Off market sep 2019 for $305K

$433,051

Est. refi paymentEst. refi $2,532/mo

•

1,002

sq ft

318 Banana Rd, Palm Harbor, FL 34683

About this home

Cozy coastal cottage in charming Ozona with a peek-a-boo water views! This beautiful home offers two bedrooms, two renovated full bathrooms, vaulted ceilings, excellent floor plan, inside laundry, large screen enclosure, outside seating area and storage shed. Upgrades include a new roof, New AC, new refrigerator, new dishwasher, new hot water, water filter and softener, refinished real wood floors, solid wood interior doors and more! The home sits on a landscaped corner lot, just shy of quarter acre. There are NO deed restrictions on private Banana Rd. Watch the sunset from the entry, front yard or take a few steps to the Speckled Trout Marina! Historic Ozona is golf cart friendly. Cart around the quaint village to the marinas, waterfronts, restaurants, shopping and more. Come see all this old Florida charmer has to offer!

Single-familyProperty Type

1950Year Built

9,901 sq ftLot Size

$432Est. Price/Sq.Ft.

Listed by Walter Penachio • PALM LIFE REALTY

Bought with Jeannette Smith • RE/MAX REALTEC GROUP INC

Redfin checked: 3 minutes ago

•Source:Stellar MLS as Distributed by MLS Grid #U8055827

Redfin Estimate

$433,051

$128K since sold in September 2019$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.5% higher than the average sale price ($375K) of 6 comparable homes.

SOLD SEP 25, 2026
$420,000
A
2 beds2 baths1,228 sq ft
1100 Persimmon Dr, Palm Harbor, FL 34683
SOLD SEP 16, 2026
$210,000
B
2 beds2 baths1,080 sq ft
3301 Alt 19 #162, Dunedin, FL 34698
SOLD AUG 31, 2026
$505,000
C
3 beds2 baths1,358 sq ft
420 Oxford Rd, Palm Harbor, FL 34683
SOLD APR 24, 2026
$400,000
D
2 beds2 baths1,215 sq ft
236 North St, Palm Harbor, FL 34683
SOLD MAY 14, 2026
$399,000
E
2 beds2 baths1,220 sq ft
300 Sweetgum Ct, Palm Harbor, FL 34683
SOLD DEC 9, 2025
$315,000
F
2 beds2 baths1,296 sq ft
553 Jefferson St, Palm Harbor, FL 34683

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Earn from this home

Sell

$197,109

Est. take-home

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Refinance

Est. cash available

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Rent

$2,587/mo

Redfin rental estimate

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Market trends in 34683, FL

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.6%

+0.2% MoM

Median sale price

$485K

$29K MoM

Avg. days on market

43d

4 days MoM

Recently sold homes

197

5 MoM

New listings for sale

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OPEN TODAY, 12PM TO 3PM
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4 beds4.5 baths3,821 sq ft
1516 Canopy Oaks Blvd, Palm Harbor, FL 34683
OPEN TODAY, 11AM TO 3PM
$725,000
3 beds2 baths2,069 sq ft
903 Whippoorwill Dr, Palm Harbor, FL 34683
OPEN TODAY, 11AM TO 3PM
$550,000
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5 beds7.5 baths9,100 sq ft
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3D WALKTHROUGH
$149,900
1 bed1 bath707 sq ft
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$195,000
2 beds2 baths1,075 sq ft
4805 Alt 19 #713, Palm Harbor, FL 34683
COMING SOON
$515,000
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See all

Provided by Redfin

Sale history for 318 Banana Rd

Date

Event

Price

Public Records

Sep 27, 2019

Sold

$309,000

$308/sq ft

Stellar MLS as Distributed by MLS Grid #U8055827

Sep 30, 2019

Sold

$305,000

$304/sq ft

Aug 23, 2019

Pending

—

Aug 17, 2019

Listed

$317,000

$316/sq ft

Public Records

Jun 18, 2018

Sold

$285,000

$284/sq ft

Stellar MLS as Distributed by MLS Grid #U7711921

Dec 19, 2014

Sold

$200,000

$200/sq ft

Dec 11, 2014

Contingent

—

Oct 2, 2014

Listed

$215,000

$215/sq ft

Charming Ozona cottage on quiet street with magnificent old trees one block from the Gulf. This is the home that everyone wants in Ozona. Wood paneled foyer and leaded glass door welcomes guests into the home. Volume ceilings and wood floors are in the living areas. Both bedrooms are nice sized but they do have lower ceilings. Both baths and kitchen have been updated. Laundry area is next to the kitchen. Ozona is a golf cart friendly community with several restaurants, cute shops, seven marinas and the Pinellas trail. You could make this home look right out of the pages of Coastal Living magazine.

Public Records

Jan 12, 2004

Sold

$99,900

$100/sq ft

Public Records

Nov 3, 2003

Sold

$79,900

$80/sq ft

Public Records

Apr 25, 2003

Sold

$60,000

$60/sq ft

Tax history for 318 Banana Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

88 ft.

Lot depth

79 ft.

Lot size

9,901 Sq. Ft.

Year renovated

1993

Sq. Ft.

1,082

Year built

1950

Style

Single Family Residential

County

Pinellas County

APN

152811298980060020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 14, 2026.

R-4

One, Two And Three-Family Residential District

The R-4, One, Two and Three-Family Residential District provides for areas where single-family, two-family and three-family dwellings are appropriate and desirable. It is intended that such areas be located in or near urbanized areas where a range of transportation options and urban services are readily available.

