HOME IS UNDER CONTRACT, CONTINGENT & 72 HOUR KICK-OUT CLAUSE, EASY TO SHOW, BRING ALL OFFERS. Located just blocks from the white sand beaches of the Gulf, this 2-bedroom, 2-bath home features a split-bedroom floor plan, each bedroom enjoys its own full bath and walk-in closet, making the layout ideal for guests, roommates, or a primary residence. The living room offers vaulted ceilings, while the Florida room provides additional living space. Outside, you'll find a fully fenced backyard, mature palm trees, a patio, circular driveway with RV parking. Conveniently located just minutes from Pier Park, Frank Brown Park, the new state-of-the-art hospital currently under construction, Northwest Florida Beaches International Airport (ECP), shopping, dining, and entertainment. This property offers exceptional access to everything Panama City Beach has to offer. The home is being offered in its current condition and presents a fantastic opportunity for buyers looking to update, renovate, or personalize a property in an excellent location. Whether you're searching for a primary residence, second home, or investment opportunity, the potential here is undeniable. Bring your vision and make this beachside property your own. No short term rentals allowed.
HOME IS UNDER CONTRACT, CONTINGENT & 72 HOUR KICK-OUT CLAUSE, EASY TO SHOW, BRING ALL OFFERS. Located just blocks from the white sand beaches of the Gulf, 2-bedroom, 2-bath home features a split-bedroom floor plan, each bedroom enjoys its own full bath and walk-in closet, making the layout ideal for guests, roommates, or a primary residence. The living room offers vaulted ceilings, while the Florida room provides additional living space. Outside, you'll find a fully fenced backyard, mature palm trees, a patio, circular driveway with RV parking. Conveniently located just minutes from Pier Park, Frank Brown Park, the new state-of-the-art hospital currently under construction, Northwest Florida Beaches International Airport (ECP), shopping, dining, and entertainment, this property offers exceptional access to everything Panama City Beach has to offer. The home is being offered in its current condition and presents a fantastic opportunity for buyers looking to update, renovate, or personalize a property in an excellent location. Whether you're searching for a primary residence, second home, or investment opportunity, the potential here is undeniable. Bring your vision and make this beachside property your own. HOME IS UNDER CONTRACT WITH 72 HOUR KICK-OUT CLAUSE
ECAR #1009231
Jul 31, 2026
Listed
$297,000
$259/sq ft
CPARMLS #301291
Sep 3, 2002
Sold
$108,000
$94/sq ft
Dec 5, 2001
Listed
$109,900
$96/sq ft
This nice cozy home, only 2 blocks to the Gulf, features split B/R plan with a bedroom, full bath and walk-in-closet on each side, ceiling fans in every room, L/R with vaulted ceiling and surround sound, beautiful Florida room, fenced back yard, circular drive with R/V parking, large storage building, beautiful palm trees, with 12x12 covered deck and a new large patio. Termite Bond, sprinkler system, owner Motivated, make Offer. A Must See! - Only $109,900.
Year
Property tax
Land + Additions
Assessment*
2025
$1,232 (+5.6%)
2024
$1,167 (+3.6%)
2023
$1,126 (+9.5%)
2022
$1,028 (+2.4%)
2021
$1,004 (−0.9%)
2020
$1,012 (+1.6%)
2019
$997 (+0.6%)
2018
$991 (+18.2%)
2017
$838 (+2.7%)
$35,983 + $65,440
$101,423
2016
$816 (−3.2%)
$35,983 + $66,301
$102,284
2015
$843 (+1.3%)
2014
$832
Public record
Beds
2
Baths
2
Stories
1
Lot width
60 ft.
Lot depth
125 ft.
Lot size
7,492 Sq. Ft.
Year renovated
1990
Finished Sq. Ft.
1,145
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,145
Year built
1990
Style
Single Family Residential
County
Bay County
APN
38364050000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
10/10 Heat Factor
8 days above 105° expected this year, 23 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Panama City Beach, FL • 32413
Average low and high temperatures (°F)
59
43
65
52
71
57
77
63
80
71
86
76
88
79
87
77
85
74
80
65
73
59
64
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
85/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Panama City Beach. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 121 Cobb Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $280,000 and $425,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $280K to $425K.