-out storage. It's an attractive and functional space with plenty of storage for everyday living. The updates continue with comfort-height toilets, while the two-car garage offers additional cabinetry for even more storage. Outside, the rock-accented front adds character, and the elevated backyard provides a nice setting for enjoying the lanai. Florida living is easy here, with two inviting outdoor spaces to enjoy throughout the day. Start your mornings with coffee on the front porch and unwind in the evenings on the lanai. With the home's west-facing front, the lanai is especially enjoyable as the day winds down. Living in On Top of the World means enjoying an active 55+ lifestyle with recreation centers, swimming pools, fitness facilities, golf, pickleball, clubs, classes, entertainment, and so much more. You'll also appreciate the convenience of being able to travel by golf cart to nearby Publix, restaurants, medical offices, shopping, and other everyday services. Thoughtfully updated throughout, with an end-unit location, two-car garage, and plenty of spaces to relax and enjoy, this Americana villa is ready to welcome you home.
Property Description: End Unit
Single-familyProperty Type
1987Year Built
2,000 sq ftLot Size
$112Price/Sq.Ft.
$493/moHOA Dues
2 car garageParking
Listed by Colleen Skeffington• FLORIDA ADVANTAGE REALTY GROUP
Monthly HOA fee of $493.96 (required) — association approval required
Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis, pickleball, basketball, racquetball, shuffleboard, playground, park, trails, storage, gated entry, maintenance and management, cable TV, trash service, and additional optional fees
Community features include buyer approval required, sidewalks, street lights, community mailbox, deed restrictions, dog park, golf with golf carts allowed, and special community restrictions
Senior community
Pets allowed (cats and dogs)
Financial info
Lease restrictions apply
Other
Total annual association fees approximately $5,927.52
Electricity and solar
View estimated energy costs and solar savings for this home
Spacious End Unit Montgomery Model Villa located on a corner lot in sought after 55+ gated golf community of On Top of the World. Brand new 2020 Roof & 2009 HVAC w/ UV Light. This well-maintained home boasts laminate floors throughout most of the home. Enter the home via the welcoming front porch, stepping into the living room/dining room. The 2 bedrooms are to the right of the living room, with hall/guest bath. The master bedroom with walk-in closet and en suite bath with step-in shower is in the back of the home for privacy. The kitchen is located adjacent to the great room to the left of the living room/dining room, with entrance to the garage and inviting lanai across the back of the home. Peaceful views from the front porch or lanai! Large 2 car garage with a long driveway able to accommodate several guests!
Property Description
Corner Unit
Public Records
Mar 1, 1987
Sold
$70,834
$49/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,916 (−0.2%)
$10,000 + $146,433
$156,433
2024
$2,923 (+2.5%)
$10,000 + $146,433
$156,433
2023
$2,851 (+15.0%)
2022
$2,479 (+380.1%)
2021
$516 (+1.4%)
$10,000 + $127,655
$137,655
2020
$509 (+2.4%)
2019
$497 (+5.2%)
2018
$473 (+2.5%)
2017
$461 (+7.3%)
2016
$430 (+1.9%)
2015
$422 (+3.2%)
2014
$409
Public record
Public record
Zoning
Beds
2
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
—
Year renovated
—
Finished Sq. Ft.
1,434
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,434
Year built
1987
Style
Condo/Co-op
County
Marion County
APN
3530-2016-03
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
R-3
Multi family Dwelling
The Multi Family Dwelling classification is intended to provide for high density and urban residential development, including multi-family dwellings in areas served by public or private water and sewer facilities.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Multiple units
Housing-Senior
Housing-Student
Bed & breakfast
Educational / school
Golf related
Park & open space
Historical weather
Ocala, FL • 34481
Average low and high temperatures (°F)
67
42
74
48
80
54
86
60
90
68
91
72
91
75
90
75
89
72
82
64
78
54
71
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 6.3 hours in December, placing it above the
U.S. average for solar exposure.
9.1 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 8840 SW 98th St Unit C
$159,377
$523 under list price of $160K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $143K to $169K.