Permitted uses

Include but are not limited to:

Garden center
Day care facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Mixed use
Recreation
Communications tower
Park & open space

Apr 7, 2026 • Final

Residential remodel/repair/renovation

Perform hurricane repairs including mold remediation, cleanup, and replacement of flooring and drywall. Renovate the bathroom and kitchen with new showers, tubs, vanities, cabinets, and countertops. Service and inspect the heating and air conditioning system, clean the ductwork, and reset the water heater and plumbing fixtures.

Bathroom

Electrical

HVAC

Kitchen

Plumbing

Remodel

Oct 9, 2020 • Final

Express building

Remove the existing roof and install new shingles with peel and stick underlayment.

Roofing

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2

Bathroom Information
# of Full Baths (Total): 2

Laundry Room Information
Laundry Features: Inside, Laundry Closet

Other Rooms Information
Additional Rooms: Inside Utility
# of Rooms: 5

Heating & Cooling
Heating Information: Central, Electric
Cooling Information: Central Air

Interior Features
Interior Features: Ceiling Fans(s), Thermostat, Vaulted Ceiling(s), Walk-in Closet(s), Window Treatments
Window Features: Blinds
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Flooring: Laminate, Wood

Exterior

Building Information
Construction Materials: Wood Frame
Roof: Shingle

Exterior Features
Patio And Porch Features: Covered, Patio, Screened
Exterior Features: Other

Waterfront Information
Waterfront Feet Total: 0
Water View Y/N: 1
Water View Description: Intracoastal Waterway
Water Access Y/N: 0
Water Extras Y/N: 0

Property Information
CDD Y/N: 0
Homestead Y/N: 0
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Shed(s)
Zoning: R-4

Land Information
Total Acreage: Up to 10,889 Sq. Ft.

Lot Information
Lot Features: Corner Lot, FloodZone, In County, Level, Near Marina, Private, Unpaved
Lot Size Acres: 0.23
Lot Size Square Meters: 920

Building Information
MFR_BuildingAreaTotalSrchSqM: 93.09

Financial

Tax Information
Tax Annual Amount: $4,027
Tax Year: 2018

Lease / Rent Details
Lease Restrictions YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Cable Connected, Electricity Connected, Sewer Connected
Additional Water Information: Peek-a-boo water view from front sitting room.

Location

Multi-Unit Information
Unit Number YN: 0

HOA Information
Association Approval Required Y/N: 0

School Information
Elementary School: Ozona Elementary-PN
Middle Or Junior High School: Palm Harbor Middle-PN
High School: Palm Harbor Univ High-PN

Location Information
Directions: Take Tampa Rd West turn right on Orange St, then Left on Bay St turn Right onto Banana Rd by the Speckled Trout Marina.

Community Information
Community Features: Golf Carts OK, Water Access, Waterfront

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,082
Stories: 1.0
Lot Size: 9,901 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: 1993
County: Pinellas County
APN: 152811298980060020

Home facts updated by county records on Aug 14, 2026

Other

Miscellaneous Information
Third Party YN: 1

Listing Information
Previous Status: Pending
Backups Requested YN: 0

Listing Date Information
Days to Contract: 6
Status Contractual Search Date: 2019-09-30

Listing Price Information
Calculated List Price By Calculated Sq Ft: 316.37

Green Information
Green Verification Count: 0
Direction Faces: North

Home Information
Living Area: 1002
Living Area Units: Square Feet
Living Area Source: Public Records
Living Area Meters: 93.09
Building Area Total: 1002
Building Area Units: Square Feet
Building Area Source: Public Records
Foundation Details: Crawlspace
Levels: One

Around this home

Schools

Ozona Elementary School

Public PreK-5 • Assigned • 0.4mi

10/10

Palm Harbor Middle School

Public 6-8 • Assigned • 1.6mi

5/10

Palm Harbor University High School

Public 9-12 • Assigned • 1.5mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 108° expected this year, 26 days in 30 years

10/10 Wind Factor

99% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Palm Harbor, FL • 34683

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 6.2 hours in December, placing it above the U.S. average for solar exposure.

9.2 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$412,000 – $499,000

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Home values near 318 Banana Rd

Data from public records.

Address	Redfin Estimate
260 Banana Rd, Palm Harbor, FL - Beds \| - Baths \| 804 Sq. Ft.	$292,723
258 Banana Rd, Palm Harbor, FL 2 Beds \| 1 Baths \| 1152 Sq. Ft.	$542,516

Address	Redfin Estimate
254 Banana Rd, Palm Harbor, FL - Beds \| 1 Baths \| 640 Sq. Ft.	$309,218
320 Banana Rd, Palm Harbor, FL 2 Beds \| 1 Baths \| 912 Sq. Ft.	$434,348

Address	Redfin Estimate
320 Banana Rd Apt 2, Palm Harbor, FL - Beds \| 3.5 Baths \| 2204 Sq. Ft.	$1,037,097
312 Banana Rd, Palm Harbor, FL 2 Beds \| 1.5 Baths \| 1008 Sq. Ft.	$401,623

Property information provided by Stellar MLS as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 34683, FL

Sale history for 318 Banana Rd

Tax history for 318 Banana Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 34683

Home values near 318 Banana Rd

More real estate resources