EXQUISITE CUL-DE-SAC HOME WITH PRIVATE LAKEFRONT OASIS IN PALM HARBOR * * * No HOA fees | X-Flood Zone | Move-In Ready! * * * Welcome to your serene retreat nestled on a private lake in Palm Harbor! This open-concept home boasts 3 bedrooms, 2 bathrooms, a 2-car garage, and a spacious air-conditioned Florida Room, perfect for year-round entertaining. Enjoy the luxury of a saltwater pool and breathtaking views from your 148 feet of lakefront backyard oasis. --- Property Features --- Bedrooms & Bathrooms: Primary suite with a walk-in closet, ceiling fan, and newly renovated en-suite bathroom featuring dual sinks and granite countertops. Two additional bedrooms with built-in closets and ceiling fans, conveniently located near the guest bathroom. --- Kitchen & Living Spaces: Open kitchen with all-wood cabinets, granite countertops, an island, closet pantry, and updated appliances, seamlessly connected to the dining room, creating an inviting space for gatherings. --- Garage & Laundry: Two-car garage with a newer main entry door. Includes a washer and dryer for your convenience. --- Outdoor Living: Saltwater Pool: Recently resurfaced (2020) and beautifully maintained for your enjoyment. Lakefront Views: Relax in your private backyard and admire the natural surroundings, including the chance to spot a family of Bald Eagles nearby. Updated Vinyl Fence: Installed in 2023 for added privacy and security. --- Upgrades & Updates: Metal Roof (2013) A/C System (2022) Water Heater (2021) Water Softener (2018) Exterior Paint (2022) Garage Door (2018) --- Prime Location --- Conveniently situated close to Gulf Beaches, parks, shopping, and downtown Palm Harbor and Dunedin nightlife. Zoned for top-rated schools: Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Easy access to airports, sugar-sand beaches, restaurants, and more. --- Your Dream Home Awaits! --- This move-in-ready home offers a perfect blend of modern updates, natural beauty, and unbeatable location. Schedule a private showing today and make this exceptional property yours before it’s gone!
Single-familyProperty Type
1985Year Built
0.26 acresLot Size
$297Est. Price/Sq.Ft.
2 car garageParking
Listed by Jim Harrington• KELLER WILLIAMS REALTY- PALM HARBOR
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1
Lot width
106 ft.
Lot depth
117 ft.
Lot size
0.26 Acres
Year renovated
1997
Sq. Ft.
1,670
Year built
1985
Style
Single Family Residential
County
Pinellas County
APN
152811970040000140
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 4, 2026.
R-3
Single-Family Residential District
The R-3, Single-Family Residential District provides for areas of single-family residential development located where higher density single-family uses are desirable. It provides for the highest density of all the traditional single-family residential zoning districts.
Permitted uses
Include but are not limited to:
Garden center
Day care facility
Housing-Group
Housing-Single unit
Infrastructure
Recreation
Communications tower
Housing-Mobile home park
Park & open space
Feb 13, 2025 • Final
Building combo
Replace all duct work and replace a heat pump split system.
HVAC
Jan 27, 2025 • Final
Express building
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Dimensions: 19x22
Garage Spaces: 2
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 2
Laundry Room Information
Laundry Features: In Garage
Other Rooms Information
# of Rooms: 9
Fireplace Information
Has Fireplace
Fireplace Features: Family Room, Stone, Wood Burning
Heating & Cooling
Heating Information: Central
Cooling Information: Central Air
Interior Features
Interior Features: Ceiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Window Treatments
Lot Features: Cul-De-Sac, Oversized Lot, Sidewalk, Paved
Lot Size Acres: 0.26
Lot Size Dimensions: 106 x 117
Road Surface Type: Asphalt
Road Responsibility: Public Maintained Road
Lot Size Square Meters: 1041
Building Information
MFR_BuildingAreaTotalSrchSqM: 226.50
Financial
Tax Information
Tax Annual Amount: $2,380
Tax Year: 2024
Lease / Rent Details
Lease Restrictions YN: 0
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Additional Water Information: Gated for Owners only. No Boats Allowed.
Location
Multi-Unit Information
Unit Number YN: 0
HOA Information
MFR_Association2YN: 0
School Information
Elementary School: Ozona Elementary-PN
Middle Or Junior High School: Palm Harbor Middle-PN
High School: Palm Harbor Univ High-PN
Location Information
Directions: From Tampa Road & US Alt 19N, head south to Whisper Lake Road, Turn left. Go to Stop Sign, Turn Left. Follow around to the cul-de-sac. Home is on Right side at 203 Whisper Lake Road.
Community Information
Community Features: Street Lights
Pets Allowed: Yes
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,670
Stories: 1.0
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1985
Year Renovated: 1997
County: Pinellas County
APN: 152811970040000140
Home facts updated by county records on Nov 4, 2026
Other
Miscellaneous Information
Third Party YN: 1
Listing Information
Attribution Contact: 727-772-0772
Previous Status: Pending
Backups Requested YN: 0
Listing Date Information
Days to Contract: 6
Status Contractual Search Date: 2025-03-19
Listing Price Information
Calculated List Price By Calculated Sq Ft: 274.06
Green Information
Green Verification Count: 0
Direction Faces: Northwest
Home Information
Living Area: 1970
Living Area Units: Square Feet
Living Area Source: Owner
Living Area Meters: 183.02
Building Area Total: 2438
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Slab
Levels: One
Security Features: Smoke Detector(s)
Around this home
Schools
K - 12
Preschool & daycare
Ozona Elementary School
Public PreK-5 • Assigned • 0.4mi
10/10
Palm Harbor Middle School
Public 6-8 • Assigned • 0.9mi
7/10
Palm Harbor University High School
Public 9-12 • Assigned • 1.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
7/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 108° expected this year, 25 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Palm Harbor, FL • 34683
Average low and high temperatures (°F)
67
49
72
54
78
60
82
65
87
72
90
75
91
77
89
77
87
74
83
67
78
60
72
55
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 6.2 hours in December, placing it above the
U.S. average for solar exposure.
9.2 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$557,000 – $674,000
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